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- Is a Vacation House Worth it? - by Submitted on Jun 05, 2017 from James HarnsbergerAmericans love to go on vacations. And in most cases, a vacation is absolutely necessary. When you have been toiling every day to provide for the family, a break is well deserved. But here lies the question: do you need a vacation house? Buying another home is not something you should take ...
Views: 917 - 5 Ideas How to reach your Savings Goals - by Submitted on Jul 06, 2017 from Sergii IvanovDreaming about prosperous life in the future? Imagining lots of money in your bank account, going on expensive holidays? What about building its foundation now? Making a lot of money is only half the battle, it will not help you reach financial wealth; one of the most important things is to ...
Views: 693 - What is the IFS Code of ICICI Bank? - by Submitted on May 31, 2017 from Puneet SharmaICICI (Industrial Credit and Investment Corporation of India) Bank is one of the biggest multi-national public sector financial and banking service companies of India. It has more than 4,000 branches and around 14,500 ATMs across the country. It was the second largest bank in terms of assets and ...
Views: 1102 - TWOU Stock Is All Set to Make an Advance - by Submitted on May 30, 2017 from Mahendra CPandora Media's Days may be Numbered It's looking like Pandora Media Inc (NYSE:P) is open to being acquired, as the provider of streaming music has been attracting private equity investments, along with renewed talks of a takeover from Sirius XM Holdings Inc. (NASDAQ:SIRI). The irony of ...
Views: 838 - Short-Term Home Loan Vs Long-Term Home Loan - by Submitted on May 31, 2017 from Puneet SharmaBuying a home is a very important decision and so is finding the right home loan. You spend months comparing and choosing the right locality, better builders and the set of amenities offered with the house. But do you really spend enough time in finding the right type of home loan? There are ...
Views: 1040 - Which is the best credit card available for online shoppers in India? - by Submitted on May 26, 2017 from Puneet SharmaAre you someone who spends a lot on shopping or maybe stocking up the staples? Or probably you love to grab the latest trend. But you also like to find deals and discounts on your shopping, specially credit card deals. A credit card is shopaholic’s best friend. There are number of credit cards ...
Views: 1085 - Brexit transition leads to pessimism in the UK households - by Submitted on May 23, 2017 from Brijesh B.The Brexit vote has resulted in lot of changes in the lifestyle of Britons as they face trouble due to the falling pound as well as income crisis. In addition, commodities and services are becoming costlier and people are facing issues due to food inflation. The overall effect of Brexit is that ...
Views: 1372 - What Are the Consequences of Having a Low Credit Score? - by Submitted on May 22, 2017 from Hannah WhittenlyIn some respects, your credit score is like your financial calling card. It tells potential employers, landlords, and others a great deal about you. If your credit score is high, life just seems to go easier for you. If your score is low, the opposite is true. The trouble is that many people ...
Views: 915 - Use Separate Credit Cards for a Happy Marriage - by Submitted on May 19, 2017 from Samantha SmithWhen tying the knot, young and not so young, spouses usually take various solemn oaths, which normally entail being truthful and respectful towards your partner, regardless of their health condition or financial situation. So far, so good, but note that God Almighty did not mention that married ...
Views: 846 - All you need to know about personal loans - by Submitted on May 16, 2017 from Jessica JohnsonA personal loan is an unsecured loan provided by a bank to an individual to meet his financial needs such as planning a wedding, travelling from one place to another and paying off medical bills. A personal loan is called as an unsecured loan because you don’t need any security or ...
Views: 1632 - 5 Smart Ways to Pay Off a Cash Advance - by Submitted on May 15, 2017 from Dixie SomersDo you have someone or somewhere you can turn when you desperately need some cash? If you do not have savings built up, you may find yourself strapped for cash to pay a necessary bill. One option that you may not have considered is a cash advance company that will loan you money for up to one ...
Views: 1152 - Spring Budget 2017 and its impact on the UK motorist - by Submitted on May 15, 2017 from Brijesh B.It was the Chancellor Philip Hammond’s first budget and the UK people were keeping a close observation. It was anticipated with so much excitement as everyone wanted to know what the government has planned for its people after Brexit. Although, experts do not consider it as the best budget, it ...
Views: 718 - 4 Ways to Quickly Increase Your Credit Score - by Submitted on May 10, 2017 from Jessica McMohenIs your credit score far from where you want it to be? Did you recently get turned down for a credit card or loan offer? Or are you hoping to buy a house soon and know that you won’t get a favorable interest rate? While it’s virtually impossible to boost your credit score over night, raising ...
