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With stagnant incomes and roller-coaster investment returns over the past decade, the Financial Planning Association of Washington, DC wonders if investors are asking themselves, “What became of all those rules-of-thumb affecting how they handle their nest egg once they walk away from their ... Views: 2057
**Check Out My ABC News Now Segment on Kids and Banking
http://www.herbkaysos.com/HerbKayPress.php
My son is 18, just graduated, and is going to college. I got him his first debit card two years ago and I consider this one of the best ways to teach a child about personal finance. The most ... Views: 2056
I love trees. When I was a young girl I liked to climb in any tree that would hold my skinny, little body. My favorite was a mulberry tree in our backyard. Sometimes I would take my dolls up with me. I was a bit of an anomaly, a tomboy who liked dolls. I guess I thought my vinyl children would ... Views: 2055
Aging is something that happens to every one of us throughout our lives. It's a normal process. In spite of this, your lifestyle inclinations can very well have an effect on just how your body and mind age.
Taking care of your body both inside and out will provide you with a healthy ... Views: 2053
Anyone with a computer, an address, a telephone or a doorbell is a potential victim of some unknown entity attempting to swindle us out of our identity and money.
Telemarketing scams seem more likely to target older Americans. A 1995 AARP study found half of the consumers targeted for such ... Views: 2052
written by Melodieann Whiteley
I have spent a lot of time trying this product and that system only to wind up broke and disillusioned. “Make money while you sleep!” “Start your cash machine today.” Promises, promises. And I bought into every one of them.
Can you make money on the internet ... Views: 2049
We have worked hard all our lives, and now our retirements are threatened. Our investments are not what they should be, our job situations are shakier, our kids might be unemployed and need financial help. So what do we do? Work harder. Work longer. Worry more. Beat up on ourselves with ... Views: 2049
Recently I have had the privilege of being invited into an Aged Care Retreat to do an interfaith gathering, talk and play some beautiful meditation music.
My experience doing this has been one of delight and gratitude. The experience and feedback from those who have been attending these monthly ... Views: 2049
Now that the Boomers are reaching "elder" status and qualify for those dreadful "senior" discounts, what will happen to their upbeat, youthful approach to life? Will anything change?
According to Robert Schwalbe, author of Sexy, Sixty and Successful: A Guide for the Aging Male Baby Boomer, ... Views: 2045
There used to be this image of retirement that included "the country" as a setting. It was a quaint notion, expressed in terms of "I'm going to retire and move out to the country". Even the great consulting detective Sherlock Holmes eventually retired from his hectic life in London to become a ... Views: 2045
What’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
I think of Individualists as the self-actualisers of the second half of life - they have the need to fulfil their potential and be all that they can ... Views: 2043
WRITTEN BY: Carole Morgan ASP, RESA RESA Professional Stager of the Year Nominee 2010 RESA Professional Stager of the Month January 2010 StageRight Home Staging If you are a “boomer” or even if you are not, you are probably at the very least discussing what your next steps are regarding your ... Views: 2039
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***Transitions - by Susan Winter Ward, Submitted by Boomer-Living.com, the Official Guides to Baby Boomers
Time goes by so fast! I can’t believe it’s already the end of summer and almost the end of autumn. I’m not ready! I was so comfortable and basking in the warmth of summer. I was so grateful for the splash of fall colors and the crispness of the air…and now there is snow on the mountains and the ... Views: 2038
What’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
Specialists are the enthusiasts, the devotees, the people who have a continuing (often lifelong) passion for their work - they love what they do so ... Views: 2036
When you want to make sure that the body you have lasts you your whole life, there are lots of things that you need to think about. When you want to make sure that you don't need to worry about your body giving out on you, check out some of the things that you can do to prevent it from doing ... Views: 2034
If you are setting up a new place or thinking of revamping your old home, it is furniture than brings an instant face uplift for the home and what better brand to depend upon than Pulaski Furniture? The company was founded in 1955 in Pulaski, Virginia. It took the name of the place it was ... Views: 2034
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***Knock, Knock - by Boomer-Living.com, the Official Guide to Baby Boomers
written by Shirley Kalisky
Knock knock, who’s there? Your Caregiver!
