Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Financial Literacy Articles
We are currently looking for an Official SelfGrowth.com Guide to "Financial Literacy". If you have expertise in Financial Literacy and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Resuscitate Your Payslip - by Submitted on Jun 08, 2015 from Jay PasanaI remembered a year ago, I was having an intimate conversation with the immigration consulate to Canada, and she explained one fact that has haunted my young mind forever. “The poverty line at this time is at 35, 000 pesos. In case your monthly income falls below that line, you're already ...
Views: 1048(1 vote) - How Tax Payers have Gained in One Year of Modi Govt.? - by Submitted on Sep 20, 2018 from Sanjit AgarwalWhile the media is rife on analyses and discussions on the performance of the Narendra Modi-led NDA government, the tax payers got some tax concession in the form of enhanced deductions and exemptions. The extra concessions are supposed to put more money in the pocket of the tax payer and help ...
Views: 1683 - When we Create Prisons of Convenience - by Submitted on Jun 02, 2015 from Jay PasanaWe are in some kind of prison of our own. To most of us who've examined ourselves closely, we normally realize that a prison comes in different forms. It may be financial disability, being enslaved by a devastating form of passion, or getting reminded by a painful past we’ve never learned to let ...
Views: 956 - Do You Have Stability On Your Personal Finances? - by Submitted on Jun 01, 2015 from Jay PasanaDon't know that the ultimate goal in managing money is to have a sense of balance between earnings and spending? Do you have a good grip of it? Do you see the effects of your financial choices on your net worth? When you were still a child, you usually don’t care when you have enough money in ...
Views: 940(1 vote) - An Economic Slant Resulting from a Three-Way Struggle Between America, Russia and the Vatican - by Submitted on May 20, 2015 from Richard RuhlingThe subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987. With the take-down of the ...
Views: 1564 - An Economic Slant Resulting from a Three-Way Struggle Between America, Russia and the Vatican - by Submitted on May 20, 2015 from Richard RuhlingThe subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987. With the take-down of the ...
Views: 1737(1 vote) - Are high interest loans really worth it? - by Submitted on May 18, 2015 from Niall MckenzieOccasionally, everyone experiences those unexpected emergencies like the car breaking down, the refrigerator dying or the water heater having to be replaced. One never knows when these emergencies will happen and sometimes we are not prepared financially to handle them. It is at these times ...
Views: 1823 - Be careful when choosing to use payday loans - by Submitted on May 18, 2015 from Niall MckenzieEvery month multitudes flock to lenders for payday loans online. People prefer to borrow money this way because of the convenience it provides. Come the end of the month, you will come across a good number of borrowers who do not repay their loans. This results in high penalties. If you are ...
Views: 1267 - Loan Scams And How To Avoid Them - by Submitted on May 05, 2015 from John TerraDo you know what's worse than taking out a big loan? Taking out a big loan from a lending institution that's scamming you, that's what. It's bad enough that you're borrowing money in the first place; never mind being in debt to someone who's determined to hose you any way they can. Here's how ...
Views: 1270 - Uncommon Long Term Care Insurance Information You May Not Know - by Submitted on Feb 05, 2015 from Aris MorenoIf you think you know everything there is to know about long term care insurance, you may want to look at these: Long Term Care Insurance Policy Exclusions Here are exclusions in a long term care insurance policy: • Pre-Existing Condition A pre-existing condition is an illness or ...
Views: 1316 - Let’s Check the New Niche for Financial Services- Legal Financing - by Submitted on Jan 26, 2015 from William KirtleyMost of the people are unaware about the financing the lawsuit. But nowadays it has become a common issue among the people. Hence, we are here to provide the general knowledge about legal financing. When we talk about the pre-settlement of the case, legal financial services plays an ...
Views: 1058 - An Overview about the Arbitration Costs - by Submitted on Jan 14, 2015 from William KirtleyWhat is arbitration? Arbitration is one of the types of an alternative dispute resolution (ADR). This form has widely accepted in the business world in order to resolve different issues and disputes in business. Here is how this method id helpful for your business and how it can be addressed ...
Views: 1008 - Tips & tricks to reduce the litigation costs - by Submitted on Jan 08, 2015 from William KirtleyMost of the people think that if they reduce the litigation cost, they are not able to get the quality services. But in actual it is not so. There are different ways by which we can reduce its costs. This article will help you to identify and address the areas where excess billing on regular ...
