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What are you seeking in your relationship with money? In life? What do you wish were different? Money can be a tool to transform your life in more meaningful ways. As a tool, it may facilitate the path of true fulfillment that comes from living your life intentionally and from purpose. The ... Views: 2027
Let’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical.
Unless you are a salesman or need a new car for business ... Views: 1545
The Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of “Why Didn’t Anyone Teach Me This?” has learned these important financial fundamentals and continues teaching and ... Views: 2160
The push is on being green in everything we do and use. Today I would like to talk about being frugal with our water use in our homes.
Let’s start with the kitchen. If you have a dishwasher, you will not only save money on water but the electric bill as well if you only do a full load of ... Views: 1433
Those of us who have left our parents’ home and ventured out on our own have all asked ourselves, “Should we rent an apartment or house, or should we buy a house or condominium?”
It’s a good question which needs to be looked at from several viewpoints. The first viewpoint to consider is ... Views: 1586
Eliminate the legal obligation to pay many of the debts: The goal of a discharge is to reduce debts and to give a fresh start; both the chapter 7 and chapter 13 can eliminate all kind of debts.
Stop foreclosure: A home foreclosure can directly be stopped by chapter 13 bankruptcy laws, so one ... Views: 984
In chapter 7 bankruptcy it is necessary to obtain mandatory credit counseling within 180 days before filing bankruptcy petition. File bankruptcy petition with court. A trustee should be appointed to administer bankruptcy. All non-exempt assets should be surrendered for liquidation and ... Views: 869
Most Agents begin their real estate career with the hope of gaining financial independence. They are attracted by the possibility of earning large sums of money. Even when Agents make more than a six-figure income, the vast majority have not dramatically improved their financial balance sheet. ... Views: 991
Financial independence is rarely achieved by hitting the jackpot, writing a best seller or a hit song, making it to the big leagues or finding a pot of gold at the end of the rainbow. These things do happen, no doubt about it. However, the odds are not in favor of the majority. It is possible ... Views: 1463
Many people start out their adult lives expecting to fulfill their dreams, their life purpose, expecting to be successful, to be balanced, happy and fulfilled, become wealthy, etc., but when they perceive that they may not reach their targets (perhaps an obstacle arises, perhaps they don’t ... Views: 1849
There are two risk factors that will impact significantly on your retirement readiness and the quality of your retirement and it is important that you fully consider and understand before you retire.
The first of these risk factor is the risk that you or your spouse will outlive your ... Views: 1233
The Bible provides a very interesting perspective on recession and one that I feel as Christians you should endeavor to understand and to adapt some of those principles during your very own experiences of a recession.
In the book of Genesis you would see that even the patriarch Abraham early ... Views: 1304
"The only real security that a person will have in this world is a reserve of knowledge, experience and ability." - Henry Ford, carmaker
Wow would you believe it’s October already? And before you realize it Christmas will be here and 2009 would have passed you by. That’s why it’s so ... Views: 1227
Sustainable finance is all about the investment opportunities directed towards the conservation of the environment. It also relates to investments in clean energy and water projects, production of renewable energy or any business activities that fulfill environmental concerns. The fact that ... Views: 820
Hi there everyone!!
Did you know that you were meant to be free? That it is your birthright!
Did you know that having a boss is unnatural, artificial, almost inhuman, and it's a constraint on your personal growth?
Did you know that God intended for you to be your own boss? Since ... Views: 2313
To improve your credit record, you need to show plenty of discipline. As your credit score plays a prominent part in loan approval and setting interest rates, it is your responsibility to ensure that your credit score is more than 600. For students, a good credit score is extremely important ... Views: 757
I am a student and I can’t continue my college career because I can’t get a loan. How is that fair? I am not a minority and my parents are not rich but they make too much for me to get a grant. I got the privilege of attending two years at my university. During my college stay I managed to make ... Views: 828
Well, we've arrived. Your tenth and final
issue dealing with your money and your
life is here.
It has been a fun journey and I have
learned a lot myself by writing these
articles on abundance.
I hope that they have served you in ways
that have far surpassed your expectations.
On ... Views: 1494
This issue is a deeply personal one. In
it I share a very deep insight into my
life.
May it bless you and may it serve you
for the rest of your life.
Last issue we talked about mastering
the inner game of wealth. And I said,
"I can't stress enough how much money
is just a physical ... Views: 1524
Last issue we talked about your bank
account (however large or small) having
nothing to do with your value as a person.
You're not better or worse than anyone
if you have 100 million dollars or 10 dollars
to your name. Your value always remains
the same. You are priceless.
But being ... Views: 1537
In last issue, we talked about giving as a
way to gain and I really wanted to share a
story that I did not have room for, so I
thought I would share it quickly here.
A few weeks ago, I found a five dollar bill
in the parking lot of Wal-Mart. I immediately
was grateful and thankful. I ... Views: 1475
In the last issue, we talked about you discovering
your core, unconscious negative belief about
money. Did you find out what it was? If so, you're
well on your way to having a brand new
relationship to money. If you have not found it
yet, then keep looking. If you have not looked for
it ... Views: 1505
There are so many people contemplating over ways to improve their life financially, especially with the financial market as it stands. (Believe me I was one of those people)
I came across affiliate marketing some time ago, firstly, yes, I was sceptical and thought there’s no way I could see ... Views: 939
My recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms.
