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- Money, Credit, & Greed: 8 Tips Parents Must Teach Their Children - by Submitted on Oct 22, 2009 from Matthew TooneAs important as it is for children and teenagers to understand these 8 essential principles below – it is far more important that their parents actually know, understand, live and exemplify them before trying to teach them to their kids. 1)What Do Kids Want … That Money Can’t Buy: Our ...
Views: 1740(14 votes) - Ten Tips on Where to Put Your Money NOW - by Submitted on Sep 02, 2009 from Intent.com AuthorsOK. The financial panic seems to be over. No major investment bank has followed Lehman Brothers into that good night. AIG, Fannie Mae and Freddie Mac are totally, hopelessly bankrupt, but Uncle Sam is fully committed to keeping the zombies shuffling. And while some (many?) of America's banks are ...
Views: 599(7 votes) - The Impact of Attitude - by Submitted on Mar 03, 2010 from Renee E CabourneWhile attending a women's conference in Ontario, California, I had the luxury, yes, the luxury, of meeting Chellie Campbell. Here is a woman who has provided financial stress reduction workshops for over 20 years to business owners. She is also the author of two books and is wildly successful. ...
Views: 1138(7 votes) - ***Your Stock Market Correction Protection Plan - by Submitted on Jan 29, 2010 from Bill LoseyQuestion: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 ...
Views: 2373(16 votes) - How To Build, Manage, and Maintain Wealth - by Submitted on May 06, 2008 from Tracy PiercyYou've tried making more money. You've tried cutting back on expenses. You've tried borrowing and consolidating. You've tried some sure-fire quick fixes. You've denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go ...
Views: 2358(9 votes) - Investment Performance Evaluation Re-Evaluated: Part Two - by Submitted on Apr 27, 2009 from Steve SelengutThe Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant ...
Views: 1557(9 votes) - 5 Simple Reasons Most People Won't Become Rich - And How To Make Sure You Do. - by Submitted on Nov 17, 2009 from Michael YardneyHaving worked with hundreds and hundreds of property investors over the years, I discovered a number of “secrets” that make some people rich while others continue to struggle. When you understand and do what successful investors do, you get to become one of them. If you don't ...
Views: 2397(11 votes) - Investment Performance Evaluation Re-Evaluated: Part One - by Submitted on Apr 23, 2009 from Steve SelengutIt matters not what lines, numbers, indices, or gurus you worship, you just can't know for certain where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections--- even more is squandered comparing ...
Views: 1878(11 votes) - No Fax No Credit Check Loans – Credit without any Worries - by Submitted on Oct 21, 2011 from Stephen PilgrimIn today life it is difficult for few people to avail credit by spending lots of time. Now no fax no credit check loans are for your service. The credit do not rivet any certification any one can reward this credit. As there is no credit check involved. The borrower can utilize the credit for ...
Views: 922(2 votes) - 10 Rarely Used Practical Money Management Tips - by Submitted on Apr 16, 2009 from Helen MarchIn spite of the fact that this generation is more educated than their grandparents, most college and university graduates lack the basic skills and discipline for managing money. It appears that financial education courses are lacking in the school systems. Here are 10 rarely used but ...
Views: 747(2 votes) - 10 Steps To Acquiring A Refund Or Rebate Efficiently - by Submitted on Oct 07, 2008 from Janna ChanModern plumbing is great, as are HD televisions and chemical-free sunscreen/bug-spray. However, consumer stress often seems a bane of an otherwise ultra comfortable modern life. How many hours have you spent contesting a $4.99 erroneous charge with some poor soul in a vast global bureaucracy? ...
Views: 729(2 votes) - 10 Ways to Save Money Without Sacrificing Your Lifestyle - by Submitted on Feb 15, 2010 from Serena CarcasoleDoes frugality bring to mind a picture of a Depression-era family living off leftovers and hand-me-downs? Before you roll your eyes at the idea, consider this -you can have your cake and eat it too! Yes, you can save hundreds and possibly even thousands of dollars every year without much ...
Views: 1992(4 votes) - 3 Golden Rules to Avoid the Debt Trap - by Submitted on Mar 29, 2010 from Lyn BellTo avoid debt don’t get a loan – simple isn’t it? But, is it really that simple? Sometimes we can’t avoid having to borrow otherwise how are we to get our new home? Not many of us would have the cash to buy it outright. But what you need to understand is that there is good debt and there ...
