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File Segregation Scam
If you have filed for bankruptcy or have bad credit generally, you could be the target of a fraud the Federal Trade Commission (FTC) calls “file segregation”. In this scheme, you are promised a chance to hide unfavorable credit information by establishing a ... Views: 1281
If someone stays up to date with the news, they may have heard about the kinds of things that have been taking place at universities around the world. One could read news papers, watch TV, and use social media to stay up to date with what goes on at these institutions.
A Closer Look
For ... Views: 1281
Social media has given people the ability to share their views with the world, and this can take place without the need for someone to reveal their true identity. Someone can then say just about whatever they want and they won’t need to worry about the consequences of their actions.
If they ... Views: 1281
The time has come for us to take responsibility for our lives. Let's put it this way, even if we do not take the responsibility, we are still responsible so we might as well step up to the plate now and realize that everything that happens to us in our personal lives, our country, our world and ... Views: 1280
KeY 1: You MUST Take Responsibility For Your Life
a. No matter what has happened in the past and no matter what cards you were dealt, you have to take ownership and responsibility for your life. Laying blame on others and on your situation simply prolongs anything that you would view as a ... Views: 1279
Geographical Interpretations
Australia
In Australia, all forms of bankruptcy are governed by legislation that is entitled The Bankruptcy Act 1966 (Commonwealth). According to this, the act of becoming bankrupt is only available to individuals. In the case of companies classified as ... Views: 1277
I recently read a staggering statistic. More than 40% of college graduates never read another book after they graduate – EVER – FOR THE REST OF THEIR LIVES!
If you are not among that 40%, congratulations; you are among the living. If you are among that 40%, how are you growing? How are you ... Views: 1277
Dr. Romance writes: This is often called the Season of Peace, as in "Peace on Earth; Good Will to Men" Yet there is so much unrest in the world today: the world is still involved in wars, terrorism seems to be endemic worldwide, and domestic violence and hatred still dominate the news. ... Views: 1270
There are a number of problems in today’s world, and it could be said that some of these problems are more important than others. Still, that doesn’t meant that the amount of attention a problem receives will depend on how important it is.
In the same way that the person with the loudest ... Views: 1266
Many years ago I met a lady who did something brave and adventurous (at least in my eyes). She saw a certain city in her dream and felt quite urged to move there, in spite of the fact that this particular city was on the other side of the world and she was not much of a traveler. However, she ... Views: 1264
`Frequently Asked Question: How do I achieve balance?
Many people struggle to figure out how to achieve life balance. Creating the balance that is right for you is important. Your ability to think, plan, decide and take action largely determines the course of your life. The better you ... Views: 1264
Millions of people have asked the question "Why am I here?" Here are some ways to find your purpose and passion in life and some guidance on how to live the answer to this age old question.
Steps
1. Make a list of the things you do for fun, or that you really enjoy. Include in the list the ... Views: 1254
onto, aren’t they? Can you identify areas in your life where these have reared their ugly head? What exactly is this pattern and how does it affect your life?
Resentment
When you become resentful of another person, it’s like drinking poison and waiting for it to kill your enemy. Doesn’t ... Views: 1243
We all know how much our pets need outdoor exercise. They, just like ourselves, love fresh air, sunshine, time to enjoy a quick walk or romp at the park. And we all know the importance of carrying and using our dog waste bags when they attend to their usual business while outside. But who ... Views: 1242
Get a Mykonos private driver with professionally trained chauffeurs to provide with the most comfortable and secured ride you desire.
The purpose of The Ace VIP is to provide the client with amazing transport services available throughout Mykonos Island in Greece.
Our chauffeured cars at ... Views: 1242
Do you feel overwhelmed by your never-ending to-do lists? You are not alone!
These lists evoke negative emotions in most people. They seem like silent reminders showing us just how far “behind” we are and how impossible it is to ever catch up.
It doesn’t have to be like this. There is ... Views: 1242
Can you count the times you have...