Views: 1008 - 5 Financial Tips for Newlyweds - by Submitted on Dec 19, 2014 from Aris MorenoWith getting married comes a lot of changes and these include your finances. Though dealing with money issues is not the most romantic of tasks, couples should take time to sort out their finances as soon as they return from the honeymoon. If you’re a newlywed couple, here are tips on how ...
Views: 1719(2 votes) - #Instant Gratification verses to Save Part 2 Written By Patricia Ross - by Submitted on Dec 17, 2014 from Patricia Rosshttp://www.selfgrowth.com/ http://www.selfgrowth.com/experts/patricia_ross www.teenvoice.ws SHOP ONLINE TEEN VOICE STORE http://teenvoice.spreadshirt.com/ #You are reading about instant gratification and saving to plan your life. When you have a plan for your life which is your money ...
Views: 1643 - #Instant Gratification verses to Save Part 1 Written By Patricia Ross - by Submitted on Dec 17, 2014 from Patricia Rosshttp://www.selfgrowth.com/ http://www.selfgrowth.com/experts/patricia_ross www.teenvoice.ws SHOP ONLINE TEEN VOICE STORE http://teenvoice.spreadshirt.com/ #We live in a new age of buying for our desires and wants. We as adults need to learn control and discipline because our children ...
Views: 1711 - The Major Barrier to Getting Your Book Published - by Submitted on Dec 09, 2014 from Kathleen GageWhatever your perspective, your opinion or your belief, the Internet provides a platform to express it. Barriers to entry for getting your material published is practically nonexistent. The greatest barrier to entry is not getting started. Simple as that. The great news is this: the minute you ...
Views: 1402 - Self-Published Books Can Create Multiple Streams of Revenue - But Readers Need to Know they Exist - by Submitted on Dec 09, 2014 from Kathleen GageIn the past becoming a self-published author was a very different experience from what it is today. There were many obstacles that are no longer limitations for today’s self-published authors. Not only was the process much more cumbersome than it is today, there was no such thing as Kindle, ...
Views: 1377 - The Old Model vs. The New Model of Online Book Marketing - by Submitted on Dec 05, 2014 from Kathleen GageRecently I surveyed a group of several hundred authors. "What's your greatest challenge with marketing and selling your book(s)?" was the only question asked. The results were as follows: 38% knowledge 33% time 17% money 7% fear 5% other It’s not surprising ...
Views: 1643 - Is Blogging Necessary? - by Submitted on Dec 03, 2014 from Kathleen GageAlthough some people view blogging as a novelty or a “someday I’ll get around to it” most companies will find great benefit by adding blogs and blogging to their overall marketing strategy. When done correctly, blogging can have an incredible impact on your market position. In essence blogs are ...
Views: 1368 - Authors! There’s Power and Profit when you get FREE Publicity - by Submitted on Dec 02, 2014 from Kathleen GageOne of the greatest ways to promote a book is with free publicity. It is not difficult to secure publicity if you know what you are doing. With all that is available on the Internet it’s even easier than ever. The fact is, many times your potential readers will pay attention to free publicity ...
Views: 1239 - Authors! There’s Power and Profit when you get FREE Publicity - by Submitted on Dec 02, 2014 from Kathleen GageOne of the greatest ways to promote a book is with free publicity. It is not difficult to secure publicity if you know what you are doing. With all that is available on the Internet it’s even easier than ever. The fact is, many times your potential readers will pay attention to free publicity ...
Views: 1208 - 5 Ways to Be A More Productive Writer - by Submitted on Dec 01, 2014 from Kathleen GageAs a writer, one of the most important things you can do is write. Yet, many people complain that they just don’t have time to write. A closer look at how they are using their day may explain why. It’s likely they are not setting writing as a priority and/or they are wasting precious time in ...
Views: 1333(1 vote) - 7 Things Smart Investors Always Keep in Mind - by Submitted on Nov 27, 2014 from Sarika Periwal1. Have preset goals Investing your money is a serious business and deserves a well thought out plan. While saving money is always a good idea, you should also know what you are saving money for, and how much you will need to meet that goal. Usual financial goals could include saving enough ...
Views: 2536 - A Practical Guide to Long Term Care Planning - by Submitted on Nov 24, 2014 from Aris MorenoAccording to the Department of Health and Human Services, 70% of people turning 65 will need some form of long term care during their lives. Aging brings a natural decline in health, leading to eyesight or hearing loss, lessened strength and balance, and even disabilities and illnesses. These ...
