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- Driving Under The Influence (DUI) And Car Insurance Don't Mix - by Submitted on Dec 04, 2009 from Kade PhillipsDrinking and driving is obviously a mistake for many reasons. One of the effects of a 'driving under the influence' conviction that many people fail to realize - is just how severely your car insurance rates can be affected. If you're covered by a policy at the time you're convicted of a DUI, ...
Views: 1507(3 votes) - Family, Finances, and Fear - by Submitted on Jun 21, 2009 from Intent.com AuthorsFear. It’s the four-letter word that infiltrates our families, our job market and even our economy.. And while few of us enjoy fear, it is actually a very powerful and beneficial emotion. Why? Fear shows us that we need protection, and it outlines a coming threat – be it real or imagined. The ...
Views: 963(3 votes) - Financial Abundance - 4 Strategies for Increase - by Submitted on Aug 26, 2009 from Shanshera QuinnWe are living in the best of times to become millionaires. Even if you grew up in poverty or had a very modest upbringing, the possibility is still there. It is yours for the taking as long as you can recognize and capitalize on each and every opportunity. However, being the trailblazer that ...
Views: 979(3 votes) - Investing Your Way to Wealth – or Poverty - by Submitted on Jan 21, 2011 from Stacy FrancisCommon Investment Mistakes to Avoid By getting into the habit of saving money every month, quarter, or year, you are taking a huge step in the direction of the future you want. As long as you keep adding to it, your nest egg will keep growing. Unfortunately, it doesn’t end there. If you are ...
Views: 1048(6 votes) - Knowing How To Determine Your Eligibility for Disability Benefits - by Submitted on Feb 28, 2010 from Michael RelvasDisability insurance is a financial product designed to protect a person’s ability to earn an income. If an injury or illness prevents you from working, a Disability insurance policy will provide you with a monthly benefit to replace a percentage of your income. Disability coverage can ...
Views: 1105(3 votes) - Recession-Proof Holiday Style - by Submitted on Jul 12, 2010 from Sarah HathornWith the current economic situation continuing to restrain spending, I don’t foresee that many companies will throw the kinds of extravagant holiday parties of years gone by. But you may receive invitations to holiday parties, and don’t RSVP that you won’t be attending just because it is going ...
Views: 1188(3 votes) - Resolution 3: Save Money - by Submitted on Jan 29, 2013 from Tracey FarmerToday's focus is on my never-ending quest to save money. I have employed many methods in the past to cut-back, but because I have not had full buy-in from my family as well as side-steps taken on my part, I end up saving less than I had planned. With this new focus of linking my New Year's ...
Views: 1130(3 votes) - The Dawning of Depression - by Submitted on Feb 23, 2010 from E. (anagarika eddie) Raymond RockIf we at least had enough to live on and make expenses, that would be enough. And enough to pay off the house, which isn't worth much anymore. Oh, and maybe provide for our healthcare, which is going to get very expensive in the very near future, and we better pay it or they will take our house! ...
Views: 1498(6 votes) - The Most Commonly Used Forms of Protection Insurance Cover - by Submitted on Apr 13, 2010 from james whiteThe latest quarterly Savings and Protection Survey (Q4 2009) from the Association of British Insurers (ABI) revealed the most commonly used forms of personal protection insurance in the UK. The data was collated over the previous six quarters from a sample of working respondents, which provides ...
Views: 1098(3 votes) - Top 10 Questions That Will Transform Your Finances - by Submitted on Jul 15, 2009 from Tracy PhaupA lot of people are really struggling with rising costs and shrinking pay checks. If you're one of the people caught up in that struggle, here are the Top 10 Questions you can ask that will Transform Your Finances. 1. What could I do to raise the money I need for that? The ...
Views: 875(3 votes) - Top 5 Tips for Finding a Good Accountant - by Submitted on Feb 23, 2010 from Ken MayBy Ken Jan 22 With the ever-changing nature of U.S. tax law, you may want to think twice before tackling your own personal or business tax return. A knowledgeable professional may be more qualified to prepare your taxes. A good accountant can make a BIG difference in your tax liability, ...
Views: 2763(3 votes) - Types of Long-Term Mortgage Protection Insurance for Sickness and Injury - by Submitted on Apr 13, 2010 from james whiteMost literature on the Internet relating to mortgage protection refers to payment protection insurance (MPPI). This type of insurance only provides short-term mortgage cover for sickness and injury. For example, this policy type will pay home loan repayments if the policyholder suffers sickness ...