Views: 2118(2 votes) - 8 Simple Steps To Manifest Money Fast…as in NOW! - by Submitted on Apr 26, 2007 from Jeanna GabelliniLet me start off by acknowledging that I have been flat broke before. Not just once or twice. I have had those times where I was completely stressed about how I was going to pay for the bills sitting in my payables files that were due two days ago (in some cases very past due!) I have also had ...
Views: 1002(2 votes) - A Quick Jolt for the Auto Economy, Plus Ten - by Submitted on Dec 18, 2008 from Steve SelengutThirty Billion Dollars is a huge amount of money, but it translates into less than $100 per US person--- a small price that we should all be willing to pay to give the Automobile Industry time to restructure itself and to save a few million jobs. Give them the green, but have them pay it back ...
Views: 2059(2 votes) - Are You Guilty of Making These Investing Mistakes? - by Submitted on May 16, 2010 from Lyn BellFew of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are. 1. One of the ...
Views: 2657(6 votes) - Beyond Surving: 3 Strategies for Financial Increase - by Submitted on Aug 26, 2009 from Shanshera QuinnAlthough it appears that the world’s economy is falling apart all around us, I have faith that you and I will make it through this storm intact. As a trailblazer, it is obvious that you are an over-comer with strong beliefs, faith in a higher power, and a significant amount of determination. ...
Views: 1208(2 votes) - Biggest Causes of Stress - Do you experience these? - by Submitted on Feb 20, 2010 from Jill RheaumeWhile everyone reacts to situations differently, some of the biggest causes of stress today are common among a lot of us. But the truth is, even though these things are labeled as "causes of stress" the only thing that can actually cause your stress is YOU. Your belief system will dictate ...
Views: 1549(2 votes) - Conditioning Your Financial Muscles for Change - by Submitted on Dec 29, 2005 from Joan SotkinEveryone wants more money. But if tomorrow you received a substantial raise or inherited $100,000, would you know what to do with the excess? You may think having more money will make things easier, but that’s not necessarily the case. Changing your financial position means making adjustments ...
Views: 1605(2 votes) - Creating Your Own (Cash-Based) Bailout Plan - by Submitted on Aug 31, 2010 from Mike PetersonWant to get your finances back on track? Go back to cash. Here are five tips to help you get started. If there’s an upside to today’s uncertain economic climate, it’s the fact that the recession has forced Americans to take a long, hard look at their spending and saving habits. We’re ...
Views: 1344(2 votes) - Credit Repair FAQ's - by Submitted on Jul 30, 2009 from Steve De la RosaHere are some basics facts and tips on consumer credit repair and why you should look into having it repaired. "What is a credit report, and why is it important?" A consumer credit report is a factual record of your credit activities. It reports all your credit accounts and outstanding ...
Views: 1847(2 votes) - Financial Security; The Six Essential Questions You Must Ask - by Submitted on Mar 18, 2011 from Jennifer GilbertToday I want to talk about that proverbial elephant in the room. You know, the one that everyone knows is there--but no one wants to talk about! (Shhhush…it’s your financial security!) In this case, it's what’s really happening within our economy and our money. In essence, our financial ...
Views: 1768(2 votes) - How To Succeed When You're In Massive Debt - by Submitted on May 12, 2010 from Mark StevensonWhenever the topic of finance is discussed, it is important to note that everyone's situation is different and that financial advice should be tailored to an individual's particular circumstances with the help of a professional advisor. Everyday our mailboxes are flooded with advertisements, ...
Views: 1043(2 votes) - How to Use the JARS to Manage Your Money - by Submitted on Mar 16, 2009 from Stephen MartileThe jars system is an easy and simple way to manage your money. In the beginning I resisted this system. Eventually I gave in and began to see the financial rewards first hand: 1. Our net worth has increased by 45% over the past 12 months. 2. Created $800/month in passive income. ...
Views: 1684(2 votes) - If you want to get wealthy isn't the ultimate wealth inside your head? - by Submitted on Mar 12, 2010 from Sandeep NathJeffery Combs, one of the large clutch of associates of Wealth Masters, speaks to build wealth and wisdom through a higher self esteem. A low self esteem is the beginning of sabotage and why do we have it? Events from the past create feelings; feelings create moods; and moods create ...
