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Debt and Debt Consolidation Articles
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- What Happens to Debt Payments During Divorce? - by Submitted on Nov 02, 2017 from Shae HollandIn a divorce, the parties divide up their assets. However, a divorce must also account for debts. Here's what happens to debts during a divorce: Debt is marital property Even though it's not good marital property, debt is marital property. The parties must divide it as part of their divorce. ...
Views: 1769 - What Happens When Someone Acquires Your Debt - by Submitted on May 30, 2012 from Lance PetersWhether you have a longtime outstanding debt or a relatively more recent one, it is not uncommon to find that your debt may be acquired by an entirely new creditor. This can take place for a number of reasons, but the changes that occur when it does happen may not be as drastic as you think. ...
Views: 1296 - What I Learned About Money From Louise Hay - by Submitted on Feb 28, 2014 from Heather DominickI’d like to share with you what I learned about money from Louise Hay in a workshop I took with her about 15 years ago. If you don’t know who she is, Louise Hay is pretty much a founding mother, in regards to the world of healing and energy work. She’s best known for her book; You Can Heal ...
Views: 2122 - What is a debt consolidation loan? - by Submitted on Nov 10, 2011 from John ConradWhat is a debt consolidation loan? How can a debt consolidation loan remove your credit card debt? A Debt Consolidation loan is a personal loan that lets you consolidate all your debts into a single payment. For instance, if you have four credit cards, you may be able to eliminate your ...
Views: 1339 - What Is A Debt Management Plan- Related Guideline For Debt Management Plans - by Submitted on Jul 02, 2011 from bik gurungDebt management plan will allow you to recover and gain control over your finances without ignoring basic routine expenses.The most well-liked settlement program that comes out of a private finance tips is "Debt Settlement". Are you considering what made it so well-liked? If that is so let me ...
Views: 712 - What Is A Debt Validation Letter? - by Submitted on Oct 23, 2012 from Chris GrimbilasMany people have heard of them and the internet is full of stories about them, but the question persists. What is a debt validation letter? Let's start with the simple definition and go from there. In it's simplest form, when you consider what is a debt validation letter, it is a request for ...
Views: 1176 - What is Debt Consolidation and how does it work - by Submitted on Feb 22, 2020 from Arthuri NajjariIn March 2008, articles surfaced on the internet claiming that Major Credit Card companies were going to eliminate the Zero Percent Rate Deals. Due to these new shocking articles, the stock market took a hit. The stock market dropped down around 213 points. It’s frightening to think that the ...
Views: 561 - What is debt negotiation and it’s benefit? - by Submitted on Dec 13, 2010 from Schryver Law GroupIf you're unable to manage your debts by cutting your expenses or don't find it favorable to consolidate your bills and reduce the interest rates, you may go for a debt negotiation program. Whether you have mounting credit card bills, payday loans or medical bills, a debt negotiation program can ...
Views: 1037 - What is Individual Voluntary Arrangement and how does it help? - by Submitted on Dec 27, 2018 from Marina PalAn IVA and a Individual Voluntary arrangement are insolvency solutions to help deal with debt problems. The solutions permit you to put an offer to your creditors where you agree to pay what you can afford each month for a period of time. If arranged by your creditors, you will repay an ...
Views: 788 - What is the difference between an equity release calculators, mortgage calculator and remortgage calculator? - by Submitted on Feb 13, 2021 from Imran Javed Awan
Views: 1026 - What is the Difference Between Chapter 7 and Chapter 13? - by Submitted on May 29, 2009 from Gordon LevinsonThe difference between these two chapters of the Bankruptcy Code and their time lines are as follows: Chapter 7: Also called a “straight bankruptcy”, chapter 7 involves the liquidation of non-exempt assets for the benefit of creditors. Most chapter 7 cases are considered “no asset” cases ...
Views: 1290 - What Not To Do During Debt Negotiation - by Submitted on Mar 26, 2013 from Samantha SeiffertDebt settlement is an effective debt relief solution and the great news is, you can do it on your own. Some people think that this is best left in the hands of a professional. While there is nothing wrong with that, there is a service fee that you need to pay for on top of the actual settlement ...
