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- Budget doesn't have to be a Four-Letter Word - by Submitted on Aug 29, 2009 from Nancy KvammeBudget doesn’t have to be a 4-Letter Word Many people dread the word budget. Money is active, you have to tell it where to go. The basic principle of making a budget is recording how much money you have coming in for the month. From that you subtract expenses for the month. First ...
Views: 1160(2 votes) - Business Tip: Building Your Cash Reserves - by Submitted on Dec 01, 2009 from Barbara PhillipsCertainly you have heard from financial experts that you should have a three month cash reserves at all times. The premise behind this is to protect you should you get sick, loose or job or have unexpected expenses crop up. This is even more important for your business. In fact, three months ...
Views: 1162(2 votes) - Money Worries - by Submitted on Jan 11, 2010 from Steven Martin2009 has been one of the toughest financial years we have ever seen. Many people have been left with money worries, bills and in some cases debts that are threatening their homes. Facing repossession, mounting bills and job insecurity can make you want to hide under the duvet and never come ...
Views: 781(4 votes) - Reinvesting Proceeds from REO Flips Into Commercial Properties - by Submitted on Dec 03, 2009 from David LindahlIn a previous article, I pointed out that coming up with the funding to support commercial real estate purchases may be both intimidating and even prohibitive for many real estate investors. If this scenario rings true for you, then you might consider something a little more basic to help ...
Views: 1545(10 votes) - Using REO Flips to Build A Base of Private Lenders - by Submitted on Dec 03, 2009 from David LindahlIn a previous article, I pointed out that coming up with the funding to support commercial real estate purchases may be both intimidating and even prohibitive for many real estate investors. If this scenario rings true for you, then you might consider something a little more basic to help ...
Views: 1278(6 votes) - What is Next for the American & World Economies? - by Submitted on May 18, 2010 from Robert DavidsonYou might be wondering as so many: Where will it all end? Where are we headed? Of late, the news has filled our family TV screens and car radios about Greece’s dire need for a loan. Surely, you recall our own residential real estate and associated banking crisis that began to surface in ...
Views: 1931(2 votes) - 5 Tips For Using The Internet To Find The Lowest Mortgage Rates - by Submitted on May 28, 2010 from Krista ScruggsThe Internet is a valuable tool you can use to help you find the lowest mortgage rates in your area. Mortgage rates will be different depending on where you are and how strong your credit is, and finding the best mortgage rate can be a complex and time-consuming process. The Internet can make ...
Views: 1200(11 votes) - Facing Repossession - by Submitted on Jan 14, 2010 from Steven MartinBeing in debt can be a horrible feeling. It can become all consuming; worry, stress and anxiety over how to stretch £1 into £10, which bill to pay first and sometimes creative ways to hide from bailiffs. It also means cutting back on those precious moments we use to recharge and release; a trip ...
Views: 775(3 votes) - Seven Myths Concerning Credit Card Usage That Can Affect Your Ability To Obtain A Mortgage - by Submitted on Aug 06, 2009 from David LeachIt has been my privilege to work with hundreds of people over the many years I have been involved in the real estate and mortgage business. My experience and expertise have helped them buy their dream home when they thought their circumstances would prevent it. It has been a joy to help so many. ...
Views: 4082(3 votes) - Truth About Money - by Submitted on Jul 15, 2009 from Ataur RehmaanWhen a famous bank robber was asked, why did you rob the bank? His answer was well there is where the money is. He was wrong on several points. - No1. Banks are not the source of money - No2. You must attain your money in an honest way. By the way, let me quickly share one more myth. ...
Views: 783(3 votes) - Saving Money Can Lead to Business Opportunities - by Submitted on Apr 15, 2011 from Young KimWhen he was a teenager, my brother was a huge tennis freak, and he would have to get his racket restrung all the time. It started to cost a considerable amount of money. One day, while getting his tennis racket restrung, my brother asked the guy at the sporting goods store all sorts of ...
Views: 1136(9 votes) - True Wealth in a Great Depression Economy - by Submitted on Feb 23, 2009 from Sheryl Karas Paul HoodNone of us really know for sure what's going to happen in terms of the economy but one thing is certain: it's on all of our minds. We can incessently worry that the worst is going to happen or hope and pray that it won't, but why not just look the problem square in the face? What is your ...
Views: 2463(1 vote) - ***5 Retirement Planning Blunders - by Submitted on Oct 15, 2009 from Bill LoseyRetiring from ones employment can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make ...