Views: 1135(3 votes) - Understanding Your Credit Report - by Submitted on Jun 16, 2009 from David JenkinsCredit Reports can seem like a very confusing and foreign piece of information, which carries with it a rather mystic sense of power. While this might seem like the case at first, credit reports are actually relatively simple and can be an excellent tool not only for creditors, but also for ...
Views: 946(3 votes) - Use Your Prosperity Consciousness to Make Money - by Submitted on Aug 11, 2009 from Matthew FerryProsperity is often associated with money. The more money you have, the more prosperous you become. This has become a common belief that is false. Most of our lives, we have been taught by the our instinct and society to be "go-getters"; meaning, we have been taught to always grab the ...
Views: 2381(3 votes) - How to Conduct Due Diligence For Online Annuity Rates - by Submitted on Apr 21, 2010 from Lisa CintronAre you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ...
Views: 1549(8 votes) - The Facts of Registered Pension Plan (401k) In US and Canada - by Submitted on Nov 07, 2009 from Kyle NortonA. Types of Registered Pension Plan Registered Pension Plan is a form of a trust that provides pension benefits for an employee of a company upon retirement. RPPs (401k) are registered with the government. The employee and employer, or just the employer make contributions to this retirement ...
Views: 3670(5 votes) - ESSENTIAL STEPS TO FINANCIAL FREEDOM - by Submitted on Jan 03, 2010 from Suzanne QuinnIn her new book, Own Your Life, 7 Essential Steps to Independence, author, speaker and lawyer Suzanne B. Quinn guides the reader through the seven essential steps to personal and financial security and independence. This article is an excerpt from her book, comprising one of the seven ...
Views: 1512(6 votes) - On Efficient Diversification - by Submitted on Dec 17, 2009 from Santosh SequeiraIf you ask any stock expert worth her salt what the most important rule of investing is, you will more than likely hear her chime, "Diversify!" But what really does diversification mean? And how many stocks makes a diverse portfolio? We will examine these questions, and, in the process, ...
Views: 1739(6 votes) - Comparing Annuities For Investment Purposes - by Submitted on Mar 24, 2010 from Lisa CintronMost people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ...
Views: 1585(7 votes) - Pay Yourself First - by Submitted on Dec 05, 2010 from Eugene Yiga“If thou wilt make a man happy, add not unto his riches but take away from his desires.” – Epicurus I’m sure you’ve heard how important it is to pay yourself first. But do you? Are you making provision for the future in order to achieve your personal goals? If not, it’s probably time you ...
Views: 1846(8 votes) - 4 Ways to Use Leverage to Build Your Wealth - by Submitted on Nov 17, 2009 from Michael YardneyHave you ever wondered why it's easier for people who have money to make more of it? I mean, why is it that the second and the third million are so much easier to earn than the first million? Do you want to know what the biggest difference is between how the wealthy people build wealth and ...
Views: 9727(17 votes) - "The possible effect of the collapse of the Euro on ex-pats living in Spain - by Submitted on Dec 19, 2011 from Vincent TreacyIs there such a beast as an expert on the state of the Euro and the Eurozone? Every day another expert arrives on the TV screen to warble his or her expertise as to what is really going on in the turbulent world of international finance. I am not an expert but I am worried by what is going ...
Views: 1363(1 vote) - ***4 Pre-Retirement Requirements For Investing Your Money - by Submitted on Nov 02, 2009 from Bill LoseyQuestion: What are some things I should keep in mind if I want to reach the goal of retirement within three years? Thanks in advance for your response. Lorri, MA Answer: Lorri, whether your goal is retirement in 3 years, a new car in 5 years, or college education in eighteen years, in order ...
Views: 1414(1 vote) - 12 End-Of-Year Personal Finance Must Do's - by Submitted on Jan 29, 2013 from Tracey FarmerWith the end of the year looming, there are many tasks that must be completed before this impending deadline. There are even a few perks that might help to ease the transition into the new year. While I am by no means an accountant, financial planner or lawyer, I have come up with a list ...
Views: 1588(2 votes) - 3 Easy Steps for Manifestation - by Submitted on Jun 10, 2011 from Karen DowningOne of the most exciting ways to use your energy for positivity is to use it for the process of manifestation. Now there are many books, lectures and so much information out there on this subject and it sometimes can be very confusing and even contradictory. Let’s break this process down to ...