To you and I it may seem far fetched that a “stranger” will knock on your door, come into your life and you will become fast friends. But that is exactly what happens, most times, with Seniors that have an In-Home ... Views: 2033
You get busy with life, there’s work, baseball games, soccer practice and not to mention all the housework that goes along with it. You live a life that is constantly on the go. You learn early on how to manage your time wisely. You might cook most of your meals for the upcoming week during ... Views: 2020
The desire to protect an estate grows exponentially as the value of the estate increases. If you have little to protect, there is little concern. However, if you have a very large estate, you may actually be paranoid about protecting your estate and your privacy. In that regard, I have ... Views: 2016
Taking care of presents from little angels is one of the problems of parents with which you are most easily able to assist your customers. A Nappy disposal system can make the job of being mum or dad so much more pleasant and as a retailer you are perfectly positioned to introduce this idea and ... Views: 2016
“Mad Men”, which if you haven’t seen it, is terrific television (Sundays on AMC) and it walked away with the lion’s share of this year’s Emmy awards. Not to be redundant if you have seen it or to ruin it if you haven’t, the show is about a Madison Avenue Advertising firm in the early 1960s and ... Views: 2014
One of the comics that I admired for her sharp observational humor is Carol Leifer. Well, Carol just published a very funny book called, "When You Lie About Your Age, The Terrorists Win." She writes about embracing her life and her age and her writing is insightful and hilarious.
I just had ... Views: 2010
I was an 8-year-old television channel flipper. Remotes hadn't been invented yet, it was the 60's. My Dad is an avid sports fan and on the weekends he enjoyed watching games from his favorite chair on our only tv. The channel knob was just out of reach of his chair, so he gave me the job of ... Views: 2009
Back in 1983, I began reading "A Course in Miracles" and doing the daily lessons in thought reversal. However, the text part of the Course was overwhelming to me then; I felt I was too young to really understand it, and I was in my early thirties. I did realize that this book held all the ... Views: 2009
When you look back at your life are you proud of who you are and what you have become? Are you the person you thought you would be?
As a woman in your fifties or beyond you have had more than several decades as an adult. I am sure you had hopes and dreams, goals and plans. At least I hope you ... Views: 2005
written by Denise Chaney, ChFC, CLU, CASL
Have you ever experienced the January spending hangover? It is when you open the credit card bills in January and can’t figure out how you spent so much? Do you make that New Year’s resolution to spend less next year?
There are 12 million people ... Views: 1996
When buying home exercise equipment you need to decide what your long term fitness goals are, your budget and how much space you have. Other considerations are your age, the health of your joints, and weight loss goals.
Top Five Home Exercise Equipment
For a cardio workout you can choose ... Views: 1995
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***Surging Ahead - by Submitted by Boomer-Living.com, the Official Guide to Baby Boomers
Written by: Neal Dranoff
A couple of years ago, my wife Nita got smacked with the realization she was beginning to go through “the change,” i.e. menopause. God bless her, she’s been riding out this storm with the grit and grace of an America’s Cup skipper. Some days are worse than others, ... Views: 1990
September 11 is my birthday. Until September 11, 2001, it had been a non-event. Nothing special. Business as usual topped off by an expensive dinner that could only be justified as a once-a-year commemorative extravagance.
For all my birthdays to come I will remember September 11 as the day ... Views: 1987
written by A.T. "Al" Benelli, CFP, FIC
Deficit spending — it’s a term we hear so often that I’m beginning to believe we’ve become numb or desensitized to its meaning.
Simply put, it means spending more money than you have; sending out more than you’re taking in; going into debt. This ... Views: 1986
Last year about this time, I compiled a list of gift-giving suggestions for other people. This year, I say to heck with that. This is what I want in 2012.
* A Stanford quarterback almost as good as Andrew Luck (asking for one that’s better than Luck is just insanity)
* A Goldilocks ... Views: 1986
written by Neal Dranoff
I recently heard an announcer on one of our local sports talk radio stations initiate a new call-in segment with the listening audience called “I Just Don’t Get It.” He limited his list to sports personalities and storylines and kept his listeners within the same ... Views: 1984
Diaper cakes are a perfect gift idea because they provide mom and baby with much needed supplies while still allowing you to add a little originality and creativity. Combine your imagination with the party theme or nursery color scheme, add in a few extra special accessories, and you will have a ... Views: 1980
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***Bookends - by Howard Baldwin submitted by Boomer-Living.com
In the early days of 1978, I was working at a start-up travel magazine in Seattle. It was my first full-time job and the beginning of my publishing career. I worked in as many departments as we had – editorial, circulation, administration – doing everything from writing short articles to ... Views: 1979
The expression of who we are, our personality, is housed in our mind, our life data processor.
