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Debt and Debt Consolidation Articles
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- Credit Repair In 5 Steps - by Submitted on Nov 07, 2008 from Spencer RayCredit Repair does not have to be difficult. In fact, the "how to's" of credit repair are actually quite simple, its the implementation of these steps that can become difficult when seeking to improve your credit score. However, today I will share with you the 5 Steps to follow to repair your ...
Views: 922 - Debt Reduction Planning Tools Are Essential To Financial Success - by Submitted on Nov 03, 2008 from Stephen GillDebt reduction tools are foremostly about facilitating a customized, personalized debt reduction plan. Debt reduction tools may help people who are drowning in credit card debt or other debt, or they may just get people paying off their debts ahead of schedule so that they enjoy peace of mind ...
Views: 946 - Ten Ways To Survive The Coming Recession - by Submitted on Oct 28, 2008 from Arthur LevineWords: 471 Keywords: Recession, Survive, Prevent, Debt Control We can’t prevent a recession from happening, but there are a number of things to do so that we survive it with a minimum of pain. 1. Have the proper attitude – you have to have faith that you can do something positive ...
Views: 1452 - Improve Your Credit Score: Determine Your Creditworthiness - by Submitted on Oct 27, 2008 from Darrel GiannSure, the economy may be flailing, but learning to preserve and maintain your creditworthiness and improve your credit score is still extremely important. If you've spent any time watching or reading the news, you're aware that bad mortgages obtained with faulty credit lending practices and ...
Views: 1407 - 3 Steps To Getting Out Of Debt - by Submitted on Sep 30, 2008 from Cindy MorusThis is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. As always, feel free to comment below. Step 1: Draw a Debt ...
Views: 1257 - What Is Our Biggest Problem Now? - by Submitted on Sep 26, 2008 from Cherokee BillieThe answer is: Fear. Right now people are living in a state of fear because of the economy making a change downward. For decades this situation has been going on, but did not make news until it started hitting the average person's pocketbook. During the past two weeks I have had more calls ...
Views: 1109(2 votes) - The Problems with a Commercialized Debt Management Program - by Submitted on Aug 25, 2008 from Darrel GiannIf you're one of those unfortunate individuals inundated by debt counseling commercials each time you sit down to watch TV, you are probably apt to believe the hype that these agencies are there to assist you with your credit problems and create a useful debt management program to help you ...
Views: 1103 - 5 Tips To Fix Bad Credit And Improve Credit Score - by Submitted on Aug 01, 2008 from Jeannie CrabtreeIf you get into a bad credit predicament, you cannot just duck your head and hope that this passes over. You must actively work to fix your bad credit and work with and improve your credit score. If you want to open a bank account, want to buy a major appliance, rent or buy a home, all of this ...
Views: 855 - Free Credit Report - by Submitted on Aug 01, 2008 from Kathleen ChesterPlanning to get a house loan or buy some big-ticket item for home? For all these you will require your credit report. A credit report includes all the relevant information regarding where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for ...
Views: 1102 - Improve Your Credit Score - by Submitted on Aug 01, 2008 from Kathleen ChesterRemember the school times - the report cards and score? You may be out of school, but you are still not free from the report cards. If you want to apply for a loan, buy a house, a car or any other big item, a lender will look up your "grade" as soon as you approach him. That grade is your credit ...
Views: 879 - 10 Tips To Help Steer You Away From Debt - by Submitted on Jul 28, 2008 from Christian WardRecently, there has been a tidal wave of bad news for anyone who relies on credit - and that means almost all of us. Repossessions are at an eight-year high, property values are falling and lenders are turning down up to 60% of applications for credit cards, loans and mortgages - one analyst ...
Views: 835 - Car Loan Con - by Submitted on Jul 27, 2008 from Christian WardCredit cards and car loans trick consumers into thinking they get a great rate by using the Annual Percentage Rate (APR). The average consumer has no idea what the letters APR stand for when they see them in an ad for their favorite car. Even worse, many consumers fail to read the fine print on ...
Views: 1026 - Responsible Borrowing Starts Young - by Submitted on Jul 26, 2008 from Christian WardWhy has ‘debt consolidation’ become such a common phrase nowadays? Unfortunately, the answer’s straightforward – it’s because debt has become a way of life for so many. It’s a sorry reality for even the youngest adults in our society, as illustrated in a ...
