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- Debt Relief for the Elderly and Disabled - by Submitted on Feb 27, 2007 from Robert ZangrilliDebt settlement, also known as debt negotiation or debt reduction, is a relatively new way for dealing with your debt problems. In a debt settlement program, by negotiating with a creditor, a client can reduce their debt by as much as 50 percent and be debt free in as little as 12 months. In ...
Views: 2893 - Know How Fear and Greed Impacts Your Investing Decisions - by Submitted on Nov 14, 2012 from Michael ReyWe simply attempt to be fearful when others are greedy and to be greedy only when others are fearful - Warren Buffett, a legendary investor Much has been written on fear and greed in the market, which are the two great human emotions responsible in destructing capital in investing. Fear and ...
Views: 2891 - 3 Essential Wealth-Building Concepts They Don’t Teach In School - by Submitted on Jul 20, 2011 from Brad WajnmanBy the time the average student graduates from high school, he will have invested around 15,000 hours in learning about a wide variety of subjects, which are considered necessary in order to be successful in life. Many go on to college where they’ll spend another 2,000 or so hours studying a ...
Views: 2879(2 votes) - Evaluating What's A Good Credit Score - by Submitted on Nov 19, 2009 from Frank RodriguezA good credit score represents a person's dedication to remain faithful to financial obligations. Your credit score is reported by the three major credit bureaus. These credit reporting agencies keep track of credit status. If you apply for a line of credit, the lender or Credit Company will ...
Views: 2878(2 votes) - Why You Should Never File Bankruptcy - by Submitted on Aug 10, 2010 from Patrick ThonaYou know what it feels like to cringe when the phone rings. You stare at it, willing it not to be a bill collector. Let it be someone who is offering you a job, you pray. You pick up the phone gently, hoping, praying, but no, it's another creditor. “I'm sorry, I'm not working right now. I'll. . ...
Views: 2878(1 vote) - 15 Personal Finance Tips that will Change Your Money Mindset - by Submitted on Dec 26, 2016 from Jane HurstWhile many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ...
Views: 2842(1 vote) - Variable Life Insurance Plan - by Submitted on Sep 22, 2010 from Steven HartA Variable Life insurance policy is a type of permanent insurance (like Whole and Universal Life) that ensures a death benefit. However, it can be more costly due to the fact that the cash value portion of premiums can be directed to a different account. In this account, the cash value may be ...
Views: 2832 - Moving On After Bankruptcy - by Submitted on Jul 08, 2009 from Menno SpijkstraWhen talking about bankruptcy, people tend to avoid that very situation. They wouldn’t want to entertain that idea very on their mind. Even in the midst of a big financial crisis in their lives, bankruptcy is the least option. They would rather think about other means just not to get bankrupt. ...
Views: 2823(2 votes) - ISA savings: The savviest option? - by Submitted on Jul 22, 2010 from Noel MellorISAs have now been with us for over a decade and it's now pretty apparent they have proven themselves to be a popular mainstream product. ISAs are enjoyed by all kinds of people looking to make tax-free savings and have even gone through some changes this year that make them even more ...
Views: 2814 - ISA popularity takes tax-free savings to the masses - by Submitted on Jul 22, 2010 from Noel MellorFollowing their introduction across the UK over a decade ago, individual savings accounts - which are more commonly known as ISAs - have proven to be a popular choice for British savers looking to make the most of their money. The tax efficient option was brought to the market to replace ...
Views: 2805 - Becoming Physical Therapist: Salary Expectations - by Submitted on Jun 15, 2012 from Steven GallowThink of entering the field of physical therapy? And what are your salary expectations? Do they meet the real numbers? Let's see what can you wait after becoming a physical therapist. According to the US News & World Report, median physical therapist salary, as for 2009, has been about ...
Views: 2799 - EVERYBODY WANTS MORE MONEY, RIGHT? - by Submitted on Dec 23, 2003 from Frederick ZapponeEVERYBODY WANTS MORE MONEY, RIGHT? (An Interview with the Money Master.) Gary: Everybody wants more money, right??? Money Master : Not everyone, only those people who experience a sense of lack or limitation around money want more of it. If you knew you could create the money you needed, ...