As we experience life, our brain changes as it learns and adapts to what is happening to us, and how we feel about it. If it didn't do this, we wouldn't survive.
Brain matter is malleable or ... Views: 1979
It was the sixties and I’m sure I was 12 years old. My friends and I were all caught up in the British invasion. My girlfriend Patty wrote me a twenty eight page Beatle letter that did nothing but ogle Paul. We were in Heaven.
My sisters and I got to go to a press conference on the Beatles ... Views: 1979
Written by: Melodieann Whiteley
I have spent a lot of time trying this product and that system only to wind up broke and disillusioned. “Make money while you sleep!” “Start your cash machine today.” Promises, promises. And I bought into every one of them.
Can you make money on the internet ... Views: 1972
Do you find yourself trading health for convenience?
Like finding that close parking spot at the mall.
Hopping on the escalator, rather than the steps.
Or stopping at the end of your driveway to get the mail.
Here are 3 simple ways to add in daily movement that will add up over the ... Views: 1972
You might not be surprised to know that seniors require more care than children due to the numerous ailments, the medications that must be carefully measured, and the amount of supervision that some medical conditions require.
What you might be surprised about is the variety of options your ... Views: 1972
Life coaching is a booming profession and more and more boomers are flocking to the opportunity of helping others change their lives for the better.
What draws us to this opportunity?
You have probably read about how life coaching is one of the fastest growing professions in the world. ... Views: 1971
At A Servant’s Heart, we love checklists. Checklists help us be great at what we do! They do this by freeing our minds to focus on new ideas and observations, because we don’t have to waste mental energy keeping track of things that can be included in a checklist.Of course, ... Views: 1970
When people come into my office complaining of widespread aches and muscle pain, dizziness, brain fog, balance issues, severe fatigue or auto-immune and neurological disorders, one of the first things I look for is Multiple Chemical Sensitivity (MCS).
What are the causes of MCS ... Views: 1970
DRAMATIC CHANGE
In the coming years, the workforce will undergo the most dramatic changes it has experienced in more than half a century. Understanding that people costs account for some 65 percent of corporate spending, and that workforce optimization has a direct impact on shareholder as well ... Views: 1969
written by Natalie Caine, M.A.
Change is around the corner. The excitement of planning and celebrating, laughs and tears, leads to great memories and endings. Fears of no dream jobs or any job, living at home, needing another car, privacy, independence, routines shifting, finances draining, ... Views: 1968
Dear Coaches,
I broke up with my boyfriend of three years this past May. I'm not sure if I'm ready to date yet, but I would like your advice on what to consider and how to know when you're ready to date again?
Donna
________________________________________
Mari responds ... Views: 1967
Written By: A.T. "Al" Benelli, CFP, FIC
Each and every day, approximately 10,000 baby boomers celebrate their 65th birthday. Most people identify the arrival of age 65 with the event of “retirement” and the receipt of Social Security benefits. Actually, the age of full Social Security ... Views: 1964
Now that I know why I want more Fun, what would be Fun? How can I have Fun? What do you stand for? What are your values? Some of mine are that I want to cherish each day and have great times with friends and my family. To do this, I have to take the time to make the plans. Who do I want ... Views: 1964
An expectant mother does not have to max out her credit cards in order to dress well during pregnancy. Although there are clothing stores dedicated to pregnancy and specialty aisles in department stores, finding cute and affordable clothes to wear during pregnancy may mean skipping both of these ... Views: 1964
It's hard enough for caregivers and their loved ones to agree that some additional help is needed. But once that bridge is crossed, the task of finding just the right person can be just as challenging. What questions should be asked? Are special credentials required? Can we trust them? What are ... Views: 1964
When Mama’s doctor had mentioned hospice about two years before the dementia had been diagnosed, we hadn’t been ready and neither had Mama. Granted, we, my siblings and I, had already been caregivers for our mother who hadn’t been able to take care of herself for the previous three years. But ... Views: 1963