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- Ways To Improve Your Credit Score - by Submitted on Jan 25, 2010 from Paul RodgersIt might take some bit of work until you get the idea of how to address your credit score. A credit rating might be one of the most crucial facets of your financial position which would necessitate your regular monitoring, particularly if you continuously have the need to borrow capital through ...
Views: 1541 - The Dawning of Depression - by Submitted on Feb 23, 2010 from E. (anagarika eddie) Raymond RockIf we at least had enough to live on and make expenses, that would be enough. And enough to pay off the house, which isn't worth much anymore. Oh, and maybe provide for our healthcare, which is going to get very expensive in the very near future, and we better pay it or they will take our house! ...
Views: 1540(6 votes) - ***My 401k Match Got Suspended! - by Submitted on Sep 29, 2009 from Bill LoseyQuestion: My company recently sent out a memo saying they were going to suspend their matching 401k contributions for the rest of 2009 and maybe 2010 as well. This could dramatically affect my ability to retire. Are they allowed to do this? Christine, New York, NY Answer: Christine, each ...
Views: 1539(3 votes) - Self employment and health insurance - by Submitted on Apr 13, 2010 from james whiteThere is no doubt when you ask most people they would love to be in complete control of their working life. Although in theory it is a nice thought, self employment is an uphill struggle with a great deal of work and pressure. The brave ones who make this leap will recognise this, they will also ...
Views: 1539(3 votes) - Investing in Yourself - by Submitted on Jan 08, 2013 from Graham DragonIf you are interested in personal development it is important you commit to investing in yourself. No matter what it is you want to improve, no matter what you want to achieve, it will almost certainly require an investment or will be much better and be achieved much quicker with the right ...
Views: 1538(1 vote) - Build Your Own Safety Net of Savings - by Submitted on Aug 12, 2004 from Cindy MorusDo you walk the high wire of personal finance? Is every month a balancing act that works only as long as the next paycheck arrives on time? What happens if that next paycheck doesn't arrive? The cause could be many things which you cannot control: an illness, a layoff, a sales slump. If some ...
Views: 1537 - 3 Ways to Reduce the Financial Burden of Living Away from Home - by Submitted on Dec 08, 2011 from Brenda TrottLiving away from home can put added stress on your financial situation especially if your family frequently contributed to your entertainment. No longer are family members treating you to dinner out or at their home. Mom and Dad are not conveniently saying “My treat.” If you continue to ...
Views: 1536 - Choosing Your First Credit Card - by Submitted on Jan 30, 2013 from Noreen RuthCaution should be used by anyone looking to get started with his or her first credit card. The industry provides a ton of different offers geared towards beginners, along with many attractive offers that should only be used by the more experienced credit user. First time card holders will have ...
Views: 1536 - Debt: The Good, The Bad And The Ugly - by Submitted on Jan 13, 2003 from Julie Donley“Neither a borrower, nor a lender be,” cautions Shakespeare in Hamlet. The reality is, most of us carry debt. From a money management standpoint, that is not necessarily bad. Sometimes debt is good. Sometimes it’s downright ugly. The key is to carry the right kind of debt, and not too much of ...
Views: 1535(1 vote) - What Are Medical Mutual Health Insurance Options In Ohio? - by Submitted on May 10, 2012 from Ed HarrisAffordable Medical Mutual of Ohio health insurance plans are available. Since 1934, Medical Mutual of Ohio has provided low cost health care to families and the self employed. Usually, rates are quite competitive compared to other major health care providers such as Anthem Blue Cross, Aetna, ...
Views: 1535(1 vote) - Links between Long-Term and Short-Term Financing - by Submitted on Sep 12, 2017 from Riddhi Siddhi Multi ServicesAt Riddhi Siddhi Multi Services, we understand that a business require capital—that is, money invested in plant, machinery, inventories, accounts receivable, and all the other assets it takes to run a company efficiently. Typically, these assets are not purchased all at once but are obtained ...
Views: 1532 - 5 Budgeting Tips For Lazy People - by Submitted on Mar 04, 2013 from Elisa IemmolaThe budget is the only tool that helps you understand your spending and saving. If you want your spending to be under control, pay-off your debt quickly and manage money properly, you need to have a written home budget. Lazy people don’t track their expenses properly and thus struggle with their ...
