Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Debt and Debt Consolidation Articles
We are currently looking for an Official SelfGrowth.com Guide to "Debt and Debt Consolidation". If you have expertise in Debt and Debt Consolidation and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Debt Consolidation - Helping You To Find Debt Free Opportunities - by Submitted on Sep 14, 2010 from A MorrowA person’s financial standing is normally of huge importance because of the demands which are placed on credit scores in society. When you’re looking to make a major purchase its normally the credit score which plays a defining role in whether you will be able to get a quality rate, get a higher ...
Views: 927(4 votes) - Can You Manage Your Credit Well? - by Submitted on Aug 13, 2009 from Jason HolmesCredit cards have definitely made our lives easy. Anything that is eye catching soon becomes your property thanks to the tiny little card in your wallet. You want to buy grocery, you buy it on credit. You see a swell watch while you are out window shopping, you quickly swipe your credit card and ...
Views: 873(1 vote) - Debt Reduction: Amazing Little-Known Secrets about Eliminating Debt - by Submitted on Sep 06, 2011 from Keelan CunninghamDebt reduction should be a key focus for anyone with personal debt and especially anyone with personal loans they are finding difficult to pay each month. Experts recommend debt consolidation loans for recovering control over multiple loans and getting on top of personal money management. ...
Views: 1064(1 vote) - Filing for Bankruptcy under Chapter 11 - by Submitted on Oct 22, 2009 from JD KamatThere are many different types of Bankruptcy under Bankruptcy Law that are designed and structured to assist an individual or corporation that is financially burdened by debts in different ways. The most common types of bankruptcy are a Bankruptcy Chapter 7 and a Bankruptcy Chapter 13. A ...
Views: 1013(1 vote) - Mortgage Help with your Highlands Ranch Home - by Submitted on Feb 23, 2012 from Frank ScharnellAffecting our Local Highlands Ranch Homes When the mortgages in housing slipped it really hurt the market, but luckily there are programs emerging to help people stay in their homes. Locally, Highlands Ranch Homeowners along with many others were asking for some sort of help from them. Many ...
Views: 1468(1 vote) - Small Business Debt: Know Your Debt Relief Options - by Submitted on Jan 24, 2013 from Samantha SeiffertPutting up a business can be a huge gamble. You have to be very careful because you could lose the investment that you shelled out for it. Having a small business entails a huge responsibility. It can get a bit stressful - especially when you are just starting. That is also true when your ...
Views: 1243(1 vote) - The Effect of Credit Inquiries on a Credit Rating - by Submitted on Oct 15, 2009 from Krista ScruggsThe Effect of Credit Inquiries on a Credit Rating It is a well known fact that credit inquiries can have an adverse effect on a credit rating, but not all inquiries weigh equally. Moreover, some credit inquiries actually have no impact on the credit rating at all, while others have the ...
Views: 922(1 vote) - Keys to Financial Freedom - 3 Definitions You Need to Know - by Submitted on Mar 24, 2011 from Team AfroFreedom is what America is supposed to be all about. Whether you were born here, immigrated here or your ancestors were brought here in chains ultimately you still have the opportunity to pursue the "American Dream". In order to do that you must be free from encumbrance however America is no ...
Views: 1735 - A Goal to Pay off $72,900 worth of Debt by April 2009 - by Submitted on May 27, 2007 from Amy BassI am tired of living in debt up to my eyeballs and want to regain control over my finances. This is why I have set a goal to be debt free by April 2009. Getting rid of $72,900 worth of debt is not going to be a easywalk in the park, my husband makes a very small salary already and I am a ...
Views: 1311 - Credit Debt Help-How To Dig Yourself Out Of Your Hole - by Submitted on Jan 21, 2011 from Joseph HernandezYou need credit debt help when you feel like you are in a financial prison. All of a sudden, you can no longer do your normal activities such as go out to eat, pick up a new wardrobe, or even go to a movie without having to worry about increasing your debt or using cash that could have been used ...
Views: 962 - Credit Debt Help-How To Dig Yourself Out Of Your Hole - by Submitted on Feb 11, 2011 from Joseph HernandezYou need credit debt help when you feel like you are in a financial prison. All of a sudden, you can no longer do your normal activities such as go out to eat, pick up a new wardrobe, or even go to a movie without having to worry about increasing your debt or using cash that could have been used ...
Views: 1033 - Credit Karma Free Score: Is It Accurate for Credit Repair? - by Submitted on Aug 05, 2016 from John McConnellThe importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ...