Views: 1211(3 votes) - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2224(3 votes) - A Primer on Subprime Mortgages - by Submitted on Oct 06, 2009 from Yossarian SmytheThe term “subprime mortgages” has leaped from business pages to the front page headlines. However, not a lot of people understand exactly what it means and how it caused the US economy to fall. What Are Subprime Mortgages? Simply put, mortgages are called subprime because they are below ...
Views: 959(1 vote) - An Interview With Bernie Madoff's Whistle Blower, Harry Markopolos Author of No One Would Listen - by Submitted on Dec 30, 2010 from Norm GoldmanAuthor: Harry Markopolos Publisher: John Wiley & Sons Inc. ISBN: 978-0-470-55373-2 Today, Norm Goldman Publisher & Editor of Bookpleasures.com is excited to have as our guest Harry Markopolos author of No One Would Listen. Good day Harry and thanks for participating in our ...
Views: 2785(1 vote) - Are You a Good Candidate for a Streamline FHA Refinance? - by Submitted on Aug 18, 2009 from Krista ScruggsIf you are in the market for a refinance, you have undoubtedly heard about the various loans that are currently offered by lenders. There are adjustable rate mortgages, those that feature balloon payments, loans which offer substantial cash-out options, and of course also the loans that change ...
Views: 1217(1 vote) - Are You Ready To Take Control of YOUR Financial Future? - by Submitted on Aug 10, 2009 from Lisa Moren BrommaDo you think is it too soon to begin planning for the tax changes in 2010 or think about how it will impact your retirement account? Absolutely not. “Now is the time to start to plan to take advantage of future tax-free funds”, says Hubert Bromma, CEO of the Entrust Group, the nation’s ...
Views: 1586(1 vote) - Does (Wallet) Size Matter? Why Women Are Spending Less and Living More - by Submitted on Sep 10, 2009 from Intent.com AuthorsIn my moms group last week, I asked the question, “What are you all doing to save money?” What I meant was, “How are you saving cash around town?” The answers I got clued me in to a core shift in our experience: the economy is changing not just the way we spend, but the way we live—that is, the ...
Views: 804(2 votes) - Excerpt From Street Hockey Millionaire - by Submitted on Apr 11, 2003 from James Allan“You know what they say,” Pete said. “You’ve got to play the full 60 minutes if you want to win.” Steve began, “Let’s get started. Did everyone write some game plans for their highest priority goals?” Pete replied, “ We haven’t had time yet, Steve, but we’re going to do it this week.” Steve ...
Views: 2580(2 votes) - Facts About Teenage Drivers Car Insurance - by Submitted on Nov 09, 2010 from Alston BalkcomIt is more expensive to buy insurance coverage for teen drivers than more mature ones, but there are ways to keep the costs lower than they would otherwise be. Even teenagers can drive in a mature fashion and avoid crashes. They can also avoid driving certain types of automobiles. They can ...
Views: 2663(1 vote) - Free Annual Credit Report – Know Your Financial Status - by Submitted on Aug 27, 2009 from Sophie WilsonIn today's crucial economic times, every one is working hard than ever to improve their credit scores. If you want to apply for a loan, a free annual credit report is an inventory that outlines all your repayment activities, shows the number of debts you have and the rates you are paying on the ...
Views: 1008(2 votes) - Get Organized: Get a Grip on Spending - by Submitted on Sep 17, 2009 from Becky EskerGetting organized with your spending is a life skill everyone should have. Moreover, with the status of the economy, you might be concerned about your finances and keeping more money in your pocket than ever before. I have good news for you. There are four specific actions you can implement ...
Views: 1359(1 vote) - Handling Critter Problems for Landlords or There’s a Raccoon in the Attic - by Submitted on Jan 05, 2011 from Kurt WellsIf You Own or Manage Rental Properties, Sooner or Later There Will Be a Problem With Critters Inside. Here’s what to Do When the Tenant Calls about a Raccoon inside the House. Unless you come from a long line of hunters and trappers, you are probably going to need some help. Look in the ...
Views: 893(1 vote) - Hard Money Loans: The Ideal For The Project? - by Submitted on Dec 05, 2011 from Mariecar CervanciaYou have done your study, have your residence, made your calculations, chosen your plans, hunted for contractors (even have quotations and have a tentative schedule in your plans), and found providers for the supplies that you’ll be needing. You also penciled in a little buffer on the plan and ...