Views: 965 - Thanks, But No Thanks! - by Submitted on Jul 21, 2008 from George HedleyOver the last twenty five years, our construction company has built over 500 projects and hired at least 10,000 subcontractors. As I think back, I don’t recall receiving a thank-you note from a subcontractor, ever! For any reason. It seems like the art of appreciation for your customer has ...
Views: 709 - The Many Meanings Of D.E.B.T. - by Submitted on Jul 04, 2008 from Tracy PiercyAside from the word money, in general, the word debt seems to have more emotion wrapped around it than just about any other word I know. The general theme is always the same: bad – bad – bad. According to Dictionary.com, however, it has a pretty simple definition: Something owed, such as money, ...
Views: 1215 - Filing for Bankruptcy - by Submitted on Jun 29, 2008 from Roy BarkerYou have done the sums. Looked at all the options. There is no escape so you are filing for bankruptcy. It is probably something you had always feared, especially if you are a small business owner. You did everything right; wrote a business plan, managed your marketing and finances, and are ...
Views: 967 - Borrowers Are In Denial About Their Debts - by Submitted on Jun 28, 2008 from Ruth JacobAccording to research, conducted by financial websites, MoneyExpert.com and CreditExpert.co.uk, many Britons are in denial about the level of debt they are in, while others are worried about their ability to manage their debt. MoneyExpert.com, the financial comparison website, stated that its ...
Views: 872 - Midland Handling Debt Accounts Left Midway! - by Submitted on Jul 24, 2009 from Jason HolmesHow does the company operate? Midland Credit Management approaches credit card companies, banks as well as non banking financial institutions to buy their “charged off” or the bad debt accounts. These defaulting debt accounts are usually bought for a very small amount. By doing so, ...
Views: 1497 - Allied Interstate Collection Agency Alleged Of Malpractices - by Submitted on Jul 24, 2009 from Jason HolmesHow do the officials at Allied Interstate Collection Agency treat consumers? The section below highlights the various ways in, which the pending debt amount is recovered from the consumers. 1. They try to settle the debt amount and discourage consumers to maintain any documents. 2. Use ...
Views: 1785 - The Emjoyable Road To Debt Freedom - by Submitted on Jun 20, 2008 from Tracy PiercyWith summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell you that there are two ways to go: the quick way and the enjoyable way. The quick way usually ...
Views: 1147 - Which Is The Best Debt Solution For You? - by Submitted on May 19, 2008 from Jason HolmesIf you are in profound debt and struggling to find a way out, opt for debt solution. None of the debt solution measures can eliminate all your debts. But it can certainly reduce your debt burden. Debt consolidations, debt settlement, bankruptcy, are some of the effectual debt solution measures. ...
Views: 953 - The Art Of Credit Repair - by Submitted on May 07, 2008 from Amar BrownDo it yourself credit repair is a big thing nowadays and sure most people can do it at home and there are many do it yourself credit repair kits but not everyone should use them. Most do it yourself credit repair kits let you do the same thing dispute negative or bad account on you report. But ...
Views: 1413 - Prepare Your Kids For a Debt Free Future - by Submitted on May 06, 2008 from Carole CarolDebt is an increasing concern for many people and is a subject that is currently dominating the headlines. As adults it is our duty to warn our children about drink and drugs, and perhaps now more than ever we should consider educating our children about the risk of debt. According to research ...
Views: 1002 - Credit Counseling - A Way To Become Debt Free - by Submitted on Jul 24, 2009 from Jason HolmesLiving paycheck to paycheck? Being harassed by debt collectors? Can’t make ends meet? If this sounds familiar, you must consider availing debt consolidation, debt settlement or credit counseling. Amongst these debt solutions, credit counseling is the most sought after one. Credit ...
Views: 1045 - How To Get Out Of Debt ... If You Really Mean It - by Submitted on Jan 31, 2011 from Bayo AOHow do you get out of debt? That's the $64 million dollar question facing an alarmingly large number of Americans today, and by the look of things, unless people wake up to the reality of the situation, its not going to change any time soon. Are You In Debt Right Now? As you read this ...
Views: 2419 - Debt Grant Personal Relief Ploys Not Always Accurate - by Submitted on Apr 09, 2008 from John RoweRegardless of what many internet advertisers might want you to believe, there are no programs that offer debt grant personal relief that never have to be paid back. In times of economic struggles, many people begin looking for help and having been a taxpayer for a number of years several buy ...