Views: 1531 - Mortgage Acceleration Made Easy - by Submitted on Jun 17, 2009 from Garry RichardsonWouldn't it be nice to be debt-free? The American dream of homeownership has traditionally come with a 30-year mortgage. Add to that credit cards, car loans, college tuition, and the average consumer is drowning in debt. Over the last few decades this has become our way of life, buy now, pay ...
Views: 1530 - Prosperity Promises & Principles - by Submitted on Aug 31, 2013 from Will G. WoodardI am a Christian who believes in Biblical Prosperity and I believe undoubtedly it applies to finances. There is much scripture that support the fact that God wants Christians believers to prosper financially. However, I also believe “Biblical Prosperity” is applicable to other areas of life as ...
Views: 1529 - Top tips for investing in fixed deposits - by Submitted on Jun 29, 2012 from Anusha KothariFixed deposit interest rates are regulated by the government. It’s better if you split your FD into different parts that have different tenures, so that all your funds are not locked away and you can take advantage of any fluctuation in interest rates. A premature withdrawal of a fixed ...
Views: 1527 - What Are The Best Investments For You? - by Submitted on Jan 06, 2010 from John HanlinThe "best investments" for an investment portfolio can and should vary by investor. In other words, "one size does not fit all". This is because each of us has a unique "investment personality" that is a derived from of our upbringing, investing experience, job history, economic climate, and ...
Views: 1526(11 votes) - 5 Ways to Boost Your Business Income - by Submitted on Sep 19, 2003 from Tim OngThe other day, a patient of mine asked me a question. By itself, asking your doctor a question is not unique, but what makes this question stands out is that this was not a question pertaining to health. He asked me whether the economic downturn ever affect the health industry in general, and ...
Views: 1525(1 vote) - My Life Lesson From Paris - by Submitted on Jan 10, 2012 from Brian GreenbergA not so funny thing happened to me on the way to the Louve in Paris this summer. I was pickpocketed. Me! Imagine that, who would have the nerve to attempt such a feat? In Paris' Metro, where the crowds can be many, the thieves and pickpocket professionals also proliferate. Fortunately, we ...
Views: 1525 - Women and Money Matters: Tips in Personal Finance - by Submitted on Jan 07, 2013 from Samantha SeiffertEven though we want to think of our society as being very modern, there is something different about the way we accept situations wherein women are taking the lead. We are all used to seeing them govern households. However, when it comes to the workplace, business or anything related to income ...
Views: 1521 - Family Budget: Income - by Submitted on Apr 07, 2016 from John SteelyA family budget consists of three parts – income, expenses, and savings. To create a workable financial statement for a family, all three parts must be understood. Each of the parts is similar to corresponding parts of a business budget, but the family’s budget has different perspectives and ...
Views: 1519 - Booms and Crashes - by Submitted on Jan 10, 2012 from Trevor HurstNewbies and those unfamiliar with shares, may feel concerned about one particular infrequent but well publicized stock market event – a crash. There’s no need to fear a crash. A little understanding can go a long way towards unveiling the mystique. Here’s the story of some famous booms and ...
Views: 1518 - Which Spouse Is Responsible For The Credit Card Debt In A Divorce? - by Submitted on Oct 15, 2012 from Adam TijerinaDivorce can be one of the most painful things to happen to a person. Some psychologists believe that divorces are as stressful and as painful as a death in the family. Divorce not only takes a toll on the two spouses, it can have a very negative effect on children. If they see mommy and daddy ...
Views: 1518 - Your 401(k) Investments And The IGVSI - by Submitted on May 29, 2008 from Steve SelengutSmack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the ...
Views: 1518(2 votes) - 11 Simple Ways to Organize Your Finances - by Submitted on Aug 05, 2010 from Mike PetersonWhether you are married or single, taking control of the household finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances, and reduce the stress of household money matters. 11 Simple Ways to Organize Your Finances #1 Keep Your ...
Views: 1517(1 vote) - Home Business Tips - Working From Home and Leisure Time - by Submitted on Oct 22, 2014 from Peter MainMany people, when faced with the reality of working from home tend to approach it in quite a manic way, often with quite a high degree of burnout at some point either physical or mental. They may well be able to work with this burnout as they can adapt their home or family life ...