- stopped smoking and some time later started again
- attempted to get rid of unhealthy weight and quit the program before you got to your goal
- reached a healthy weight goal then, over time, gained it back
- stopped abusing a legal or illegal drug or ... Views: 1241
History: Continued
Since such banking practices were common in Italy, it has been suggested that the Italian words banco rotto, or broken bank, represents the true meaning of the term bankruptcy. Alternatively, some derive the word from the French banque, or table.
Finally, it has been ... Views: 1238
Joe Paterno’s decision to coach the remaining games,
a decision later nullified by his firing, was a
leadership failure. By focusing on his purpose, he
should have seen that coaching out the schedule was a
terrible idea.
Learn from his leadership failure that you should use
your purpose ... Views: 1233
I’m the first to admit that I’m not a natural-born writer. The words don’t always come easily, and I often don't know exactly what it is I want to say. So why am I writing this article? It’s primarily because I want to: I do have things to say, and I do want to share them with others. I’ve also ... Views: 1232
It is that time of year again when there are fall activities, celebrations and parties to attend every which way you seem to turn. The flyers are posted at work, the invites arrive in your mailbox, evites show up in your inbox and there simply doesn’t seem to be enough time to attend all. Be ... Views: 1231
Are we the blaming kind? Do we find some kind of satisfaction in putting the responsibility and therefore the blame “out there”? Do we tend to say, its Obama’s fault we’re in this mess? Or I just can’t get the work done in this heat, or as Flip Wilson used to say, “The devil made me do it.” Or ... Views: 1230
It may not seem like it, but there are incredible opportunities right now for you to transform yourself in wonderful and expansive ways. Especially during these difficult times, I encourage you to be aware of the mind.
Your mind is patterned to keep you feeling separate. It can cause you to ... Views: 1229
This book review is part of a series that covers the topic of Personal Accountability. The Official SelfGrowth.com Guide to Personal Accountability is Jay Fiset. Personal Accountability allows you to move away from a mindset where things happen "to you" in your life without your consent or ... Views: 1228
Where Are We Going? Joseph Seiler MCC jseiler@yournaturaledge.com
Little Red Riding Hood said she was going to Grandma’s house. She seemed to be pretty clear on that part of things. Being able to ‘say’ where we are going, some will tell us, is ‘it’, the golden fleece, the answer to ... Views: 1227
important to realize that this pain is something that needs to be acknowledged and processed.
The longer you hold onto that pain, the harder it is to work through it. There will come a time when you will be forced to acknowledge it. This old pain makes itself known to you in ways you can’t ... Views: 1224
Some of us take those road signs for granted - maybe a bit presumptuous at times - such as a sign stating the speed limit. I ignore it and speed on by - - or how about not paying attention and missing the exit which perpetuates me backtracking. Such is life - or is it?
With me being ... Views: 1224
Wall Street professionals are getting a lot of heat in the press lately for the exploits of few. Although we target Wall Street excess in this article, we believe the vast majority of financiers are honorable.
Our view is that the financial shenanigans that you see today are 10-15 years (at ... Views: 1224
Mother Teresa said “I was once asked why I don’t participate in anti-war demonstrations. I said that I will never do that, but as soon as you have a pro-peace rally, I’ll be there”. September 21 was Peace One Day, a day to bring people together with activities and events that focus on creating ... Views: 1224
One of the greatest arts I have ever learned is the art of journaling. It is an art I have been perfecting since high school. The great news is, it’s an art you can master too.
I treasure the writings I have from my past, as they show how I have grown and matured over the years. When you ... Views: 1221
How are your relationships working for you?
When it comes to relationship goals, here we find some of the most intricate challenges. Unlike most of your goals which involve yourself and inanimate objects or subjects such as your living quarters, your career, your money, your material items ... Views: 1218
Wherever it is that you reside during your working hours there is always a place to go to enjoy your breakfast, lunch, dinner or snack time pick-me-up. Usually there is a special room that provides you with an environment to sit down, regroup and enjoy your chosen fare for a short period of ... Views: 1212
Whether you’re a waiter, CEO, politician, account director or job candidate, your personal brand and all that it conveys make a dramatic difference in how effective you are in achieving support. In essence, everyone who “supports” you – the diner, board member, constituent, client or hiring ... Views: 1209
By its very definition, financial independence means to not be dependent on anyone or anything for our financial needs. That requires being free from debt.
