Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Personal Finance Articles
We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Can't Focus or Get Anything Done... A Solution that Works - by Submitted on Apr 01, 2010 from Pat HeydlauffAccording to Mac Anderson Founder, Simple Truths, a few years ago a health study determined there are three main reasons people can't cope in life: 1. They live in the past. 2. They have a low self-esteem. 3. They can't laugh at themselves. All three of these can be important when you ...
Views: 2604(4 votes) - Caring for Parents Gift a Monthly Income! - by Submitted on Feb 04, 2011 from Nikhil NaikWhen you were young your parents carefully planned your future. Now, when you're doing well, it's your turn to secure their future and give them a comfortable life. Financial independence is one of the most important factors towards this. If you're abroad and wonder how you can assure an easy ...
Views: 817(2 votes) - Convert Your House Into A Home With The Help Of Quick Personal Loans - by Submitted on Jul 06, 2020 from Breezy LoansA house converts into a home only it houses a beautiful interior you love. With the evolving trends, you would always want to renovate your home but piled up to-do list may postpone your home renovation project. All you need some extra funds into your pocket to get the job done on a quick note. ...
Views: 786(1 vote) - Cost Friendly Weekends For People In Debt - by Submitted on Mar 11, 2013 from Samantha SeiffertWho ever said that you should stop having fun when you are in debt? Even if your budget is limited and most of your extra money is going to your debt payments, that does not mean you should suck out all entertainment activities. You can choose among many cost friendly activities that may ...
Views: 1627(1 vote) - Credit Bureaus Address- Free Related Roadmap For Personal Credit - by Submitted on Jun 17, 2011 from Rohan RathoreBuilding and maintaining good credit is more important today than before. Whether we realize it or not, so many parts of our daily fiscal lives revolve around our credit scores. But don't fret - abide by these five must know credit tips for scholars and you shouldn't have any problems in any ...
Views: 852(1 vote) - Credit Unions vs. Banks - by Submitted on Feb 08, 2013 from Justin KraneCredit unions have their perks. Monopoly. Loved it. Did you love being the banker? The one with the big wad of cash? Those were the good old days when it was cool to be the bank. Today, it ain’t so cool to be the bank. Why? * All of the pens at the bank that you use to fill out the ...
Views: 1032(2 votes) - Debt: The Good, The Bad And The Ugly - by Submitted on Jan 13, 2003 from Julie Donley“Neither a borrower, nor a lender be,” cautions Shakespeare in Hamlet. The reality is, most of us carry debt. From a money management standpoint, that is not necessarily bad. Sometimes debt is good. Sometimes it’s downright ugly. The key is to carry the right kind of debt, and not too much of ...
Views: 1535(1 vote) - Disability Savings Grant for Canadians - by Submitted on Jul 19, 2012 from Samuel LiWhat is Canada Disability Savings Grants (CDSGs)? Whenever I meet a family with disability, there's always the question: "What is the difference from putting our money into regular saving account verus into a RDSP?" The major advantage is that the Government of Canada will provide the Canada ...
Views: 1246(1 vote) - Discover how you can make your finances strong? - by Submitted on Apr 29, 2013 from Paul BieberThere are many questions occur in the way of managing your finances. However, it is not possible to get all answers of your financial queries. Yet today, people are more aware of its different aspects. A well-managed plan plays a major role in your personal financial progress. It keeps you aware ...
Views: 1121(1 vote) - Discover the Five Essential Tips For Financial Wellness During Your Divorce - by Submitted on Jan 19, 2010 from Lori Snyder"The waste of money cures itself, for soon there is no more to waste." -M.W. Harrison Divorce is a major undertaking and transitional time for many. Your emotions are usually running very high during the beginning of your divorce. There are many mixed feelings; you will feel like you are on ...
Views: 2209(3 votes) - Economic Depression Survival Tips - by Submitted on Oct 29, 2009 from Steve GillmanThe following economic depression survival tips are all about preparation. With a bit of street smarts and a willingness to do what's needed you can survive losing everything. But it is better to prevent that from happening in the first place by being prepared for some worst case ...
Views: 2401(2 votes) - Email Scams – Ten Simple Steps To Avoiding Them - by Submitted on Aug 10, 2005 from Lisa SmithAccording to the Anti-Phishing Working Group (APWG) email scams also known as phishing attacks claim more than 2,000 victims each day from more than 75 million phishing emails that are sent each day. The APWG also claims that these email scams steal close to $1 billion a year from its victims. ...
