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"It wasn't raining when Noah build the ark." Howard Ruff
It's all too common for families to be 'winging it' through life, quite unprepared for reaching their personal and financial goals, and unable to deal with unexpected situations that life can (and will!) throw at us.
Here are 10 ... Views: 2436
10 Ways to Live Positive on a Dog’s Budget
Dr. Joey Faucette, Author, Coach, & Speaker
Gas prices are going up daily and food costs are at an all-time high. We have cut our “fun budgets” way down. So how will we enjoy spring in a fun, positive way?
Positive Coach, speaker, & author of ... Views: 1267
Whether you are married or single, taking control of the household finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances, and reduce the stress of household money matters.
11 Simple Ways to Organize Your Finances
#1 Keep Your ... Views: 1476
While many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ... Views: 2694
Numerous financial decisions can have a progressive, yet huge, sway on your life. Making them at the perfect time guarantees that you can meet your objectives and accomplish financial security. Martin Sumichrast, an investment expert, advises on these three major steps to take.
1.put aside ... Views: 1292
Today, let us consider several tips you can use to improve your chances of finding, not just a suitable bad credit personal loan, but more importantly, a reputable lender.
Request for referrals from your close friends, relatives and co-workers, most especially from those who have just ... Views: 1590
KEEP IT IN BALANCE—The phrase moderation is key is often over used, thus I won’t use it. However, it doesn’t matter if we are talking about your money or your diet; everything has to stay in balance. Our culture is set up to make you “FatNBroke.” You have to have discipline with your spending ... Views: 981
Transferring money by using online money transfer systems may be the best option for many. This is by far the fastest option available out there, not to mention the good exchange rates operated by these systems. Due to the numerous advantages offered by these systems, businesses operating in ... Views: 751
During our daily lives or in the midst of extraordinary circumstances, we often come upon worthy causes to donate to. However, because of one of any number of reasons we fail to make the donation. When you give even a little bit to an organization that helps others, you are making a positive ... Views: 6850
It is interesting how many people find themselves in debt considering that they have control of their finances. This is no laughing matter as credit scores can affect one’s life in a profound way. Any financial endeavors can easily give companies a reason to peek at your credit standing and ... Views: 1859
Did you know that the average U.S. savings account contains $16,420? Or how about the fact that the average median checking account balance for U.S. households is approximately $3,400?
Maybe you have more money than this in the bank. Or maybe you have less. Either way, it’s important that ... Views: 862
Personal Loan Prepayment is a process of repaying the loan before its tenure is over. This can be done when an individual with an outstanding personal loan has sufficient funds to repay the loan partially or in entirety. This helps the borrower get rid of their debt early and save money by ... Views: 990
Does your financial life seem chaotic and crazy? When it's time to pay your bills, do you know exactly where you put them? I'm wondering how you are simplifying your financial life. Are you spending more on a monthly basis than you're actually making? Do you have several bank accounts that ... Views: 1602
Best Investment Options
Each year lots of people migrate from India for different purposes like education, job, busi-ness, etc. Some people migrate from India only for working on offshore jobs and actually earn in the foreign currency. These kinds of people who are of Indian origin or those who ... Views: 948
Whilst the debate about financial education in schools continues, parents need not wait to teach their kids about money. Here are 7 things that every teen should know about money.
Manage your money - Show your money who’s boss by putting a money management system in place. Divide your income ... Views: 2325
Cryptocurrencies have now been around for quite some time. Yet, most people are not much aware about how it works. Concept of cryptocurrencies can get quite complex for someone who is just starting out especially, with the new forms which are coming up daily.
Before, you start trading in ... Views: 977
Anyone having a credit nightmare can have a difficult time scrounging for extra cash just to make payments. This can be really frustrating as there are constant bills to pay apart from the credit to settle. But don’t worry there are many ways to squeeze of extra trickles of cash at home. Here ... Views: 1878
When you have to pay off your debts, you have a decision before you: do you earn more or do you lower your spending? Both of these choices have their own pros and cons. Ultimately, your choice will depend on what you are willing to sacrifice.
Earning more will help you keep the lifestyle that ... Views: 1446
During the festival of Christmas, nobody can escape conspicuous consumption of some degree, be they live in Canada, be they live in any other country. Right from November, most of the salaried people begin to hunt, but mostly to know that most of the attempts do not yield any fruit. It is good ... Views: 751
A reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ... Views: 1932
Both instant loans and personal loans are utilized by people when they are in dire need of cash. With these loans, you can solve all your needs that arise unexpectedly such as paying for your car repairs, paying for your medical expenses which require immediate attention or booking for any ... Views: 670
Looking at the latest trends in financial patterns among US consumers, it’s safe to say that many of them have begun to learn the lessons of the Great Recession. In the third quarter this year, consumer debt has continued to go down. While much of this has to do with the fact that some ... Views: 1523
The Family Love Letter™. The Gift of Your Life
As an anti-aging physician, I have devoted my career to helping people live long and healthy lives. I have a passion for healthy living; wellness and staying young has been my motto. As a result, I created a teleseminar series called ... Views: 1423
1. Don't panic, breathe.
You are equipped to deal with whatever comes up in your life in each moment. You are not equipped to deal with hypothetical futures, which is what worrying is all about. Breathing automatically brings you back into the moment, calms and centers you.
2. Don't ... Views: 1688
Managing your finances will become less complicated if you break up your entire task into discrete tasks that manage easier. It's extremely simple to stop if you end up facing a single sizeable task. Work upon smaller tasks because they're straightforward to coordinate consequently the ... Views: 1081
One of the largest cities in the US and one of the major cities of Texas, Houston is a southern delight. There is a lot to this wonderful city where one can discover a lot of popular destinations. It is also the home to NASA. Travelling through this huge city is a mammoth task and what better ... Views: 758
A balanced personal budget simply means that you have more income than you do expenses. Despite this simple definition, having a balanced budget has numerous advantages. Here are a few of those advantages along with tips on balancing your own personal budget.