Views: 1903(1 vote) - 3 Essential Wealth-Building Concepts They Don’t Teach In School - by Submitted on Jul 20, 2011 from Brad WajnmanBy the time the average student graduates from high school, he will have invested around 15,000 hours in learning about a wide variety of subjects, which are considered necessary in order to be successful in life. Many go on to college where they’ll spend another 2,000 or so hours studying a ...
Views: 2754(2 votes) - 3 Simple Steps To Having Enough Money To Retire - by Submitted on Aug 08, 2010 from Todd TresidderIt’s no secret that you should be saving money for retirement over and above what Social Security, your pension or 401(k) plan will cover. But do you know how much money you need to retire so that you can maintain your chosen lifestyle? Most people don’t and the consequences can be ...
Views: 3999(2 votes) - 5 Important Financial Planning Tips for Married Couples. - by Submitted on Jan 20, 2013 from Yvonne and George LevyYou are happily married and running a home with your spouse. Congratulations! Your marriage partner is the single most important business partner you have, and your credit, financial reputation and overall economic picture is closely tied to this person who may or may not have the same ...
Views: 1623(2 votes) - 5 Mistakes That Can Cause Your Loan To Be Denied - by Submitted on Mar 15, 2009 from Julian JacksonThe loan modification portion of the stimulus package will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. However, just applying for a special home loan program doesn’t necessarily mean you’ll be approved. Regardless of which types ...
Views: 2301(10 votes) - 5 Tips on How to Get Paid What You Really Deserve - by Submitted on Aug 07, 2009 from Barbara Stanny-The Leading Authority on Women & MoneyWant to make more money? Well, I’ve got the secret. And I’ll bet it’s not what you think. It sure wasn’t what I expected when I interviewed hundreds of high earners for my books Secrets of Six-Figure Women and Overcoming Underearning. Very few of these successful women were driven by money. Yet ...
Views: 1643(3 votes) - 5 Tips to Help You Make More Money - by Submitted on Feb 04, 2010 from Candace CzarnyWhether you are already a true believer or think the whole philosophy of Feng Shui is a hoax, it is worth the time and effort to implement the principles of this ancient Chinese practice to improve the quality of your life. Many people believe creating a Feng Shui home and/or office would be too ...
Views: 1189(2 votes) - 5 Ways to Boost Your Business Income - by Submitted on Sep 19, 2003 from Tim OngThe other day, a patient of mine asked me a question. By itself, asking your doctor a question is not unique, but what makes this question stands out is that this was not a question pertaining to health. He asked me whether the economic downturn ever affect the health industry in general, and ...
Views: 1489(1 vote) - 6 Strategies to Cope with the Economy - by Submitted on Aug 23, 2009 from Terry CrosbyIt's no secret that times are tough. As a whole, people are afraid, uncertain and pessimistic about the future. No wonder, really. All you need to do is flip on a news program, surf the Internet or stand at the water cooler for two minutes to hear the latest developments in depressing ...
Views: 1127(1 vote) - 8 Penny Stocks to Avoid - by Submitted on Nov 15, 2012 from Peter LeedsThere are many good penny stock investments available, which could turn a small amount of capital into a small fortune very quickly. However, to discover these you need to know what to look for and what to avoid. When searching for that one big payoff, steer clear of the following examples. ...
Views: 1750(2 votes) - A Guaranteed Auto Loan Would Simplify Your Life! - by Submitted on Mar 08, 2012 from Charles ScottChances are, if you need a car, you're after it quickly. You do not have time to fiddle with a long, boring process you wish to acquire the cash, obtain the car, and go on with your life am I right? Unfortunately often the whole process of getting the auto loan can take hours or even ...
Views: 658(1 vote) - ABUNDANCE is how you look at it? Shift your perspective and prosper. - by Submitted on Jun 15, 2011 from Lisa HallABUNDANCE – thriving, prosperity, opulence, affluence, plenty In this time of what is being called “Economic Crisis or Hardship” it is important not to let fear or lack and limitation to creep into your mindset. I firmly believe ABUNDANCE is a state of mind, just like lack or scarcity. There ...
Views: 922(1 vote) - All-or-Nothing is Never the Right Move - by Submitted on Apr 01, 2011 from Robert SchmanskyI have a difficult time forecasting my preference for meals. At times (many times), it’s pizza; other times, it’s something a little healthier. This indecision about what I’ll want tomorrow causes me to not stock up on much, and I rarely shop too far out. Just as what you may want for dinner ...