Views: 1515 - Sterlite Industries India Buy Recommendation - by Submitted on Feb 23, 2011 from Michael MichaudIndia Basic Materials Mining Buy Recommendation See the article with images at the following link: http://invest2success.blogspot.com/2011/02/sterlite-industries-india-buy.html Sterlite Industries India This Monday I’ve got a long-term buy recommendation on Sterlite Industries India ...
Views: 1514 - $885 Billion and Sustainable Prosperity - by Submitted on Jul 15, 2009 from Karen MonroyThink of a coin. It seems to have a paradoxical nature to it: two sides, either heads or tails—or it can be viewed as a circle, 360 degrees. What if we were to look at the economic situation, not from heads or tails, but from the circle perspective—a perspective that has no sides? The tenor ...
Views: 1511(16 votes) - Summer On A Budget – 5 Tips For a Back to Basics, Fun From The Farmer's Daughter - by Submitted on May 16, 2013 from The Farmers DaughterIt’s summer time again and there never seems to be enough time to get to all those things you’ve always wanted to do. How can we have the BEST summer imaginable and do it on a budget? Well let’s first see what elements make up the best summer. Elements of Your Best Summer It is often said ...
Views: 1511(1 vote) - How To Curb Your Spending - by Submitted on Feb 03, 2008 from Mike KillianThe Federal Trade Commission (FTC) says, "If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation [debt negotiation], or bankruptcy. How do you know which will work best for you? It ...
Views: 1510 - *** The Phased Retirement Alternative - by Submitted on Jul 27, 2009 from Bill LoseyQuestion: I’m turning 60 next year. While I don’t want to continue working full-time anymore, I don’t have the desire (or nest egg) to retire completely. What do you suggest? Doris, PA Answer: Doris, how about a phased retirement? Instead of working 40 hours per week, talk with your ...
Views: 1509(22 votes) - What Can A Financial Advisor Do For You? - by Submitted on Feb 21, 2013 from Jennifer NoblesA financial advisor is an important part of your personal financial health. A good financial advisor will not make concrete decisions for you, but rather help you to steer your own decision making process. This gives you empowerment and confidence over your investments, and this is the most ...
Views: 1508 - 10 Tips to Save Money - by Submitted on Oct 24, 2012 from Adam TijerinaToday, many people are accepting the fact that saving extra money is the only way to live a stress free life. People with significant amount of savings are said to be better off financially than people with huge amounts of debt. Many people often find themselves with extra cash but do not know ...
Views: 1506 - How To Assess Your Net Worth - by Submitted on Dec 07, 2007 from Spencer RayBefore you can become wealthy, you must first assess your current financial situation. Understanding your current financial situation will give you a starting point to develop a personal financial plan for your future. To determine your financial situation (financial health), ...
Views: 1505 - Why Does Tax Freedom Day Matter? - by Submitted on Apr 25, 2008 from Jennifer PeekAccording to the Tax Foundation (www.taxfoundation.org), Tax Freedom Day will be on April 23rd in 2008. What is it and why should it matter to your family? Does it matter to anyone but the parents? What is Tax Freedom Day? It is the day that Americans will have to work to before they have ...
Views: 1505 - How to Save Money Using Debit Cards - by Submitted on Jul 26, 2009 from Theodore HendersonDid you know that using a debit card instead of a credit card can help you save money? If you are old enough to remember when debit cards didn’t exist you probably recall being at the grocery store with a cart full of food and household products and realizing that you had way overshot your ...
Views: 1504 - What was I thinking? The dilemma of the impulsive buyer - by Submitted on Sep 06, 2011 from Tele OpakunleThe joy of shopping to some is like the sweet savor of good wine. Package and baggage - all delights of one hasty decision to taste another forbidden fruit. Dresses, shirts, shoes, perfumes and unlimited categories of buyables. Excuse my coin word but in this era of credit cards flying all over ...
Views: 1504 - How To Make A Budget That Lasts - by Submitted on Jan 09, 2012 from Mindy CraryIf you are going to make a budget that lasts, you can’t just jump to categorizing and slashing expenses—that’s a lot like jumping into a diet and following a certain regime without really understanding the “why” behind your eating—it’s not a sustainable solution. Just like with eating, you have ...
Views: 1502 - How to Save Money on Your Tech - by Submitted on Mar 07, 2017 from Jane HurstHow would you like to get the latest tech gadgets, without having to spend a whole lot of money to have the latest tech gadgets? Believe it or not, this is possible. You just have to be a savvy shopper. What you don't want to do is go out and spend a lot of money on the first item you see. It is ...