When asked what they would do if they won the lottery, most people say they would pay off their debts. Just imagine what it would be like ... Views: 1207
“I am sorry.” There are so many lessons to be learned about how to say these simple and very powerful words.
I remember when, in my early life, I said those words a lot. I said them so unconsciously I really didn’t realize I said them as often as I did until my first personal growth teacher ... Views: 1206
Obtaining your personal best is a goal for each of each day. One would think that most of us would strive to be our personal best. Each day we find people who just settle for status quo, and who seem to care about their own problems. Have you seen those kind of people in and among us? Maybe ... Views: 1193
When you wish you could live your life differently, what is holding you back? If you truly want to change, what is stopping you, why can't you do it? For so many of us, we seem to be blocked by the inability to alter our own behaviors, even when we know we need to. What limits our capability ... Views: 1192
This book review is part of a series that covers the topic of Personal Accountability. The Official SelfGrowth.com Guide to Personal Accountability is Jay Fiset. Personal Accountability allows you to move away from a mindset where things happen "to you" in your life without your consent or ... Views: 1185
Whose Business Are We In?
At some point in time, each of us encounters situations where you want to jump in and fix something in another person’s life, perhaps a family member, friend or co-worker. It may be a personal situation, a work problem, a financial situation, a conflict – the ... Views: 1185
Everything in the world today is about saving the earth and going green. Everywhere we turn we find people talking about how important it is to save the environment and do you bit to help protect the ecosystem that you live in. Well this is not just something that many people are talking about ... Views: 1183
I had minor surgery and my left hand was bandaged so all my fingers and hand were covered in one huge bandage. That forced me to make some changes in my routines. Shaving was one of those habitual behaviors that require a small adjustment. There is a big lesson in that adjustment. Let me ... Views: 1172
Responsibility is one of the biggest issues that we interact with everyday in the world around us. Whether that is concerning the interaction that we have with another person or the way we take on things inside ourselves in our own individual experiences. We are faced with the contemplation of ... Views: 1172
We live in troubled times where our peace and safety are often in danger. Most feel helpless and unable to affect the unfolding events in our present world. And yet many are uniting their minds, energy and actions in order to create a peaceful and safe world with dignity for all.
Some groups ... Views: 1169
When faced with something new: an activity, an upcoming event, signing up for school, the gym, confronting someone, etc., I often hear the words, "I can't", followed by some rationalization as to why they actually can't. For example:
I'm too busy.
I won't know anyone there.
I'm too ... Views: 1164
Much of the reason why so many people today live lives that are meager, unfulfilled, and empty has to do with this concept of stewardship.
Stewardship is a term that isn’t heard much these days. While the use of the word seems a little outdated, the concept can be considered timeless. ... Views: 1160
In an economic downturn, one of the first budget items to land on the corporate chopping block is employee training. Too often, executives focused on survival believe that they must minimize expenses. They reason that training must not be a necessity -- after all, employees have been able to ... Views: 1156
Recently I came across the following John F. Kennedy quote – “There are risks and costs to a program of actions. But they are far less than the long range risks and costs of comfortable inaction.” There have been several articles about comfortable inaction, so I thought I would take a shot at it ... Views: 1154
I’m good enough. I’m smart enough. And, by gosh, I deserve it!
The key thing to remember is to know who you are and understand who you can be. Never let the opinions of others define for you who you are or what you can or cannot do. Although other people may sometimes know you well, ... Views: 1154
You are totally getting closer to your goals. You are feeling better because you are taking action, being aware and following through and these are very important elements for success.
Remember to be kind to yourself and do not expect perfection. There may be days when everything you ... Views: 1154
There are so many ways to create a successful business, sometimes it can be confusing. Everyone seems to be an expert, selling the best way to get there, the easiest route, the fastest path. But all of these methods and strategies are often missing the most important key to your success.
They ... Views: 1153