Views: 1445(2 votes) - Improve Your Credit Score – 5 Myths Put To Rest - by Submitted on Sep 10, 2008 from Daniel LynchMost of us have a moment where we stop and wonder, “What can I do to improve my credit score?” It’s an excellent question, but it’s only half the issue. There are two parts to maintaining a good credit rating. They are the things you need to do and the things you should never do. Most consumers ...
Views: 638(2 votes) - Inflation, Mortgages and the Insurance Market - by Submitted on Apr 13, 2010 from james whiteIn almost all areas of the world central banks have pumped billions of dollars into the economy. The vast fall in credit market liquidity and the resulting economic downturn forced central banks to abandon monetary policy techniques that appeared to work so well over the previous ten years. In ...
Views: 1194(4 votes) - Investment Management Strategy: Seven Principles for Success - by Submitted on Sep 27, 2006 from Steve SelengutMany Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information about companies, industries, and markets. But trends ...
Views: 1831(2 votes) - Is Your Money Pattern Driving You Crazy? - by Submitted on Jan 05, 2012 from Robin GardnerEver wonder why your money situation stays pretty much the same no matter how hard you try to change it? That’s because we all grow up with specific “money patterns” that we adopt from our families of origin. Running through families from generation to generation, these patterns are pervasive. ...
Views: 827(6 votes) - Managing Gobs of Money - by Submitted on Apr 06, 2011 from Mindy CraryI heard something a while ago that I thought was brilliant: you can’t manage large gobs of money until you are able to manage SMALL gobs of money. I know some people might think this is self-evident, but this statement reminded me of how learning this helped me several years ago. I can ...
Views: 1824(2 votes) - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2199(4 votes) - Money Management – The Key to Success in Online Investment - by In this article I will explain why proper money management planning should be the most important part of your investment preparation. If you have never implemented money management in your investing/trading, read the 5 basic principles described in this article and learn how to use a proper ...
Views: 877(2 votes) - Nine Tips to Save Money on Meat and Poultry - by Submitted on Oct 29, 2009 from S. L. SimmonsAccording to a 2008 survey by the U.S. Department of Labor, the average family of four spent $5,478 on groceries, including $1,201 on meat, poultry, fish and eggs. Reducing costs in this area clearly could save hundreds of dollars a year for many families. Listed below are some tips to help keep ...
Views: 920(2 votes) - Paying For College: Where to Find College Scholarships - by Submitted on Feb 12, 2009 from Carol EisemanThere are millions of scholarship dollars available for prospective college students. The problem is trying to figure out where they are and how to apply. There are websites all over the net that are happy to assist you with this process for a fee. Stop there. You want to find scholarship ...
Views: 1460(2 votes) - Protect Yourself and Your Finances During This Economic Storm - by Submitted on May 27, 2009 from Ron WellmanIf you've been watching the news lately, you might have heard the media celebrating the fact that American job loss was lowest in April than it's been since October of last year. I caution all of you not to break open the champagne just yet, unfortunately. The stabilizing unemployment rate ...
Views: 1166(2 votes) - Sample Household Budget Forms – How a Home Budgeting Form Can Help Your Finances - by Submitted on Jun 03, 2009 from Keith GarrowPeople experiencing problems with personal debt are not the only ones who could benefit from proper budgeting when it comes to household finances. Finding a long term solution to debt does involve learning to control spending, but budgeting is a process from which anyone can get real benefits. ...
Views: 1350(2 votes) - Save Money by Slowing Down! - by Submitted on Jul 08, 2009 from Intent.com AuthorsWant to save money? I have a lot of ideas about how to save money and you guessed it, they are heavily inspired by living in the DR. I see people every day living on very little, so I thought and thought, and found a commonality... SLOW DOWN!! On general terms, the pace in North America ...
Views: 1054(2 votes) - Six Easy Peasy Ways of Making Money Now - by Submitted on May 09, 2013 from Matthew WoodDon’t kid yourself. Everybody loves the opportunity to make a little bit of extra cash. But wouldn’t earning money be even greater if it wasn’t that difficult – dare I say “easy”? What about if you actually enjoyed (at least a little bit) the task that proceeded those crisp notes ...