Views: 2798(1 vote) - Facts About Teenage Drivers Car Insurance - by Submitted on Nov 09, 2010 from Alston BalkcomIt is more expensive to buy insurance coverage for teen drivers than more mature ones, but there are ways to keep the costs lower than they would otherwise be. Even teenagers can drive in a mature fashion and avoid crashes. They can also avoid driving certain types of automobiles. They can ...
Views: 2777(1 vote) - The Millionaires Shopping Guide - by Submitted on May 26, 2012 from Jamie BushThe following may shock you but it's based on many focus groups and years of research conducted by Thomas Stanley. He has dedicated much of his career to studying the traits and habits of people who have $1 million or more net assets. This is vastly different from people who earn $1 million or ...
Views: 2773 - Are You Guilty of Making These Investing Mistakes? - by Submitted on May 16, 2010 from Lyn BellFew of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are. 1. One of the ...
Views: 2762(6 votes) - Purpose - Driven Financial Planning - by Submitted on Jul 18, 2009 from Beth SassoToday's financial climate is filled with moments of instability, confusion, and panic. Suddenly people are being forced to reassess their budgets and sometimes choose between raiding their 401K's or learning to make adjustments in their lifestyle. The ability to make wise financial decisions is ...
Views: 2761(3 votes) - His Money Didn't Help Him At All - by Submitted on Dec 04, 2009 from Ted CiubaI caught the papers traveling in the UK recently, and oh, God rest his soul, a banker/businessman, Hywel Jones, from North Wales was shot in the Bahamas. He was working in the Bahamas—that's where his office is—and was shot two times at close range when he came to work at 9:30 a.m. The article ...
Views: 2759(3 votes) - Excerpt From Street Hockey Millionaire - by Submitted on Apr 11, 2003 from James Allan“You know what they say,” Pete said. “You’ve got to play the full 60 minutes if you want to win.” Steve began, “Let’s get started. Did everyone write some game plans for their highest priority goals?” Pete replied, “ We haven’t had time yet, Steve, but we’re going to do it this week.” Steve ...
Views: 2736(2 votes) - Travel with Technology and Mindfulness in the 21st Century! - by Submitted on May 29, 2015 from Russell DobdaIn the 21st century, travel is much different than it was back in the 1990’s. Nowadays, we all have this wondrous device called a smartphone. The internet has brought us many social networks to meet new people and stay in touch with old friends. The airline industry landscape has changed with ...
Views: 2732 - Balancing Your Personal Budget - by Submitted on Jan 26, 2012 from Victor DailyA balanced personal budget simply means that you have more income than you do expenses. Despite this simple definition, having a balanced budget has numerous advantages. Here are a few of those advantages along with tips on balancing your own personal budget. Advantages of Balancing Your ...
Views: 2692(1 vote) - Can't Focus or Get Anything Done... A Solution that Works - by Submitted on Apr 01, 2010 from Pat HeydlauffAccording to Mac Anderson Founder, Simple Truths, a few years ago a health study determined there are three main reasons people can't cope in life: 1. They live in the past. 2. They have a low self-esteem. 3. They can't laugh at themselves. All three of these can be important when you ...
Views: 2685(4 votes) - The Case for the Self-Directed IRA - by Submitted on Apr 23, 2010 from Lisa Moren BrommaEmily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ...
Views: 2683(1 vote) - Build Wealth and Prosperity with Feng Shui in the Kitchen - by Submitted on Apr 04, 2010 from Candace CzarnyThe kitchen is often the last place where you think to decorate or where you think of making money. After all, it’s generally covered in pots and pans or leftovers. Since people are in it all the time, it seems to be a place that needs little help in terms of Feng Shui. But this is far from ...
Views: 2673(8 votes) - How to Prepare Form 4562 For a Sole Proprietorship - by Submitted on Feb 04, 2011 from Wayne DaviesIf you are a Sole Proprietor who purchased business equipment, and you'd like to deduct that purchase on your income tax return without breaking into a sweat, this article is for you. I'm going to show you how to properly fill out Form 4562 without getting bogged down in those complex ...
Views: 2665 - What Happens If You File a Business Income Tax Return After September 15? - by Submitted on Sep 23, 2011 from Wayne DaviesThe due date for business income tax returns on extension is September 15. If that date has passed and you still haven't filed a return for your corporation, partnership or LLC that is being taxed as a corporation or partnership, what are the consequences? The short answer is this: You will ...