Views: 1966 - Debt Consolidation - by Submitted on Mar 29, 2011 from Gemstone FinancialDebt consolidation is an arrangement where one finance company takes over all your current debts. It means bringing multiple debts together and combining them into one easy payment. Debt consolidation program involves regular payments at a rate you can afford to pay so that your debt will be ...
Views: 767 - Debt Settlement Programs versus Debt Counseling - by Submitted on Aug 13, 2007 from steve bisTwo of the most common forms of debt relief are debt settlement and credit counseling, sometimes referred to as debt counseling. While many people have heard of these debt relief methods most do not know what they are or what the differences between the two are. I often get asked which is ...
Views: 1266 - Eliminate Debt: You Need To Know About Negotiating with Creditors - by Submitted on Dec 01, 2010 from Keelan CunninghamNearly everyone finds themselves in debt repayment and cash-flow difficulties at least once in their lifetime. There are various ways you can reduce, manage and eventually eliminate debt. Here’s how you can reduce debt by negotiating with creditors. This is just one of a number of debt ...
Views: 825 - Employing The Most Effective Credit Card Debt Consolidation Strategy - by Submitted on Feb 06, 2011 from Joseph HernandezCredit card debt consolidation is combining all your credit card debt into one account or single credit. If you employ this strategy correctly, you may eliminate all your debt in about 5 years. Your monthly payment will decrease as well. One way to do credit card debt consolidation is to ...
Views: 1044 - Help Filing Bankruptcy In Michigan - by Submitted on May 29, 2012 from Kevin GermainHave you recently been put out of a job because your company is downsizing and eliminating positions? Are you facing a wall of debt that you are unable to conquer? Is your financial situation something that makes you feel vulnerable and uncertain? If you are not able to pay off your debts or ...
Views: 1264 - Knowing Debt Management Pros and Cons for Making a Decision - by Submitted on Jun 19, 2011 from Vernon CollinsWhile debt management services could be one of the most widely used and effective ways of getting out of debt burden permanently, one has to examine the pros and cons before accepting any such services. That means you need to know the debt management pros and cons before adopting one. A look ...
Views: 691 - What If I Can’t Pay Credit Card Debt? - by Submitted on May 05, 2013 from Stephanie MojicaWhenever you apply for an account – whether by mail, telephone, Internet, or in-person – you are signing a legally binding contract. Thus, if you are unable to pay the bill for any reason the lender can legally sue you and also pursue garnishment of a portion of your wages. In some states, a ...
Views: 1691 - "Identity Theft Is A Like A Bad Dream That Never Seems To End" - by Submitted on Jan 22, 2012 from joseph hernandezIdentity theft is a growing problem. Millions of Americans become victims each year. Identity theft occurs when an individual steals your personal information. e.g., social security number, banking info, etc., for criminal purposes. Millions of people become victims each year. Due to the ...
Views: 869 - "If You Stop Paying Your Credit Cards can You get Sued?" - by Submitted on Jan 22, 2012 from joseph hernandezIf you stop paying your credit cards, it is possible, but highly unlikely if you have a lot of unsecured debt(e.g. credit card, medical bills, collection/charge-offs). Creditors and debt collectors of unsecured debt do have a right to pursue legal action to collect an unpaid debt. However, ...
Views: 995 - "Not Paying Credit Card Debt- You Can Run but You Can't Hide" - by Submitted on Feb 13, 2011 from Joseph Hernandez"What would happen if I stopped making payments on my credit cards?" By not paying credit card debt, some people mistakenly believe that their debt will go away. Well, it's not that easy. You see the vast majority of creditors and debt collectors won't simply forget about a debt- especially ...
Views: 1203 - "The Best Way to Eliminate Credit Card Debt" - by Submitted on Feb 01, 2011 from Joseph HernandezAre you curious as to what is the best way to eliminate credit card debt? Well, you’re not the only one. If you can’t pay-off your monthly liabilities entirely on your own, or send payments well above the minimum required, then debt negotiation (also referred to as debt elimination) is the most ...
Views: 963 - "The Debt Collection Industry And The Games They Play" - by Submitted on Jan 22, 2012 from joseph hernandezThe debt collection industry is notorious for profiting from people that are struggling to pay their debt. They take advantage of the fact that most debtors don't know their rights regarding the collection of a debt. If you are in default (delinquent) with one or more of your debts, please ...
Views: 1203 - "The Truth About Debt- What is going to Happen If I Stop Making Payments?" - by Submitted on Nov 02, 2010 from Joseph HernandezSome of us that have excessive debt often overlook the truth about debt - that the debt collectors are not going to just simply vanish. Most of them will do anything in their capability to recover a debt. As a consequence, your credit rating will probably be damaged up to a decade! On a ...