Views: 773(1 vote) - Have You Discovered an Error on Your Tax Returns? Are You Entitled to Unclaimed Credits? - by Submitted on Aug 26, 2009 from Robert RimbergWell then, it’s time to amend your tax return! We try to prepare your tax returns correctly - the first time! Once in a while, an error occurs. For instance, sometimes a 1099 shows up in September after your return is filed. Here’s what you can do: Avenge with an Amend In most cases, the ...
Views: 1071(1 vote) - How to Have More Fun with Your Tax Refund in 2009 - by Submitted on Apr 20, 2009 from Cindy MorusGetting a tax refund this year? Want to stretch it as far as possible? Good for you… I counsel a LOT of people about money. I see the same mistakes being made over and over again. If you’ve made ‘em, don’t worry. I’m here to help you do it right THIS year! The fact is, moneymakers need a money ...
Views: 1398(1 vote) - How To Make A Frugal Budget - by Submitted on Mar 26, 2013 from Samantha SeiffertSubmitting to a budget can prove to be life changing. It can literally alter how you live every day because of the expenses that you have to let go or change. The usual scenario for a budget is to make sure you spend less and some people are hesitant to go about this change because of it. ...
Views: 1907(1 vote) - Investing In Stock- Significant Knowledge Base For Bombay Exchange Stock - by Submitted on Jun 17, 2011 from vik gurungA market crash is usually defined as a sharp dip in share costs of instruments noted on the stock exchanges. In parallel with numerous economic factors, a justification for stock exchange crashes is also due to panic and investing public's lack of confidence. Regularly stock market crashes end ...
Views: 664(1 vote) - Is A Franchise Right For You? - by Submitted on Oct 17, 2011 from Joseph ToalDeciding on if “Franchising” is right for you requires some investigation on your part before you dive into a franchise agreement. Below are the four levels of franchising. It is best to consider all aspects of each level, before deciding upon a level in which you will be investing ...
Views: 774(1 vote) - Is Forex Trading A Profitable Business? - by Submitted on Jun 04, 2010 from Daniel ShawAs more and more people are interested in Foreigh Exchange Market many of them don’t understand if online financial trading can really be profitable. Let’s find it out if it is really possible to make money trading forex. If you search on the web you can find many positive and negative feedbacks ...
Views: 9394(7 votes) - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1419(3 votes) - Loan Modification - How To Know If You're Getting A Good Deal - by Submitted on Jun 24, 2010 from Krista ScruggsMaybe you've just completed a mortgage modification, or you're in the market for one and you want to learn all you can. Either way, you're likely wondering how to tell whether a home loan modification deal is good or bad. Regardless of what stage of the process you're in, you'll want to be ...
Views: 1412(4 votes) - Long Term Investing in Currencies - by Submitted on Dec 23, 2010 from Mike KulejCurrencies are not financial instruments which typically come to mind when talking about long term investments. Vast majority of financial advisors suggests a mix of bonds and stocks to their clients, with some cash investments, like money market funds or CD's thrown into the mix. Such is long ...
Views: 1127(1 vote) - Mommy Are We Poor? Is There an Upside to the Recession for Families? - by Submitted on Jun 08, 2009 from Intent.com AuthorsI have to say, this recession thing is taking me back to my youth. Growing up in the 70's, the era of inflation, oil embargo's and doing without was central to my foundation. We grew up in a middle class family, struggling to make ends meet. With both parents working, my brother and I grew up as ...
Views: 921(1 vote) - Moving On After Bankruptcy - by Submitted on Jul 08, 2009 from Menno SpijkstraWhen talking about bankruptcy, people tend to avoid that very situation. They wouldn’t want to entertain that idea very on their mind. Even in the midst of a big financial crisis in their lives, bankruptcy is the least option. They would rather think about other means just not to get bankrupt. ...
Views: 2716(2 votes) - Quarterly Window Dressing - A Recurrent Wall Street Scam - by Submitted on Jun 25, 2008 from Steve Selengut"The time has come the walrus said, to talk of many things": Of corrections--portfolios--- and window dressing--- of market cycles--- wizards--- and reality. Quarterly portfolio window dressing is one of many immortal Jaberwock-like creatures that roam the granite canyons of the Manhattan ...
Views: 1911(1 vote) - Rebuilding Credit after Bankruptcy - Tips and Suggestions - by Submitted on Oct 07, 2009 from Andrew RakersIndividuals who have filed for bankruptcies find rebuilding credit status a very difficult activity, after the bankruptcy has been dealt with. It’s important to rebuild credit after coming out of bankruptcy, since account details are flagged for seven years right after the inception of ...