Views: 2664 - Getting an online bank account set up - by Submitted on Sep 10, 2010 from Noel MellorWhen it comes to applying for a current account online, some people may be unsure of what exactly the process will involve and what information they might need to have to hand. But as this is an easy and convenient way to set one up, you might want to know some things in advance. One thing ...
Views: 2656 - How to Prepare Form 8829 - by Submitted on Feb 04, 2011 from Wayne DaviesIf you are a Sole Proprietor with a home office, you must file Form 8829, Expenses for Business Use of Your Home. The purpose of this article is to help you prepare this form without getting a headache. This article makes three assumptions about your business: 1. Your Sole Proprietorship is ...
Views: 2648 - Tips To Practice Smart Spending Habits - by Submitted on Apr 02, 2013 from Samantha SeiffertIf you want to stay out of debt, there are a couple of habits that you need to develop first. These include budgeting, saving and smart spending. All of them are needed in proper financial management. Of the three, smart spending is the habit that will literally keep you from accumulating debt ...
Views: 2626(3 votes) - The Payscale of Professional Dermatologists - by Submitted on Jun 15, 2013 from Harry RosenThe occupational demand for dermatologists is steadily growing year upon year, as it has been for well over 10 years. A career in dermatology is quite satisfying and provides a variety of features that make it by far the most difficult to health care field to penetrate. Training to become a ...
Views: 2609 - Personal Finance: Summer Scorcher - by Submitted on Jul 15, 2010 from Renee BarnowMy most two dreaded 4-letter words are debt and snow. The thought of winter makes my body curl up onto itself – a true, physical cringe. Likewise, the thought of debt chills me to the bone – because I’ve been there, close to broke and in the clutches of financial winter. Summertime and ...
Views: 2605(3 votes) - True Wealth in a Great Depression Economy - by Submitted on Feb 23, 2009 from Sheryl Karas Paul HoodNone of us really know for sure what's going to happen in terms of the economy but one thing is certain: it's on all of our minds. We can incessently worry that the worst is going to happen or hope and pray that it won't, but why not just look the problem square in the face? What is your ...
Views: 2599(1 vote) - ***Take the “Balance Your Checkbook And Reclaim Your Life Challenge” - by Submitted on Mar 23, 2012 from Leslie CunninghamI’ve noticed that one of the biggest challenges people face is keeping track of where their money goes. They receive their paycheck and deposit it in the bank, and then a few weeks later it’s somehow mysteriously disappeared (again). For all they know it’s being consumed by the black hole in ...
Views: 2595(3 votes) - 10 Essential Financial/Lifestyle Strategies You Need to Know! - by Submitted on Jan 06, 2011 from Sasha Lauren, Americas Trusted Organizing Expert (not current)"It wasn't raining when Noah build the ark." Howard Ruff It's all too common for families to be 'winging it' through life, quite unprepared for reaching their personal and financial goals, and unable to deal with unexpected situations that life can (and will!) throw at us. Here are 10 ...
Views: 2591(1 vote) - Want Good Credit? - Beyond the Basics (Part 2 of 2) - by Submitted on Aug 18, 2009 from Kathy Jo PollackIn the previous article we got the first three fundamental steps out of the way: 1. Getting established with a financial institution 2. Checking/correcting credit reports 3. Establishing a budget. Now we are ready for credit! Below you will find key points and a continuation of my ...
Views: 2569(5 votes) - Managing Money - The JARS System - by Submitted on Sep 09, 2008 from Stephen MartileRich people mange their money well. Poor people mismanage their money well. ~ Thomas Stanley, author of The Millionaire Next Door The first time I picked up T. Harv Eker’s ‘The Secret’s of the Millionaire Mind‘, I read the quote above and caught myself saying, “I ...
Views: 2546 - Use Your Prosperity Consciousness to Make Money - by Submitted on Aug 11, 2009 from Matthew FerryProsperity is often associated with money. The more money you have, the more prosperous you become. This has become a common belief that is false. Most of our lives, we have been taught by the our instinct and society to be "go-getters"; meaning, we have been taught to always grab the ...
Views: 2526(3 votes) - Too busy to look after your finances? - by Submitted on Oct 22, 2003 from James AllanSo here he was, stuck in the office instead of watching his son play hockey. Meanwhile, Steve was out playing street hockey for three hours a day with his kids. What weighed more on Pete’s brain was that street hockey used to be the love of his life now, it was just a nuisance. Although he’d ...