Views: 1524 - Choosing The Right Money Clip - by Submitted on May 07, 2017 from Elaine PittmonWhat is a Kinzd wallet? This will be the first question coming in your mind on reading the heading. A Kinzd wallet is used by the men who are prone to losing their cash picked by the pickpockets. It has two metal clips to hold the cash and credit card and its grip is very tight which makes it ...
Views: 927 - Saving Money At Home: 4 Reasons Why It's Easier Than You Think - by Submitted on May 03, 2017 from Dixie SomersA lot of people want to have the security and peace of mind of having their money close by. Sadly, they are also concerned about theft. That is why most people store their cash in the bank. What they fail to understand, however, is that all U.S. banks do not store all of the deposits in their ...
Views: 704 - Business Owners - You Need Specialized Estate Planning - by Submitted on May 03, 2017 from Marsha KellyAs a business owner, you need different types of estate legal services than other individuals. If you don't plan to protect and pass on your business in a specific manner your business could fail and your family may not inherit it upon your passing. The time to plan your estate is when you ...
Views: 1051 - Frugal Entertainment: How to Get the Best Deals on Internet and TV Packages - by Submitted on May 02, 2017 from Rachelle WilberHaving home Internet service is pretty much a requirement in today's world, to do schoolwork, to do work from home when necessary or just to stay connected to family and friends. And despite all the news about cord cutting, most people still subscribe to a cable TV package. Such services can be ...
Views: 775 - What is a Cash on Cash Return? - by Submitted on May 03, 2017 from Stephen YostAny sort of business requires finding the rate of return on the particular investment and this process is known as Cash on Cash Return. If the investment does not involve any secondary market, then the calculation of Cash on Cash is utilized. This technique is very effective in producing the ...
Views: 835 - Applying For a Loan? Here Are a Few Tips to Improve Your Credit Score - by Submitted on Jul 24, 2018 from Arwind SharmaCredit is always a good way to meet life goals and meet pressing developmental and other familial needs when it comes to working professionals. Loans are available these days for almost everything from traveling to buying cars or bikes and even for purchasing home essentials, gadgets and ...
Views: 962 - Relocation Resources: 5 Ways to Save Money When Moving - by Submitted on Apr 24, 2017 from Dixie SomersWhether you are moving across the street, or across the country, there are a few things you can do that can significantly reduce the amount it will cost you. The key to saving money when moving organizing everything before the move, staying organized during the move and having a positive ...
Views: 724 - 5 Tips to Build Up Your Savings Faster - by Submitted on Apr 24, 2017 from Rachael MurpheySometimes it seems like saving money is impossible, and it is easy to get discouraged. If you run out of money before you run out of month, you may wonder how you will ever make ends meet, let alone save for the future. Even so, there are strategies you can use to put more money aside and ...
Views: 2034 - Top 7 Tips to Save Money Quickly - by Submitted on Apr 24, 2017 from James HarnsbergerIf only saving was as easy as spending, many people would be financially independent and stable. As it is, one act is easy—spending, while the other is very difficult: saving. According to the latest survey from GoBankingRates.com, 69% of Americans have less than $1,000 set aside as savings. ...
Views: 1001 - Moving on a budget: 7 tips to make it possible - by Submitted on Apr 23, 2017 from Helen SheplyakovaUnless you don’t have too many belongings and all your stuff may fit just in a few bags, moving can be quite disastrous and expensive. At the same time, the key to the smoothest and the most stress-free relocation in your life is hiring professional movers and let them conduct all packing, ...
Views: 1325 - 5 Super-Effective Ways to Tighten the Budget - by Submitted on Apr 19, 2017 from Rachael MurpheyIf you're constantly struggling to make ends meet on your current income, it might be time to tighten the budget. Unfortunately, many people cringe at the idea of budgeting, believing it means living like a miser or going without the things you enjoy. In reality, there are some simple and ...
Views: 2191 - Millennials Deserve More Respect And Here Is Why - by Submitted on Apr 19, 2017 from Tyler JacobsonMy son is in the controversial age group known as the Millennials. In many ways, he embodies what that term has come to symbolize: he is stubborn, refuses to adhere to traditional expectations, and has chosen to go his own way in many aspects of life. Through witnessing his progress first ...