Views: 1057 - "The Truth About Debt- What Will Happen If I Stop Making Payments?" - by Submitted on Jan 22, 2012 from joseph hernandezSome of us that carry an excessive amount of debt simply stop making payments- however, the debt collectors won't simply disappear. Most of them will do everything in their power to collect a debt. And consequently, your credit will be ruined up to 10 years! On a sub-conscious level, it's ...
Views: 728 - ***8 Actions You MUST Take Now To Take Charge Of Your Financial Future - by Submitted on Nov 25, 2009 from Bob LouderWhy learn about money? Because nearly 80 percent of all divorced couples between the ages of 20 and 30 list financial difficulties as the primary cause of their separation. Suicide rates are climbing along with the national debt.
Views: 274 - ***All About Your Credit Score - by Submitted on Nov 25, 2009 from Bob LouderA credit score is a number that helps lenders and others predict how likely you are to make your credit payments on time. Each score is based on the information then in your credit report.
Views: 265 - ***Five TIPS on How To Get Back In The Black NOW - by Submitted on Nov 25, 2009 from Bob LouderHere’s a short quiz to help determine your financial health. Take the quiz, but don’t stop there. Read on for five things you can do NOW to improve your financial health.
Views: 306 - ***How To Protect Yourself From Overdraft and Bounced Check Fees - by Submitted on Nov 25, 2009 from Bob LouderSometimes it “just happens.” You work to be careful using your checkbook, but then you have an “emergency” and write a check hoping your deposit will hit your bank before the check.
Views: 342 - ***Our Government and Your Checking Account - by Submitted on Nov 25, 2009 from Bob LouderYour checkbook can be a fantastic money management tool IF you learn to use it correctly. If you choose not to manage your checkbook you can expect difficulties. But difficulties can come from other sources as well.
Views: 320 - ***Should I Take Out A Home Equity Loan To Consolidate Credit Cards? - by Submitted on Mar 06, 2008 from Laura MonzoIf you’re like most Americans, you have some sort of credit card debt. If you’re paying upwards of 10% and even 20% on those credit cards, then chances are you aren’t making much headway when it comes to paying them off. Turn on any TV or pick up any newspaper and you’ll ...
Views: 945 - ***What You Can Do For FREE To Protect Against ID Theft - by Submitted on Nov 25, 2009 from Bob LouderWe share this “Special Report” to help raise awareness of identity theft.
Views: 232 - 1-855-915-2082 QuickBooks Payroll *Support Phone Number - by Submitted on Apr 06, 2021 from Anuj quickbooksThe QuickBooks payroll Support Phone Number is very fundamental on the grounds that the finance support is required over and over at whatever point there is an issue in regards to the printing of the payrolls or if some information in the payrolls is discovered to be eliminated or altered. The ...
Views: 554 - 10 Easy Ways to Save Money for Your Debt Settlement Program - by Submitted on Jan 23, 2012 from Gregory DeVictorDebt settlement allows you to settle your debts, making one low monthly payment, and to get out of debt in a shorter amount of time than by paying back your balances in full. With debt settlement, the savings are often greater than with debt consolidation. While credit card debt can be expensive ...
Views: 1169 - 10 Effective Strategies for Electricity Conservation - by Submitted on Jul 15, 2023 from Leon EdwardConserving electricity is not only advantageous for minimizing your energy expenses but also plays a vital role in mitigating environmental pollution. This is due to the fact that electricity generation often entails the combustion of fossil fuels, which emits harmful pollutants into the air. By ...
Views: 442 - 10 Effective Ways To Boost Your Credit Score In One Day - by Submitted on Sep 29, 2011 from Charmaine Loise MagalonaYour credit score determines your creditworthiness, and your goal is to keep it high. When you want to increase your score rapidly in just one day, then you will want to know these ten effective ways to do it: 1. You should know where to start. Ordering individual credit reports is the best ...
Views: 679 - 10 Money-Saving Tips to Make Debt Settlement Easier - by Submitted on Jan 30, 2012 from Gregory DeVictorDebt settlement allows you to settle your debts, making one low monthly payment, and to get out of debt in a shorter amount of time than by paying back your balances in full. With debt settlement, the savings are often greater than with debt consolidation. While credit card debt can be expensive ...
Views: 1275 - 10 reasons to enter into an IVA - by Submitted on Nov 28, 2018 from Mary JamesIf you find yourself in financial difficulty then you’ll naturally want to find a way out of it. In this article we take a look at the top 10 reasons why entering into an Individual Voluntary Arrangement might prove beneficial: If you’re in debt then the chances are, you’ll already have ...
Views: 1010