Views: 1731(4 votes) - Should You Buy a Car With No Money Down? - by Submitted on Oct 17, 2014 from Paul JuellEvery day we see and hear advertisements from car dealerships. Some are very cliche with all the hype and over the top salespeople, while others are more subdued and try to appeal to a consumer’s logical side. In any case, their goal is to draw potential buyers into the dealership any way they ...
Views: 2018 - Down Payment – Don’t Negotiate a Car Deal Without One - by Submitted on Oct 14, 2014 from Paul JuellIt seems like every car dealership is offering ‘no money down’ sales promotions now days. On the surface it sounds great to many buyers (especially inexperienced shoppers). The fact is, there are too many reasons that this is a bad idea and you should try to avoid a ‘no money down’ deal if ...
Views: 2009 - 7 Unique Ways to Help You Expand Your Household Income - by Submitted on Aug 20, 2014 from Lizzie WeakleyWhen wanting to earn more of an income and expand your budget, there are several unique ways to earn money. From reselling goods online to working as a tutor, there are several ways to use your expertise and skills to increase your pay. By thinking outside of the box and getting creative, it's ...
Views: 1626(1 vote) - Are Your Financial Projections Pro Forma or Bull Sheeta? - by Submitted on May 06, 2014 from Rand GolletzI highly recommend Berkshire-Hathaway's annual report for your pleasure, amusement and education, even for those of you who don't enjoy reading business publications. More specifically, I recommend chairman Warren Buffet's annual message to shareholders. Buffet always educates and ...
Views: 1611 - Book Review: The Total Money Makeover - by Submitted on Apr 08, 2014 from Dave RamseyThe success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and ...
Views: 2483 - Financial Security for Mom business owners - by Submitted on Mar 22, 2014 from Christina WeberSecular solutions for women’s economic security include: having fewer kids through birth control and abortion, offering dawn-to-dusk daycare for the ones you accidentally have, and other after-the-fact band aids to moral dilemmas like government funding for food, housing, and healthcare to ...
Views: 1944 - Tax Time...Stop, Think, and Save - by Submitted on Feb 28, 2014 from Kathy Jo PollackIf you will be receiving an income tax refund, have you considered how you will use it? Before you give in to the pressure from family, friends, and retailers to spend your refund, why not buy yourself a little time. Think of this refund as a financial opportunity for you ! Then, think ...
Views: 2111(3 votes) - The Art of Negotiation: Learn it and Make More Money! - by Submitted on Dec 04, 2013 from MaryEllen Tribby"Mom, I think I want to be president," Connor said. "Is that so? I thought you wanted to be a professional baseball player," I replied. "No, not when I grow up..." he explained. "I want to be president NOW." That's right! Connor, my 10-year-old, was nominated for class president. He ...
Views: 1799(1 vote) - Quick Cash Loan Online - by Submitted on Sep 19, 2013 from Sam AndersenThese types of loans are usually short term and upfront. They are commonly known as payday loans. These loans hold this name because when this system began, this was a loan plan for employed people who needed money and would pay back as soon as their monthly pay comes in. With the rapid ...
Views: 1475(1 vote) - The answer to all your company formation woes - by Submitted on Oct 17, 2013 from jim boydSustaining stumpy fees for Dutch company through the years can be a daunting task, especially in these days of economic uncertainty. Managing a reasonable fee for Netherlands Company not only involves taking care of the present woes, but also looking ahead and planning. This ability not many ...
Views: 1027 - Employer plans and Pension plans - by Submitted on Aug 23, 2013 from Chelack SergheyPlanning for one's financial future can and should include retirement plans where provided by an employer, over and above pension plans. There are also a number of individual options for retirement accounts that should be explored. I will first look at investment opportunities offered ...
Views: 994 - Tax Lien Investing Basics: Can I Make My Income From Tax Liens? - by Submitted on Aug 20, 2013 from Joanne MusaWant to know how much money you need to get started in tax lien investing and if this is something that you can use as your main source of income? Read this article to find out! First let me make it clear that tax lien investing is only one of my income sources. I use it as a way to invest ...