Views: 1108 - Financially in the Hole? Top Reasons Why You're Debt Isn't Disappearing - by Submitted on Apr 11, 2017 from Hannah WhittenlyWhen you look at your bank account each month and see the amount of money that you have coming in and the amount of money that is leaving, you might wonder why you're still in debt. From spending money on frivolous items to paying too much for utilities, there are several reasons as to why your ...
Views: 699 - Repair of Your Credit with These Helpful Tips - by Submitted on Apr 03, 2017 from Misty JhonesPeople do get some drastic things of debt. They will transfer one card multiple debts. They borrow more money to pay the debt. Emergency room, many impractical things pass away people trying to do when they have a bad credit, pass away almost all only exacerbate the problem. If you fit this ...
Views: 688 - Financing Advice: What It Takes to Buy a House - by Submitted on Apr 03, 2017 from Hannah WhittenlyThe word “home” is synonymous with heart. It’s where your family lives. It’s where you create memories. It’s where you stay safe against the storms of life. Understandably then, you want to have the best chance of getting a home that you love. Finding the right home is a process. If you approach ...
Views: 758 - One third of UK households live below the minimum income level - by Submitted on Apr 03, 2017 from Brijesh B.According to a research conducted at Loughborough University, it was discovered that around one third of the UK households are living below the minimum income level. These are the households which lack basic facilities like normal food, clothing and housing. The ratio of the number of people ...
Views: 731 - 5 Things to Know About Personal Loan Prepayment - by Submitted on Mar 30, 2017 from Puneet SharmaPersonal Loan Prepayment is a process of repaying the loan before its tenure is over. This can be done when an individual with an outstanding personal loan has sufficient funds to repay the loan partially or in entirety. This helps the borrower get rid of their debt early and save money by ...
Views: 991(1 vote) - Moving Away? How to Financially Prepare for a Big Move - by Submitted on Mar 22, 2017 from Hannah WhittenlyMany people will admit that moving can be a very stressful and inconvenient process. Yes, there's usually a level of excitement when it's time to settle and enjoy your new place. However, the transition period can be challenging. However, things can go smoothly when you become intentional about ...
Views: 1561 - Things Millennials Should Avoid with Their Money - by Submitted on Mar 21, 2017 from James HarnsbergerTalking about financial success, does the so-called “snowflake generation” think of this? This generation is said to be more vulnerable in considering and understanding other people’s views because they are more concerned with their image and social status. Financial success is an important ...
Views: 1131 - How to Save Money on Your Tech - by Submitted on Mar 07, 2017 from Jane HurstHow would you like to get the latest tech gadgets, without having to spend a whole lot of money to have the latest tech gadgets? Believe it or not, this is possible. You just have to be a savvy shopper. What you don't want to do is go out and spend a lot of money on the first item you see. It is ...
Views: 1460(1 vote) - How to Stay Safe When Using a Payday Loan - by Submitted on Mar 03, 2017 from Dixie SomersIf you are like most people, you have been short on cash at one time or another. You may have had an unexpected bill arrive that needs to be paid. Your car may need to be repaired. You may have veered off your budget a bit and you are short on cash. Whatever the reason that you need the cash, ...
Views: 967 - Quick Cash: 4 Situations Where a Payday Loan Can Help - by Submitted on Mar 02, 2017 from Dixie SomersMost people can say that at one point or another, they have found themselves in financial trouble. Some people pick up extra shifts at work to make some extra cash. Some ask a friend or family member for help. If a person doesn't have either of these options, they take out a payday loan from a ...
Views: 1167 - Feeling Generous? 4 Ways To Start Helping The World From Home - by Submitted on Feb 23, 2017 from Brooke ChaplanThese days, it's difficult to turn on the television or browse social media without hearing a story about human suffering. We all wish that we could do more to help our community and our world, but time and money don't always permit us to volunteer in-person. Thankfully, there are ways to ...
Views: 1281 - Find Money Increase Savings With The Best Ways To Live Within Your Means Managing Finances and Expenses - by Submitted on Feb 22, 2017 from Leon EdwardLiving within your ways is not as challenging as the majority of people make it out to be. It takes some discipline however it can be well worth the effort. At least, you will have the ability to sleep during the night understanding you aren't strained with a heavy financial obligation ...