Views: 914(1 vote) - Emergency Fund: Save for that Rainy Day - by Submitted on Nov 08, 2009 from Frank RodriguezThese days it is more important than ever to have an emergency fund prepared for the inevitable. You could become ill for a long period of time or your car may require some major repairs. There's always a chance you could get laid off or fired. Your company could downsize. The list of ...
Views: 826(1 vote) - Empty Your Bag of Excuses for the Last Time - by It’s time for me to take off the kid gloves and give it to you straight. Here goes…
You will NEVER achieve anything in your life if you don’t stop making excuses for why you’re not as wealthy as you would be or why you’re overweight or why you can’t find someone to share the rest of your life ...
Views: 1741(2 votes) - Evaluating What's A Good Credit Score - by Submitted on Nov 19, 2009 from Frank RodriguezA good credit score represents a person's dedication to remain faithful to financial obligations. Your credit score is reported by the three major credit bureaus. These credit reporting agencies keep track of credit status. If you apply for a line of credit, the lender or Credit Company will ...
Views: 2805(2 votes) - EVERYBODY WANTS MORE MONEY, RIGHT? - by Submitted on Dec 23, 2003 from Frederick ZapponeEVERYBODY WANTS MORE MONEY, RIGHT? (An Interview with the Money Master.) Gary: Everybody wants more money, right??? Money Master : Not everyone, only those people who experience a sense of lack or limitation around money want more of it. If you knew you could create the money you needed, ...
Views: 2707(1 vote) - Excellent Money Package within Same Day! - by Submitted on Feb 22, 2012 from Trevor WilliamsAre you suffering from bad fiscal situation? Or are you facing money problem? Going through financial difficulty is not an issue. Fiscal crisis occur rarely and always hit someone or the other. Therefore to help people in such situation financers of UK have designed special kind of advance that ...
Views: 577(1 vote) - File Your 2006 Return or Forget Your Refund! - by Submitted on Apr 23, 2010 from Reed HumphreyIf you have yet to file a tax return for tax year 2006, the Internal Revenue Service has good reason for you to do so, in fact, they have 1.3 billion reasons for you to file! You need to act fast though, in order to claim any unpaid refund you may be due. According to the IRS, in an ...
Views: 1004(1 vote) - Filing Bankruptcy Can Be an Opportunity - by Submitted on Jul 22, 2009 from Intent.com AuthorsI have several friends who suffer pretty badly from the current economic collapse. Some of them lost their homes, some got laid off, most of them were faced with the necessity of filing bankruptcy. When I listen to their stories there is sadness, fear and confusion in what they are saying, and ...
Views: 915(3 votes) - Five Ways to Change Your Spending Habits - by Submitted on Feb 22, 2010 from Delores MasonWhy does saving money feel like such a difficult thing to do? Every bit of professional advice you read about achieving financial freedom includes saving 4-9 months of your monthly salary to have on hand as a cushion for emergencies and difficult times, and yet, less than 23% of the population ...
Views: 1347(1 vote) - Get Free Credit Report to Improve And Monitor Your Credit Score - by Submitted on Aug 01, 2010 from Kelli HicksFree credit report is essentially a summary of an individual's financial history. It includes analyzing the person's credit card accounts, loans, late payments, and bankruptcies, in short everything that prospective lenders need to know to determine creditworthiness. You have a right to access ...
Views: 1601(1 vote) - Get Me Out Of Debt!- Surefire Tactics For Debt Elimination - by Submitted on Apr 01, 2011 from Joseph HernandezIf you're in financial crisis while your debt has grown to be unmanageable, you're ready to try taking a little action and straighten out the scenario. Though your money is in chaos, you possibly can continue to do away with debt and restore control over your cash. However, you must find out the ...
Views: 726(1 vote) - Government Mortgage Assistance: A Solution To Your Mortgages Problems - by Submitted on May 28, 2010 from Deena WestThe U.S. Government offers its citizens several benefits, including financial aid, loans, grants, and so on. To serve this purpose, the government has started a variety of programs. Government mortgage assistance is one such program that aims to help the people easily make their mortgage ...
Views: 642(1 vote) - His Money Didn't Help Him At All - by Submitted on Dec 04, 2009 from Ted CiubaI caught the papers traveling in the UK recently, and oh, God rest his soul, a banker/businessman, Hywel Jones, from North Wales was shot in the Bahamas. He was working in the Bahamas—that's where his office is—and was shot two times at close range when he came to work at 9:30 a.m. The article ...