Views: 1596(2 votes) - The Millionaire Next Door Book Excerpt - by Submitted on Aug 28, 2009 from Kate RaidtThese people cannot be millionaires! They don't look like millionaires, they don't dress like millionaires, they don't eat like millionaires, they don't act like millionaires -- they don't even have millionaire names. Where are the millionaires who look like millionaires? The person who said ...
Views: 2921(2 votes) - The Securities Investors' Bill Of Rights (SIBORAP): Part Two - by Submitted on Oct 27, 2008 from Steve SelengutSIBORAP includes these ten specific sections: (1) Product Transparency, (2) Regulation and Education, (3) Protection from Speculators (4) Control of Hedge Funds, (5) Brokerage Account Statements, (6) Retirement Account Investments, (7) Executive Compensation, (8) Corporate Financial Statements, ...
Views: 1579(2 votes) - The Truth About the Credit Crunch - Revisiting the 28/36 Debt-to-Income Ratio Rule - by Submitted on Aug 06, 2009 from Christopher MusicDo you know where the 28/36 rule comes from? If you have ever applied for a mortgage, you may well have wondered about where that 28/36 debt-to-income ratio rule came from that the mortgage broker talked to you about. And whether it makes sense... Read on to discover some surprising ...
Views: 1140(4 votes) - Too busy to look after your finances? - by Submitted on Oct 22, 2003 from James AllanSo here he was, stuck in the office instead of watching his son play hockey. Meanwhile, Steve was out playing street hockey for three hours a day with his kids. What weighed more on Pete’s brain was that street hockey used to be the love of his life now, it was just a nuisance. Although he’d ...
Views: 2409(2 votes) - What is Annuity Insurance and How Can it Benefit Your Retirement? - by Submitted on Mar 24, 2010 from Lisa CintronAnnuity insurance is an excellent way for individuals to prepare for their retirement. Typically, it involves investors providing a certain amount of funds to insurance companies who are able to grow these investments over time and provide a return. One of the more common reasons why a person ...
Views: 1386(2 votes) - What to Do if You Are Being Sued for Debt - by Submitted on Mar 22, 2009 from Keith GarrowIf you genuinely owe money to a company and you do not pay it back in accordance with the terms you agreed, then the hard fact is that lender is perfectly entitled to sue you in order to get their money back. In borrowing the money, or buying things on credit, you will have signed an agreement ...
Views: 2114(4 votes) - When Can a Special Diet be Tax Deductible in the U.S.? (A Little-Known Must-Read for Everyone in the USA!) - by Submitted on Jul 09, 2009 from Intent.com AuthorsDid you know that many of your medical expenses are tax deductible? That's right! The government will actually reward you for taking proper care of yourself. And with April 15 right around the corner, now is the time to get your records in order so that you can maximize your health-related ...
Views: 1428(2 votes) - You can double, triple, or quadruple your presence on the web for free. - by Submitted on May 17, 2011 from Carl Tuchy PalmieriYou can double, triple, or quadruple your presence on the web by joining the Authorsden. Post your current articles, books, stories etc. on their site. Just paying forward Warmest regards Tuchy Palmieri History has a way of repeating itself, even between authors and readers. Before the ...
Views: 1356(2 votes) - Your 401(k) Investments And The IGVSI - by Submitted on May 29, 2008 from Steve SelengutSmack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the ...
Views: 1514(2 votes) - Personal Finances and Productivity - by Submitted on May 18, 2010 from Scott BarclayThere is an inverse relationship between time spent on personal finances and both productivity and investment returns. Have your cake and eat it too! Most everyone has heard that people spent a lot of time at work goofing around. The number one time killer to no ones surprise is technology. ...
Views: 2132(5 votes) - 6 easy ways to teach children about money - by Submitted on Jul 23, 2009 from Daniel BrittonTeaching children from an early age how to save and budget in a fun and educational way, can lay the foundations for sound money management later in life. Most would agree, that the earlier children are introduced to a foreign language, the quicker they are able to pick it up. The same can be ...
Views: 1686(9 votes) - Basics of Lending - by Submitted on Aug 28, 2009 from Steve De la RosaWhen talking about lending or loans, what we are really talking about is credit. Credit is money you ask for to pay for something. You promise to repay this money, plus an additional amount, usually called interest. Used carefully, credit can be extremely useful. On the other hand, if ...
Views: 4299(3 votes)