Views: 1502(1 vote) - Would It Be Okay If You Stopped Worrying About Money? - by Submitted on Jul 15, 2009 from Karen MonroyI know that sounds like a strange question. However, we sometimes get in awful habits and the thoughts take over. If we are not vigilant, the worry thoughts think themselves—again and again. Are you thinking, "Well, who wouldn't like to stop worrying about money? Duh!" Is that thought ...
Views: 1502(17 votes) - Is There Such a Thing as Good Debts? - by Submitted on Feb 11, 2013 from Samantha SeiffertHave you ever heard the phrase “good debt”? Is there such a thing? If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. ...
Views: 1500(1 vote) - Unsecured Credit Cards For People With Bad Credit - by Submitted on Nov 28, 2011 from Kunnawat SaengmeneeSelecting the unsecured credit cards for people with bad credit calls for all of them to obtain good credit ratings. Routinely unquestionably the credit scores range provided by 300 to make sure you 850, the main credit rating around 700 feasible everyone to be able to make the grade to get a ...
Views: 1500 - Personal Finance Software - by Submitted on May 16, 2008 from A DawnBudgets Don't Work I don’t believe budgets work for the long run. We have our unique and different ways of doing budgets. Some of us allocate certain amounts for each expense category. Some go by envelop ideas such as putting money in different envelops for different expense categories, ...
Views: 1497 - Tips On Filing Late Tax Returns - by Submitted on Dec 05, 2008 from Barry AllenThe date for submission of tax returns for 2007 is April 17th. In case you miss the deadline for some reason you must still file a return as soon as possible. In case you owe taxes the IRS will impose fines, interest on money owed, and penalties. However, if a refund is due then interest and ...
Views: 1497 - How to Make Bankruptcy Law Fascinating! - by In 1979 I went on my first temporary assignment as a legal secretary. I didn't think much about it. All I knew was that the temporary agency paid me $8 an hour to work in a law office versus $5 an hour working in a "non law" office. Over the next 20 years I continued to look at working in the ...
Views: 1495 - Can't Pay Up? 4 Things College Students Can Do to Get Cash - by Submitted on Jan 24, 2017 from Hannah WhittenlyThe life of a student can get hectic since most students are juggling a few things at once like their classes, extracurricular activities, work, friends, and maybe a little fun. Of course, you still need to pay for necessities like rent or a car note. It is not uncommon for college students to ...
Views: 1493 - Creating a Family Budget (That You'll Actually Stick To) - by Submitted on Aug 09, 2017 from Jeremy SutterCreating a budget for your family is one of the most helpful things you can do to organize your personal finances. Visualizing and writing down where your money goes every month can help you identify areas you want to improve or cut back on. As important as it is to create some sort of budget, ...
Views: 1492 - Pay Yourself First and Get Your Life in Order - by Submitted on Nov 07, 2011 from David VogelsangYou might have noticed that money comes directly out of your paycheck before you even receive it, at least in the United States. The government understands the concept of “Pay Yourself First” (or paying itself first), by taking out taxes before you get your hands on your income. However, this ...
Views: 1492 - Find Out the Best Way to Negotiate Using the Merchant Cash Advance Supplier - by Submitted on Oct 03, 2012 from Edmund KievitIndustry experts in many trusts restrictions severely in years previous as anticipated 10 billion dollar merchant cash advance expansion of industrial. When how you can turn Quick Look for Merchant Dollars countless numbers of supplier literally in advance between the businesses would opt for? ...
Views: 1489 - Money Goal Myths and How to Avoid Them! - by Submitted on Oct 25, 2012 from Gary DalySo I guess it’s time to debunk some of the money goal myths like – “Money will change me” or “Success will change the person who I am now” by talking about a very successful footballer who has not changed a single iota since he was a young teenager pursuing his dream of becoming a professional ...
Views: 1487 - Planning For Retirement - by Submitted on Feb 04, 2011 from Julie DonleyPeople have many different financial goals, but one they share in common is to be financially independent. I define that as the time when we conclude that our annual expenses can be covered for the rest of our lives without working any longer. Calculating your expenses over the next 25-40 years ...
Views: 1487(1 vote)