Views: 2682(3 votes) - Housing Bill - Changes in Right to Buy Mortgages - by Submitted on Dec 15, 2004 from Nicola BullimorePresently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5 years. This means, that once the proposals come into ...
Views: 1204(1 vote) - Housing market should motivate consumers to build up credit scores - by Submitted on May 28, 2010 from KRYSTLE CHANHomeowners have a variety of different factors to consider as they weigh whether to try to refinance their mortgage in the coming months, or even try to enter the housing market for the first time. For example, only about two months remain for people to take advantage of a popular homebuyer ...
Views: 737(3 votes) - How Medicare Fraud Effects All Medicare and Medigap Participants - by Submitted on Dec 09, 2009 from Wiley LongWith the nation's attention focused on the current healthcare debate, many U.S. citizens are growing increasingly concerned over the promise of an increase in healthcare bills over the coming year and decades. Medicare participants, especially, stand to see a significant increase in the cost of ...
Views: 1195(3 votes) - How to Improve Your Prosperity - by Submitted on Apr 30, 2010 from Pat HeydlauffDo Feng Shui principles actually play a role in the development or improvement of prosperity? Will it make a difference if you focus new positive energy on improving your income generation? The answer is a qualified yes. Remember, one of the principles of Feng Shui is the use of positive ...
Views: 1734(2 votes) - How To Organize Your Personal Finances - by Submitted on Mar 19, 2013 from Samantha SeiffertOrganizing your personal finances is not an easy feat especially if you are used to spending left and right. However, recent economic struggles shook us from our comfort zone and our sense of financial security. What you thought worked before cannot remain to be your lifestyle now. While a ...
Views: 2041(2 votes) - How to Reduce Car Payment Amounts - by Submitted on May 06, 2010 from Tom BlaneIf you need to reduce car payment amounts that you pay every month, you might think that the only way to do it is to sell your car and buy one that costs less. This works for some people who don't mind changing vehicles and who have a car that's worth more than they owe on it. Another ...
Views: 779(2 votes) - How to Refuse A Loan Request from a Friend - by Submitted on Dec 11, 2009 from Bette Lawrence-WaterHave you have ever loaned money to a friend or family member when you really didn’t want to because you felt you had to? Then, here is some timely advice for you: Never feel that you must surrender when it comes to making a decision about whether or not to loan your money. There are ways for ...
Views: 7606(5 votes) - How to Save Like a Dirt-Poor College Student: 9 Tips - by Submitted on Jul 08, 2009 from Intent.com AuthorsThe recession is hitting all of us hard. In the spirit of this week's theme on saving money and living frugal, it's time to think scrappy and resourceful like an unemployed college student. Here are nine tips to relive those frantically frugal undergrad days--but with an adult twist. ("Adult" in ...
Views: 1012(1 vote) - In Case of Bad Credit-No Credit Check Secured Loan –Correct Answer - by Submitted on Nov 17, 2009 from Robart WatsonGetting a No credit check secured loan is quite hard if you do not have any security to offer. A positive credit details is something, which gives comfort to the lenders. In the absence of a security and credit check they impose strict conditions for lending. A proof of continuous employment and ...
Views: 695(2 votes) - Investing Tips for Beginners - by Submitted on Aug 03, 2009 from A DawnIn order to make it less intimidating to start investing, we are going to explore three popular and successful types of investments - stocks, mutual funds, and real estate – so that you can determine which ones work for you and how to take the next step. First, you will need to decide how ...
Views: 1381(1 vote) - Investment Updates: Second Quarter 2012 - by Submitted on Aug 06, 2012 from Samuel LiAfter a promising start in the first quarter of 2012, capital markets became increasingly volatile in the second quarter, as Europe's debt crisis escalated once again and weaker global economic activity caused investors to take a more cautious tone. In the Eurozone, Greece and Spain were ...
Views: 1802(2 votes) - It's Time to Mind Your Own Business - by Submitted on Jul 16, 2009 from Lillian LiDo you feel like you're constantly rushing around, almost running in circles, never to get anything done? You rush to work after dropping the kids at daycare, rush home to figure out what to make for dinner. Then it's time to stretch your paycheck and get your mortgage, car payment, and tuition ...