Views: 855 - Foreclosure And Some Basic Options - by Submitted on Mar 24, 2008 from Rob EdwardsYou find yourself suddenly behind on your mortgage, and you wonder, “Does this mean I’m a bad person?” No, you’re not a bad person. You’re actually one of millions all around the USA who have fallen upon hard times, and have fallen behind in their mortgage payments. Do many of them fold the ...
Views: 818 - Debt Cures Reveals Secrets About The Lending Industry - by Submitted on Mar 14, 2008 from Aaron ZakoamIn chapter 7, Kevin Trudeau explains the most important way to combat the credit card companies is to get a copy of your credit report. You are allowed one free copy a year. In chapters 8 and 9 of Debt Cures, he tells you how to get the report and then says how you can go and ...
Views: 843 - Debt Cures: Fight Back Against Your Credit Card Company - by Submitted on Mar 14, 2008 from Aaron ZakoamKevin Trudeau says it is time to fight fire with fire when combating credit card companies in chapter 7 of Debt Cures. The lenders are unscrupulous in their tactics, so Trudeau urges consumers to counter attack. Remember facing down bullies when you were a child, push back and ...
Views: 1779 - Debt Free Living - More Than A Pipe Dream - by Submitted on Mar 09, 2008 from TJ NelsonThe term debt refers to something being owed, which is money in most cases. Living a debt free life is jeopardized every time you charge up credit cards, get personal loans, finance a car, or even buying a home using a mortgage. No matter what way debt is accumulated, it is money that must be ...
Views: 1631 - ***Should I Take Out A Home Equity Loan To Consolidate Credit Cards? - by Submitted on Mar 06, 2008 from Laura MonzoIf you’re like most Americans, you have some sort of credit card debt. If you’re paying upwards of 10% and even 20% on those credit cards, then chances are you aren’t making much headway when it comes to paying them off. Turn on any TV or pick up any newspaper and you’ll ...
Views: 1026 - Credit Scoring Basics - by Submitted on Feb 03, 2008 from Mike KillianWhat is a credit score? Is there a good or bad side to credit scoring? How is a score calculated? What is "FICO"? What are the benefits of credit scoring? What are the down sides? In a nut shell, a high credit score helps your request for credit to be approved. It can also mean lower interest ...
Views: 1361 - Senior Debt - A Growing Problem - by Submitted on Feb 03, 2008 from Mike KillianChris Tapp, UK deputy director of Credit Action, said: "Retirement should be a time for some well-earned relaxation, but for all too many it is a time of financial stress… when we consider that inflation hits the over-60s hardest, pension provision is looking increasingly shaky, and we ...
Views: 1326 - Fundamentals of Paying Your Debts - by Submitted on Feb 02, 2008 from Mike KillianOkay, you feel your debt is out of control and it is too late to say, "I wish I had taken action sooner." What do you do? First of all you don't panic and you keep things as simple as possible. Secondly, look to see just how bad it really is. Third, decide which of 4 actions to take with your ...
Views: 1289 - Debt Priority - Emergency Hierarchy Of Debt - by Submitted on Jan 31, 2008 from Mike KillianWhat do you do when all of a sudden the month is just beginning and the $$$$'s are gone? You put the emotion away and get crackin' with bill priorities and some cold hard facts about your bills... and maybe even the priorities in your life. Believe it or not, some bills are definitely more ...
Views: 2237(2 votes) - First Steps To Decreasing Your Debt Load - by Submitted on Jan 30, 2008 from Maryanne FitzgeraldCredit card payments, car repairs, mortgage payments, school loans, lines of credit, car loans. Does it ever end? Are you finding it harder and harder to make ends meet? Do you feel like you are swimming in debt and can’t figure out how to end the insanity? Here are a few tips to get you started ...
Views: 953 - All Credit Cards Are Good - by Submitted on Jan 23, 2008 from Frank CarrascoAll credit cards offer many benefits and features. Some come with a few disadvantages. To convey my point I will leave the disadvantages for others to write about. All credit cards are good in their own way for their own purpose and for that specific applicant. There are many credit cards for ...
Views: 968 - Get Help With Foreclosure Problems At Guaranteed Loan Help - by Submitted on Jan 20, 2008 from Nick ComasoWhen your home is about to be foreclosed by the bank, you will probably feel helpless. However, you do not have to feel this way since there is still a way out for you. When you are in this situation, you will not be able to think clearly. You won’t be able to make up your mind coherently ...