Advantages of Balancing Your ... Views: 2578
Due to the rise in cost of commodities, the civilians are having a tough time to attain their daily needs. There are times when you suddenly come across some financial emergency and you may lack in accessibility of required financial support. You may be worried to fulfil this requirement of ... Views: 946
Because credit cards can be easy to obtain, it can be easy to get in over your head with credit card debt. While they may be simple to carry and convenient for making purchases, credit cards have been the cause for rising consumer debt and countless personal bankruptcies throughout the years. ... Views: 3032
Keeping a healthy lifestyle has come to be a challenging job especially in this recent era when a lot of people are finding it tough to balance their low incomes and high expenditures. Still, online shopping market of beauty and cosmetics products is still successful in full bloom as many people ... Views: 1813
The world in which we live in is full of both good and bad. If you aren’t careful, you could easily end up on the bad side of this equation. One example of this could involve your car insurance. If you are very unlucky you could become a victim of a car insurance scam.
Not only could you pay ... Views: 3163
A new UK-based site, InstantLoansDirect.com, is trying to attract new borrowers by offering so-called 0% interest payday loans. They offer short term loans without interest, but there’s a catch. There is no interest for the first eight days, but after that initial period, there’s a daily fee ... Views: 2100
Consumer spending has witnessed timid growth in recent months, according to data from the U.S. Department of Commerce.
This may not be enough for some retailers, whose bottom lines have been significantly damaged by recent reform aimed at shielding consumers from deceptive or unfair credit ... Views: 787
The length of one's credit history is one of the various factors credit bureaus look at when formulating a credit score .
Therefore, it may seem like a good idea to apply for credit early and often. A recent report by CBS MoneyWatch offered insight into how college students can do this, and ... Views: 1243
Convenience store retailers have found initial trial levels of the new Newport Non-Menthol cheap cigarettes to be about average, with much of the initial consumer interest attributed to temporary pricing, according to an exclusive CSP-UBS Tobacco Survey.
"Most customers buying Newport ... Views: 1591
Anyone who has been through a divorce can probably tell you the horror stories of how much money they spent just getting divorced. With my divorce, let’s just say that with the amount I spent I could have supported a large village in Africa for a year. At the time, I was willing to pay just ... Views: 2162
Today we will change your viewpoint of money. Showing you the different ways to make it work for you. By simply summarizing the positives and negatives of each. First off, let’s go over the two worldviews of money and how they differ from each other.
The first one is the one most people know ... Views: 1552
A number of years back Donald Trump and his group was building the Hudson Project in New York City along the Hudson River.
Trump and his team had a business plan which detailed all of the specifics that were involved in this project. He would meet with his team on a regular basis to oversee ... Views: 1135
In Arizona, the dog’s owner is held responsible for the first bite, no matter the breed. Some common questions include whether a dog gets “one free bite”, whether the dog’s breed matters, or whether the owner had knowledge the dog would bite. In Arizona, the answer to all three questions is ... Views: 522
People who are physically handicapped are not expected to have regular source of income like those who are physically fit. Next, these men and women, however hapless they may be, are not liable for this kind of limitations of their physique. Someone has lost his vision during a battle or during ... Views: 608
Financial pressure is something that more and more people face and suffer from. It can determine a deal of different emotions and distress on personal and mental level. When financial pressure takes control over your life a lot of things happen. You may face problems in your relationships, ... Views: 2105
Several unexpected events are happening in recent times. For this reason, you cannot really predict the finance market or the economy. Thus, it becomes expedient for people who would like to be financially stable during this period and beyond to watch their finances. Understandably, working ... Views: 627
If you are constantly on a shoestring budget and are always out of cash, take a good look at your spending and lifestyle habits. You will find that by making a few minor changes, you can both fatten your wallet and have a savings account to fall back on.
Saving money is not difficult. It’s ... Views: 2160
Can you afford a Christmas Tree? The acclaim crisis, inflation, the slump, is all making the holidays a bit drearier than those in the earlier period. People who barely made it through the year, are probably wondering how they are going to make it through the holidays. Savings may be gone, or ... Views: 989
During several times people are concerned with poor advance rating that require fast financing to rise above a monetary crisis. In this both the receiver and the investor have small time to assume about the other details concerned in the issue. To get rid of the troubles experience by the ... Views: 848
FAFSA stands for Free Application for Federal Student Aid. It is the official and primary application form submitted by eligible individuals to the Federal Student Aid.
Whether you’re enrolling in college for the first time or returning to school after a period of time off, you should first ... Views: 565
Forex trading for beginners: breaking it down to the basics
Are you still unconvinced about the benefits of the forex market and unsure if you got what it takes to succeed? Don’t fret because we’ll walk you through the basics in this forex trading tutorial.
What’s forex anyway?
Forex ... Views: 1081
I'm going to make a very bold statement that I can – and will – back up: Americans have been brainwashed into believing they must accept risk, volatility, and unpredictability to grow wealth and have a comfortable lifestyle in retirement.
But don’t fall for it! There are proven and ... Views: 1281
Are you a Personal injury attorney, Employment lawyer, Car accident solicitor, or other legal professional that works on contingency?
Then you are aware of the fact that up to date sales leads for lawyers have been sold on per click or pay per client contact basis. If you were buying leads ... Views: 3948
Are you cringing right now at the very mention of financial sacrifice? There is a misconception that sacrifice is a bad thing — and it somehow means you're losing out. It's really quite the opposite, especially when it comes to money goals. Sacrificing something you value for something of ... Views: 2841