Views: 1795(1 vote) - Laddering Investments For An Even Gain - by Submitted on May 18, 2010 from Jason CardonisWe all tend to jump the gun on some things in life for one reason or another whether its love, buying, and sometimes investing. While we won't be covering love and buying, we will be talking about how to properly plan out investments through patience, and a proper investment strategy. For ...
Views: 1349(2 votes) - Living Tax Free - by Submitted on Jul 23, 2009 from Jeff ReynoldsSince the 1920's personal income tax has been steadily rising in most western countries, as their citizens slowly yet surely move further down the road to serfdom. Based on OECD statistics (2006) the average income tax paid throughout OECD countries by a worker on the average wage is about ...
Views: 1896(1 vote) - Managing the Income Portfolio - by Submitted on Dec 02, 2005 from Steve SelengutThe reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and ...
Views: 1542(1 vote) - Marketers want your money - by Submitted on Mar 05, 2011 from Grampa KenMore and more corporations are using unethical tactics to increase profit. Many are using marketing trickery on a regular basis, and often along with their competitors. The deceptive marketing includes misleading ads, false labelling, tricky wording, small print, hidden charges, planned ...
Views: 1197(1 vote) - Money till Payday - Monetary Blessing for Every Class - by Submitted on May 05, 2010 from Jack RussaleeIf you are in UK then you know very well that how difficult is to maintain a good life there. If you are a salaried person then you will be aware of the problems which usually occur mid of the month. In this time a fast loan service can help you easily. If you are thinking to take a fast loan ...
Views: 595(1 vote) - Mortgage Wellness Part 1: Stop Paying Too Much! - by Submitted on Nov 20, 2009 from Lin EnnisOne doesn’t hear it from mainstream media, but most people are still paying their mortgages on time, every time. Even if defaults rise to 25%, three-quarters of mortgagors will still be all right. With that in mind, you can fine tune your mortgage’s health. First, a basic principle. How you ...
Views: 1374(2 votes) - My Finances are a Mess, NOW What Do I Do? - by Okay, so you've done just about everything wrong that you could, and your finances are a mess. You're up to your eyeballs in debts, and your investment in that "can't miss" Internet stock went south faster than a roller coaster at Disney World. What are you going to do? How are you going to ...
Views: 7089(1 vote) - Nine Ways to Stretch Your Income - by Submitted on Jan 31, 2004 from Susie CortrightThese days, many of us are finding ourselves having to stretch the endsuntil they meet. And anything's possible. Vicki Robin, author of Your Money or Your Lifelives on the $6,000 that her investments generate each year. Here are some tips for stretching every dollar. 1. Save a penny, keep ...
Views: 1838(1 vote) - No Medical Life Insurance for Non-Residents in Canada - by Submitted on Apr 12, 2019 from Eugenia SNot a resident of Canada but need life insurance? You have options! Canadian insurance companies have developed insurance plans for all kinds of visitors to Canada and offer no medical life insurance for non-residents in Canada. Protect Yourself Living in a foreign country is challenging ...
Views: 945(1 vote) - Only 5 Minutes To Break From TEA - by Submitted on Sep 22, 2009 from Scott ColettiIn my last article I spoke of how important it is to have powerful and positive thoughts. Those thoughts would lead to enlightened emotions and subsequently stronger actions as a result. I gave it a name so you all could remember, TEA. I want to speak to you today as a real person with human ...
Views: 1308(2 votes) - Our Economic Downturn - by Submitted on Feb 10, 2010 from David PaulsonIn the last couple years you have seen or have directly experienced the effects from the countries economic disasters, the sub-prime mortgages, major bank failure, and record unemployment. It has been estimated that 40% of the world’s wealth has been destroyed in a short period of time. ...
Views: 1022(4 votes) - Personal budgeting Tips for Starters - by Submitted on May 28, 2010 from Noura DeppYou will get lots of content on personal budgeting. However, after a while, you will definitely get confused with all the advice. Probably this article too might add to your confusion. Hence, I have tried to keep it short and simple, and precise. And remember, adopting a simple approach will ...
Views: 691(1 vote) - Personal Finance Budgeting - by Submitted on May 28, 2010 from Noura DeppPersonal finance is a huge topic. It’s impossible to explain it in one page, even though I trim it to the limit. Let us, however, discuss one of its simple element, personal finance budgeting. This, too, is a huge topic and some people may say it cannot be explained in one page. But I am here to ...
Views: 782(1 vote)