Views: 791 - Debt Consolidation - Pay Off Debts Without Burden - by Submitted on Dec 28, 2007 from alex jonesA mountain of debts is what you have to encounter when one fine day you sit and calculate the money you owe to lenders. And then you realize that debts have grown too much for your repaying capacity and anytime the bomb of financial disaster can explode on you if measures are not in place right ...
Views: 1005 - Six Questions On Credit Card Application - by Submitted on Dec 26, 2007 from Susan RumboToday the choice of credit cards is so wide that choosing only one can be really challenging. The one deal, appropriate for you, can differ a lot from the rest. We would like to offer you six questions which will help you to determine the right credit deal to save your money. Are you a ...
Views: 844 - Debt, Divorce And Determination - by Submitted on Dec 10, 2007 from Patti HandyAs if dealing with the emotional roller coaster of divorce isn’t enough, the debt and financial challenges that go along with it, can frighten even the strongest of souls. Although it can be a very confusing time, there are some simple steps you can take to keep debt in check. Take things one ...
Views: 1411 - Credit Card Debt Consolidation - Proceed With Caution - by Submitted on Nov 22, 2007 from Michael RascoCredit card debt is a burden that weighs heavily on millions of people. Although the situation may feel desperate sometimes, it is important to stay focused on your long-term goals. You must not let raw emotion carry the day; your future is at stake. Many strategies and services are available ...
Views: 1400 - Credit Card Debt Problems - by Submitted on Nov 10, 2007 from Michael MalegaMany aspects have been covered in this article so that you can benefit from an extended research. its common and It is not rare for people these days to have money problems, or more to the point, debt problems. Or if you want to get even more specific, in this day and age, it’s not rare ...
Views: 1024 - Credit Card Debt Problems - by Submitted on Nov 08, 2007 from Michael MalegaMany aspects have been covered in this article so that you can benefit from an extended research. its common and It is not rare for people these days to have money problems, or more to the point, debt problems. Or if you want to get even more specific, in this day and age, it’s not rare ...
Views: 1062 - Things to consider when trying to get out of debt! - by Submitted on Nov 02, 2007 from Denise RichardsonOn a daily basis, consumers are barraged by offerings from companies claiming they can turn their dismal credit histories around and help them achieve higher credit scores. For a fee, they promise to clean up a consumer’s credit report so they can obtain a car loan, a home mortgage or ...
Views: 1372 - Must Know Facts About Credit Counseling Programs - by Submitted on Oct 29, 2007 from steve bisOne of the more popular forms of debt relief is credit counseling. However there is one disturbing fact about these debt relief programs. Which is the fact that the vast majority of debtors enrolled into credit counseling programs fail to ever graduate. There are a few reasons why this occurs ...
Views: 1193 - Negative Effects Associated With Bankruptcy! - by Submitted on Oct 25, 2007 from steve bisMore people than ever before are staring down the barrel at bankruptcy. With consumer debt at an all time high, and the ruckus with the sub-prime mortgages many people are stuck with not many options to get debt relief, and most people feel bankruptcy is their only recourse. In this brief ...
Views: 5846 - Christian Debt Consolidation Program: Ease Your Debts - by Submitted on Oct 22, 2007 from Tom FrederickReligious beliefs play a very important and significant part in our life and often we are faced with situation where our beliefs are tested. Sometimes it may happen that we may be able to overcome the thing by not doing anything against our beliefs and at times it become very difficult to do so. ...
Views: 1146 - Credit Cards Leading Cause Of Stress, Wrinkles - by Submitted on Oct 10, 2012 from Janet MartinThinking of getting a credit card? Before you do, think twice. Doing so can lead to financial problems, a major cause of stress that, in turn, causes wrinkles! According to American stress researchers Drs. T. H. Holmes and Richard Rahe, financial problems and credit difficulties are a common ...
Views: 2740 - Get Rid of Credit Card Debt - by Submitted on Oct 01, 2007 from Michael RascoCredit card debt is an unbearably heavy burden borne by millions of Americans. The pain of this burden is often exacerbated by bed spending habits and poor money management. Twenty-three percent of Americans admitted that they had maxed out a credit card at some point in their lives. Thirteen ...
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