The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ... Views: 1534
As the Obama Administration's Home Affordable Modification Program (HAMP) approaches its sixth month, the challenges facing the plan are becoming more clearly defined while solutions to those challenges remain a work in progress. Admittedly off to a slow start, the program has about 200,000 loan ... Views: 2566
Many day traders fail for one reason, and one reason only, their trade management is not properly planned out to ensure them any long term success. Trade management is how a trader determines precisely how much trading capital he/she is going to risk on a single trade. Trade management to many, ... Views: 1274
Words are extremely powerful. We all know that Proverbs 18:21 states, “The tongue has the power of life and death, and those who love it will eat its fruit.” (NIV). Our mouth plays an important part in our potential to improve our financial situation.
You have the power to change the course ... Views: 1486
History of Accounting
Early History
Accountancy's roots date back almost to the days of pre-history when man toiled the fields in early civilisations, such as the Sumerians, located in southern Mesopotamia, an area geographically located between the Tigris and Euphrates rivers, who are ... Views: 1479
October is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ... Views: 1622
We all need to shop for groceries, clothing and transportation. If we need to spend the time doing these activities, we may as well make the most of it and save as much money as possible at the same time. Here are a few tips on just how to accomplish that goal.
Avoid spending money on brand ... Views: 1510
You don’t have to be Einstein to learn about money and how to improve your bottom line. There are things we can all do without getting an accounting degree and working on Wall Street.
The following tips are a continuation of the ones from my previous article entitled Putting Money In Your ... Views: 1540
For the past two issues, we've been
talking about using the power of
focus and letting your subconscious
mind do the work of attracting money
to you.
Briefly recapping all that we've discussed
so far, you attract all of the wealth you want
by: visualizing it, feeling it in your ... Views: 1527
In the last issue, we talked about knowing
your truth (you are priceless and can do way
more than you have done), knowing the truth
(the Universe is an unlimited playground built
for your amusement and that you can have
anything you want from it. And we talked about
focusing solely on ... Views: 1509
In strange economic times, it's easy to get lost in all
the negativity on the news. It's easy to get lost in all
the "bad news" out in the world. It's easy to be overcome
by all the doom and gloom. So, it's more important
than ever to keep things in the proper perspective.
That's the ... Views: 1502
In the last issue, I shared with you a prosperity
affirmation. How is it working for you? Are you
reading it daily as is suggested to do? Are you
reading it and letting the words penetrate deep
into your psyche?
You see, in the 20+ years now that I have been
studying personal ... Views: 1533
This series of powerful, in-depth articles is on wealth
creation, abundance attraction and prosperity. In short,
we're going to be talking about money, moolah, the
green stuff and how to change your mindset about it so
that you can have more of it in your life, even if you're
already ... Views: 1521
We all have clutter and stuff. Some of us are just more organized at how we store it. I think you would be surprised at how many people have spotless counters but drawers and boxes jammed full of stuff.
Although I focus on helping you turn your clutter into cash, clutter also has other ... Views: 1530
Crossing Lines
It is not unusual to find that people who are foggy about their money also display a lack of healthy boundaries in other areas of their life, not just with money, but with people, their time, and their energy.
Emotional and self awareness, self respect, honest communication ... Views: 1022
The website Energy Star estimates that the average home spends approximately $2,200 on energy bills each year. Residential electricity use by consumer electronic products accounts for around 15 % of your household electrical usage. Even when you’re VCR or DVD player, computer or printers and ... Views: 1443
Accounting Double Entry
Accounting involves the classification, analysis and dissemination of financial information to those parties who require such information in order to make informed judgments and decisions based on the material.
It is the measurement and control of financial ... Views: 1605
According to a recent study by Professor Eva Munster at the University of Mainz in Germany there definitely is a correlation between how overweight we are and our bank net worth, (our assets less our debts). Professor Munster studied over 9000 individuals and found that their financial health ... Views: 1881
If you are suffering from piles of unpaid medical bills, rest assured that there are ways to assist you in dealing with your medical debt. What you need to be aware of, is that if you have unpaid medical debt, this can, and will, affect your credit score, which may become vital if you need to ... Views: 2648
A recent study showed that nearly 60 per cent of North Americans live paycheck to paycheck and should that money be delayed for any reason, these individuals would have serious challenges paying their bills on time.
The first step in changing this behavior is to understand how much money is ... Views: 1653
How would you rate your communication skills with money?
Have you ever had a conversation with it?
Try it.
Place a bill in front of you.
Ask of it, "How well have I taken care of you?"
What do you hear back?
As odd as it may sound, you will be surprised at how emotional an experience ... Views: 907
If not twice, thrice but it’s for sure that you're going to need a truck once in a lifetime. And this need could arise when you are planning to move your entire home or a dish-washer and a dryer set or you are going to start your own hauling business. Buying is out of question unless or until is ... Views: 842
You may have already my two articles exploring the best strategies for effortless business success. In the second article we explored what success actually means - and in the first, I suggested four specific steps anyone in business - from the "one man band" to the multi-national - can take to ... Views: 1656
As we all feel the pinch of these economic times here are a few tips for making the most of the dollars we spend everyday.
Clip Coupons on and off-line. – Most of us have access to the internet but for those of us who still prefer the hardcopy newspaper this is a tip which will work for all ... Views: 1903
Being financially literate is like planning a trip to drop off a book to a new acquaintance in the next city. If we do not know where our house is on the map in relation to where the acquaintance’s house is on the map, how will we be able to navigate to our new friend’s house to drop off the ... Views: 1818
Economics always play a vital role in society, is our central nervous system, and basically affects our everyday life. It is very important to have the exact knowledge on economics, because everyone in society has a defined role to play to help establish a stable economy. Basically, economics ... Views: 597
You may have already my article "Strategies for Effortless Business Success" - with the emphasis on the word effortless. In this follow up article, I want to explore what I mean by success - because most "normal" people really haven't got the first clue what the word actually means in the ... Views: 1741