Views: 896(1 vote) - Rental Property Deductions - Tremendous Tax Savings! - by Submitted on Mar 30, 2009 from Timothy DereyThese tips on rental property deductions that we're going to share with you will provide you with an immense tax shelter. You'll see that there are several tax deductions that you can take by owning even one rental property. I know this because I've owned rental properties for several years and ...
Views: 1980(2 votes) - Save Cash By Mastering Smart Shopping Skills - by Submitted on Dec 28, 2010 from Dan CavalliDid you know that if you master some smart shopping skills, you can actually save cash? Some people think that there’s really nothing much you can get from practicing a little restraint in the groceries or the mall, but actually, there’s a lot! If you wish to learn about these smart shopping ...
Views: 938(1 vote) - Spending Consciously - by Submitted on Jul 08, 2009 from Intent.com AuthorsIt was one of those day when I was in the shower, thinking.... thinking how little I really need. I was listening to the news about how the hair solons are down business from 20-30 percent. They went on to explain that people, rather than going to get their hair 'done' every 4 weeks, are going ...
Views: 593(1 vote) - Spiritual Practice of Spending and Saving Money - by Submitted on Jul 08, 2009 from Intent.com AuthorsWhen we are walking the spiritual path, we learn to get the most out of what ever experiences we have. Right now manyt of us need to spend less money than we were spending a year ago. While this can be difficult, we have the opportunity to look at our lives and see what is most important to ...
Views: 1054(1 vote) - State and Local Taxes - by Submitted on Oct 07, 2009 from Robert RimbergNavigating through todays tax environment takes the experience and expertise of top-notch tax professionals, who can help you, not only comply with increasingly complex regulations, but also help minimize their impact on your business. Constantly changing rules and procedures means having a ...
Views: 771(1 vote) - Stock Brokers- Interrelated Hint For Online Broker Stock - by Submitted on Jun 17, 2011 from vik gurungA market crash is usually outlined as a sharpened dip in share costs of securities mentioned on the stock exchanges. In parallel with various economic factors, a reason for stock market crashes is also due to panic and investing public's lack of confidence. Regularly stock market crashes end ...
Views: 627(1 vote) - Stock Market Trade- Free helpful Guideline For Stock Broker Online - by Submitted on Jun 17, 2011 from vik gurungSelling and buying stocks is generally a simple process after opening an investment account. With banks and brokers it's generally just an example of a phone call or visiting their offices for a private meeting. Both can offer investment products and potentially guidance on the right way to ...
Views: 600(1 vote) - Stock Newsletter- Interrelated Article For Market Stock Trade - by Submitted on Jun 17, 2011 from vik gurungA stock option is a class of option. Especially, a call option is the right ( not requirement ) to buy stock in the future at a fixed price and a put option is the right ( not duty ) to sell stock in the future at a fixed price. Thus, the value of a stock option changes in reaction to the actual ...
Views: 620(1 vote) - Stock Trading System- Significant Hint For Invest In Stock Market - by Submitted on Jun 17, 2011 from vik gurungA stock option is a class of option. Specifically, a call option is the right ( not obligation ) to buy stock in the future at a fixed price and a put option is the right ( not duty ) to sell stock in the future at a given price. So, the value of a stock option changes in reaction to the actual ...
Views: 725(1 vote) - Student Loan Debt Highest Among Middle-Income Students - by Submitted on Nov 09, 2010 from Jeff MictaborAccording to a new report issued by the College Board, students from families whose median annual income falls between $60,000 and $90,000 leave school owing about $35,000 in student loans, compared to students from lower-income families, who graduate with about $25,000 in student loan ...
Views: 1523(3 votes) - Summer On A Budget – 5 Tips For a Back to Basics, Fun From The Farmer's Daughter - by Submitted on May 16, 2013 from The Farmers DaughterIt’s summer time again and there never seems to be enough time to get to all those things you’ve always wanted to do. How can we have the BEST summer imaginable and do it on a budget? Well let’s first see what elements make up the best summer. Elements of Your Best Summer It is often said ...
Views: 1481(1 vote) - Tel Aviv Woman Mistakenly Trashes $1 Million Mattress -- Where Should You Put Your Money? - by Submitted on Sep 10, 2009 from Intent.com AuthorsTalk about a case of regretting doing something nice for somebody. An Israeli woman in Tel Aviv, known simply as Anat (not her real name) only wanted to do something nice by buying her elderly mum a new mattress. Little did she know that her mum, after a bad experience with a bank, was saving ...
Views: 829(1 vote)