Views: 2513(2 votes) - The ABC’s of Getting a Home Mortgage Loan - by Submitted on Oct 17, 2011 from Sherry CampbellEffectively Capitalizing on Today’s Low Mortgage Interest Rates & Real Estate Market Prices Conventional wisdom has it that there could not be a better time to capitalize on attractive low mortgage interest rates and rock bottom real estate market prices. That being said, here are some very ...
Views: 2507 - Economic Depression Survival Tips - by Submitted on Oct 29, 2009 from Steve GillmanThe following economic depression survival tips are all about preparation. With a bit of street smarts and a willingness to do what's needed you can survive losing everything. But it is better to prevent that from happening in the first place by being prepared for some worst case ...
Views: 2505(2 votes) - Schedule C Tax Tips - What Payroll Tax Forms Should You File? - by Submitted on Feb 25, 2011 from Wayne DaviesIf you own a sole proprietorship and have employees, what payroll-related tax forms are you required to file? This article will answer that question. First things first. Let's check to make sure you really have employees. Take a look at Schedule C, Line 26, Wages. If there's an amount on that ...
Views: 2501 - 5 Simple Reasons Most People Won't Become Rich - And How To Make Sure You Do. - by Submitted on Nov 17, 2009 from Michael YardneyHaving worked with hundreds and hundreds of property investors over the years, I discovered a number of “secrets” that make some people rich while others continue to struggle. When you understand and do what successful investors do, you get to become one of them. If you don't ...
Views: 2495(11 votes) - Tax Lien Investing: Interest Rate or Penalty, What's The Difference? - by Submitted on Feb 04, 2011 from Joanne MusaIf you've been looking into investing in tax liens or redeemable tax deeds, you may have noticed that each state has a different interest rate that the investor is entitled to, and in some states the maximum interest is bid down at the tax sale. But what you may not know is that sometimes what ...
Views: 2494 - ***PERSONAL FINANCES and INVESTING: You can do it for yourself! - by Submitted on May 20, 2011 from Scott BarclayHandling your personal finances and investing is not near as difficult as you have been led to believe. From simple investing to saving for college to debt reduction to retirement planning, it appears as if everyone is outsourcing these personal financial matters and is paying dearly for it. ...
Views: 2492(3 votes) - How to Break Out of Your Financial Comfort Zone - by Copyright © 2003 T.D. McKenzie. All rights reserved.
One of the most startling discoveries I made once I embarked on this path of personal growth were the self-sabotaging attitudes I had towards wealth.
This is something that has also shocked many of my clients once they made the realisation ...
Views: 2490 - ***Your Stock Market Correction Protection Plan - by Submitted on Jan 29, 2010 from Bill LoseyQuestion: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 ...
Views: 2481(16 votes) - 7 Essential Money Skills for Kids (and Parents!) - by Submitted on Mar 26, 2011 from Daniel BrittonWhilst the debate about financial education in schools continues, parents need not wait to teach their kids about money. Here are 7 things that every teen should know about money. Manage your money - Show your money who’s boss by putting a money management system in place. Divide your income ...
Views: 2480(1 vote) - ***The Boyz of Wally Street - by Submitted on May 19, 2009 from Colin TippingFor all that I go on about how money is just energy, has no meaning other than what we attach to it, and how there is no shortage of it, I still find myself feeling a lot of anger towards the guys on Wall Street who took an average of $12 million each in bonuses. The fact that they took the ...
Views: 2464 - How to Maximize Your Budget - by Submitted on May 18, 2012 from Steven CondonShort on cash? Who isn’t these days, right? How can I experience my city while keeping expenses under that super small budget? Intoduction aggregated daily deals from Deal with Friends. Your new budget maximizer! At Deal with Friends, we believe you should still be able to live it up without ...
Views: 2460 - Personal finance in the UK and applying for loans - by Submitted on Feb 24, 2015 from Niall MckenzieAre you an adult resident of the United Kingdom who needs a quick infusion of funds because your payday is still a couple of weeks away? You do not have to ask your friends or family members for a quick loan and risk having to answer a lot of questions about what you need the money for. Banks ...
Views: 2449 - Budgeting Software Options - by Submitted on Jan 10, 2012 from Mindy CraryResearching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable option—meaning that you can get set up and manage it consistently—wins out over anything else. The point is to get started, because that is the ...
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