Views: 1089(1 vote) - Alternatives to Recreational Shopping - by Submitted on Feb 11, 2016 from Bethany RosselitWhen I was a teenager, there was only one place to meet up with friends: the mall, of course! We'd catch up on gossip, walk around, have lunch, and absently make some purchases as we went. It was an enjoyable time, but my closet kept getting fuller. I'd purge the things, and it would fill up ...
Views: 1044(1 vote) - An Investor's Eye View of the Corporate Income Tax - by Submitted on May 10, 2007 from Steve SelengutThe Investor's Eye view of politics is a simplistic, practical, "dot-connecting" approach to sorting things out so that positive (win/win) change can be considered. Real World politics is not concerned with such things, and that is one of the most serious problems facing investors today. As ...
Views: 1316(1 vote) - An Investor's View of The Fair Tax: A Resolution - by Submitted on Mar 13, 2006 from Steve SelengutThe vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to ...
Views: 1456(1 vote) - Avoid These 3 Mistakes That Could Destroy Your Business - by Submitted on Apr 25, 2017 from Hafiz AkindeAccording to the Bureau of Labor Statistics, about two-thirds of businesses with employees survive at least 2 years and about half survive at least 5 years. As one would expect, after the first few relatively volatile years, survival rates flatten out. While the health of an economy plays a ...
Views: 1403(2 votes) - Be a Savvy Shopper: How to Get Cash Back on Your Purchases - by Cash back rebate programs are a great way to save money on popular items but only if you use them correctly.
Retailers love these programs because they can advertise their wares at lower prices. Because many people do not take the time to send in the rebate information, retailers often get a ...
Views: 855(1 vote) - Be Your Own Financial Controller - by Submitted on Jul 16, 2009 from Lillian LiAnything in life worthwhile requires some education and practice. Rather than handing over your hard earned money to a financial "expert", take the time to learn financial terms and trends on your own. Take control of your own financial destiny by learning what works for you and your personality ...
Views: 1357(1 vote) - Becoming a Money Master - by Submitted on Apr 28, 2004 from Frederick ZapponeThe nine (9) most important things I learned about money that allowed me to go from being a failure around money to a master of it are listed below. 1. Money problems wake us up to our unconscious "self-defeating" beliefs about money. 2. Most people are in denial that they even have a ...
Views: 1204(1 vote) - Book Excerpt - The Family CFO: The Couple's Business Plan For Love and Money - by Submitted on Feb 26, 2004 from Yolanda CardenYour R&D Efforts "How Should We Plan For Retirement?" When it comes to imagining our retirement, most of us are in uncharted territory. People in their twenties and thirties today will live longer than any generation in history. If they retire around age sixty-five they'll need to keep ...
Views: 1229(1 vote) - Budget Woes? Try this. - by Submitted on Mar 27, 2010 from Katherine ShinaultBudgets: They aren’t fun, but they are a necessity. As a single mom, I’m the sole breadwinner and I’ve found there are two choices that let me successfully support myself while raising my children: 1. I can sit around in self-pity, moaning and groaning about what I don’t have and wishing ...
Views: 794(1 vote) - Building A Mutual Fund Portfolio - by Submitted on Jan 13, 2003 from Julie DonleyWondering what to do and what time frame to do your investing in? Here are some ideas to assist you in your investments. Stick with stock funds. As long as you have five or more years until you need the money, stock funds will likely provide you with superior returns over any other ...
Views: 1433(1 vote) - Building the savings for disabled Canadians - Registered Disability Savings Plan (RDSP) - by Submitted on Jul 19, 2012 from Samuel LiPeople with disabilities and their loved ones face a distinct set of financial challenges throughout their lives. To help address these challenges, in 2008 the Government of Canada introduced the Registered Disability Savings Plan (RDSP). Designed to help build long-term financial security for ...
Views: 1254(3 votes) - Building Your Wealth - How to Pay For Your Lifestyle Without Credit Cards (Part 1 of 2) - by Submitted on Aug 06, 2009 from Christopher MusicCan you afford your lifestyle? How much income does it really take to live the way you want and what can you do about paying for it? First of all, what is a "lifestyle"? Well, it's the quality of your living and working environment: the house you live in, the clothes you wear, the food you ...
Views: 707(1 vote) - Business Tip: Income Goals - by Submitted on Dec 10, 2009 from Barbara PhillipsCome January 1st, most people start thinking about their goals for the coming year. Goals are a big deal however... and I think waiting until the end of December or into January is a bit late to get started. Now is the time to really starting thinking about and writing down your personal and ...
Views: 1060(3 votes)