Views: 1027 - Surviving amid high inflation and exchange rates - by Submitted on Feb 22, 2017 from Fiona mbabaziInflation is starting to creep up as the election year comes around the corner. At the same time the shilling is rapidly losing ground against the dollar. The shilling is trading at an average 3,500 against the greenback, its lowest level. The Central Bank has started tightening monetary ...
Views: 692 - Year-end Financial Planning Tips: Moves You Need to Make Before December 30 - by Submitted on Jan 24, 2017 from Barry Glassman2016 is almost over and many investors are often asking us about year end financial planning tips they should take advantage of before the end of the year. 2016 in particular offers a big opportunity to look over your finances, do something that could lower your taxes, and put more ...
Views: 1743 - Can't Pay Up? 4 Things College Students Can Do to Get Cash - by Submitted on Jan 24, 2017 from Hannah WhittenlyThe life of a student can get hectic since most students are juggling a few things at once like their classes, extracurricular activities, work, friends, and maybe a little fun. Of course, you still need to pay for necessities like rent or a car note. It is not uncommon for college students to ...
Views: 1452 - What you Stand to Gain by Taking a Joint Home Loan - by Submitted on Jan 16, 2017 from Arwind SharmaOne of the most important purchases that you’ll make in your lifetime is a home. That goes doubly so if you’re married. You and your significant other will think long and hard before you decide to go out and purchase a home. But before you go to the bank and apply for your loan, you should ...
Views: 968 - Points to keep in mind before taking a Used Car Loan - by Submitted on Jan 10, 2017 from finheal. comCar buyers in India usually prefer buying new cars; a used car is more often than not bought while improvement from a two-wheeler or if one requires an extra set of wheels. Previously, most people purchased used cars from known sources, friends or relatives. Times have distorted, and you would ...
Views: 755 - How to Know if Going into Debt is Necessary - by Submitted on Jan 09, 2017 from Hannah WhittenlyIt can be stressful to owe another person or entity money. However, there may be times when going into debt is the only way to pay the bills or make a major purchase. Let's take a look at when it may be worthwhile to go into debt in an effort to help your financial situation in the long ...
Views: 791 - 15 Personal Finance Tips that will Change Your Money Mindset - by Submitted on Dec 26, 2016 from Jane HurstWhile many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ...
Views: 2696(1 vote) - Millennials Worry About Their Financial Future and Are Concerned With Financial Planning - by Submitted on Dec 11, 2016 from James HarnsbergerThe Millennial Generation would enjoy a road of financial success greater than that of their parents, but they worry about the financial opportunities and their financial future with life expectancy in their generation estimated to top 100 years and more. Out of 3,000 respondents surveyed ...
Views: 1224 - Master the Art of Self-Discipline with These 5 Tips - by Submitted on Dec 07, 2016 from Rachael Murphey1. Count Calories Counting the number of calories you consume on a daily basis will help to make you more aware of your habits. Self-awareness is always the first step towards self-discipline. I am not suggesting any radical diets or unrealistic lifestyle changes, but simply a conscious act ...
Views: 1390 - Some Dos and Don’ts of Debt Settlement - by Submitted on Dec 03, 2016 from Barrack DiegoDebt settlement is nothing, but settling the debts with your creditors for less than you actually owe them. As it may leave a dark impression on your credit score, debt settlement should be avoided. Debt management can be the solution for you, if you are neck deep into debts. As soon as you ...
Views: 880 - Bad Credit: What That Means for You & How to Get the Money You Need - by Submitted on Dec 01, 2016 from Hannah WhittenlyBusinesses use your credit score to determine whether or not they want to loan you money and what rates you’ll pay on the money you’re loaned. While each company has its own set of standards that define “good” and “bad” credit, a general rule of thumb is that a score over 800 is excellent credit ...
Views: 868 - How To Solve The Four Significant Reasons Why You Fail to Create The Level of Financial Abundance You Desire - by Submitted on Feb 19, 2017 from Dorothy NeddermeyerThere are 4 significant reasons why the majority of people fail to reach the level of financial abundance they truly desire: 1) Misconception they need to have money in order to make money (a common success myth) 2) They don’t know how to develop a success plan. They lack the training ...
Views: 1795(1 vote) - Personal finances: 15 ways you waste your money - by Submitted on Nov 28, 2016 from Helen SheplyakovaHave you ever left the store with a bundle of bags and came home to find out that you actually bought a pile of things you don’t really need or like? Have you ever wondered why, no matter how much money you earn, you never feel like you make enough to support your needs and desires? Have you ...
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