Views: 2173 - What Is A Bridging Finance And How Are They Advantageous To People? - by Submitted on Aug 17, 2013 from Daniel FellsBridging finance is one of the most dominant financing systems these days and has proven to be quite effective and advantageous to the people. From the name itself, one can understand about this finance policy. To be more elaborate, bridge finance is actually used to prevent loss and pay off ...
Views: 1226 - Integral Guidelines For Hitting Your Monetary Goals - by Submitted on Aug 14, 2013 from Julie BeckerFinancial stress can drive people to despair. Do not become one of those individuals. No matter what your finances look like, things will look better if you take steps to improve your financial habits and get your bank account into better shape. For more information about managing your money, ...
Views: 695 - Know Your Rights Against Unfair Debt Collection Practices - by Submitted on Aug 21, 2013 from Larry SmithConsumers are being bombarded with attempts to collect old debts where the legal responsibility to pay the debt has been extinguished. Collectors attempt to coerce people to make payment on a debt that is too old to file a lawsuit against and too old to mention on a credit report. With no real ...
Views: 2142(1 vote) - 4 Ways to Diversify Your Family Finance Portolio - by Submitted on Aug 09, 2013 from Missy DiazThere are numerous ways to diversify a financial portfolio. When they think of the word "diversification," many people go straight to equities. They believe that purchasing shares in a mutual fund, which spreads their holdings across multiple companies, should give them peace of mind because all ...
Views: 1293 - Calculate Your Payroll Tax Accurately - by Submitted on Jul 29, 2013 from Emilia JonesEvery business needs to submit their payroll taxes to the government. Even a home based business also has to submit the tax. In most of the cases, business owners contact payroll companies or call a payroll specialist to do the needful for them. However, if it very important to understand how to ...
Views: 996 - 7 Do's And Don'ts For Financial Success: - by Submitted on Jul 19, 2013 from Karen Fourie7 Do's and Don'ts for Financial Success: 1. Take Action Now: Who doesn't want to be successful? We are not always aware that there are certain things that prevent us from achieving success. How come some people are successful and others not? Successful people know what the do's and ...
Views: 1034 - Prepare Taxes With Tax Prep Software - by Submitted on Jul 18, 2013 from Charlotte BlankenshipTax season is one which few people look forward to and many men and women will take their information into a professional tax preparation service so that they don’t have to do their taxes themselves. If you own your own tax organization, having the latest software program is necessary during ...
Views: 993 - What Is A Loan Pricing Program? - by Submitted on Jun 17, 2013 from Frank ShieldsLoan pricing plays a vital role in the lender's asset/liability management program with these decisions having a direct effect on credit risk and earnings. Lenders must price their loans appropriately, ensuring that all costs are covered, risk is accounted for and managed, and sufficient ...
Views: 1374 - Ways In Which Disaster Loan Proceeds Can Be Used - by Submitted on Jun 12, 2013 from Paul SmithGovernment agencies offer different kind of rewards to small businesses and non-profit organizations. Declarations are made just after the occurrence of a disaster and then grants are released. It can range in millions depending on the extent of damage caused. Business owners can use the ...
Views: 1539 - Filing for Bankruptcy is Not Shameful - by Submitted on May 05, 2013 from Stephanie MojicaA lot of people who must file for bankruptcy feel ashamed. Some of the people I’ve coached around financial freedom feel that their need to file for bankruptcy proves that they are “bad with money” or “unworthy.” Nothing could be further from the truth. No, bankruptcy is not an easy decision ...
Views: 2312 - All You Need To Learn About Refinance Mortgage Rates - by Submitted on Apr 30, 2013 from msn cityOne of many specifications in buying a new property is entering into a payment program. A lot of people cannot manage to pay the price in full so that they depend on lending options and also negotiate on payment terms. A good way to handle your finances is to try to find Home loans - Mortgage ...
Views: 861 - Facts On Enhanced Cost management - by Submitted on Apr 22, 2013 from sai karthikA spending plan is defined as a revenue design, outlining an individual's financial targets. Making use of a budget, you can actually well establish and control finances, set and achieve your financial endeavours, and create advance preferences in respect of how you would like finances to ...
Views: 763 - Mortgage Refinance: Make Good Use Of Your Second Option - by Submitted on Apr 20, 2013 from msn cityMortgage refinance is all the rage when interest rates drop. Rates don't have to drop very far, either, before scores of home owners decide that refinancing their mortgages makes sense. But it doesn't always make financial sense to refinance. Some householders are desperate to refinance with a ...
Views: 800