Views: 1749 - What Should You Know About Debt Relief Services? - by Submitted on Oct 21, 2012 from alapati amarendraWhat are Debt Relief Services? Debt relief is basically a term that deals with the total or partial forgiveness of debt. Debt relief services will aid you in easing the burden of your debt. Each service offers its own advantages and disadvantages. Under such services, most includesdebt ...
Views: 904 - What The Bible Can Teach You About Budgeting - by Submitted on Nov 30, 2017 from Shae HollandBefore there was Dave Ramsey, there was the Bible. This American financial advisor will suggest many options for handling money — except reading what the Holy Bible has to offer. Make room for charity Trying to live on a budget is often difficult because of it requires strict planning, ...
Views: 1240 - What To do About Gambling Debt - by Submitted on Mar 09, 2011 from nanci PearsonGambling debt is like any other debt, with one big distinction. That is, that there is a large temptation to attempt to obtain out of debt using the same method that got you in there in the first location, that's, gambling. Get an individual who runs up retailer card debts buying clothes and ...
Views: 1218 - What To Do After Achieving Debt Freedom? - by Submitted on Jan 30, 2013 from Samantha SeiffertDebt freedom is a component of financial freedom. This is a time when you have paid off all your debts that has haunted you for a long time. This is a great achievement that did not come easy and you would want to keep it that way. After you have paid off your debts, you still need to exercise ...
Views: 1436 - What to Do if Your Credit is Affected Due to Mistakes on Credit Report - by Submitted on Dec 27, 2021 from Robin WilliamsOne disturbing fact is that about 20% or 1/5 of people have or had mistakes on one or more credit reports. The impact of these mistakes on credit reports is almost always negative = your credit scores have been lowered incorrectly. The result could hinder your ability to use credit as well as ...
Views: 566 - What To Expect From Debt Consolidation - by Submitted on Feb 01, 2013 from Neha GuptaPeople face financial crisis at times, due to many reasons like job loss, long illness, and simply because of over indulging. In this sour financial phase, many people have find the need to take help of debt consolidation counseling to save from major consequences. For mounting debts, ...
Views: 1098 - What to know about Creating a Commercial Debt Collections Business - by Submitted on Jul 08, 2011 from Chiara GalloUncollected financial debt was probably the one thing commonplace in the course of the economic crunch. It made the world recognize that massive debts had numerous commercial debt collection agencies up and operating during this timeframe. The business of debt collection looks like it is here to ...
Views: 530 - What You Need to Know about Debt Reduction Plans - by Submitted on Jun 29, 2013 from Ken GibertMost debt reduction plans play a sort of “chicken” with your creditors. The way they work is that, when your situation becomes really dire, you stop paying as many bills as you can and start saving a pot of money that you will eventually use to pay all of them off at the same time. When you have ...
Views: 1530 - What's the Deal with Payday Loans Anyways? - by Submitted on Mar 24, 2020 from Mousumi ChangThere is a really good chance that you have heard some sort of information about payday loans at some point in your life. There is also a really good chance that you have completely disregarded that information. You probably ignored that information because of one or more of many ...
Views: 475 - When Debt Relief Options Do More Harm Than Good - by Submitted on Feb 26, 2009 from Krista ScruggsTrying to eradicate all debts is often a great source of stress and anxiety. People who owe immense sums of money to creditors may not even know where or how to begin. Some of these people may have even tried to clear debt in the past to no avail. To these people it seems they feel as though ...
Views: 825 - When is a Good time to get Debt Advice? - by Submitted on Nov 02, 2011 from Joseph BellMany different people receive debt management advice at different points in their life. It is important to prepare yourself and manage your finances effectively so that you do not get yourself into financial difficulty. One of the largest causes of debt is the debilitating fear of tackling ...
Views: 760 - When Is Chapter 13 Bankruptcy A Better Option Than Chapter 7? - by Submitted on Jun 29, 2012 from Samantha CollanderIf you've started thinking about bankruptcy, you should know that whether or not to file is just one of the decisions you'll have to make. There are others, like whether or not you should file with your spouse. But another important one is whether or not you should file Chapter 13 or Chapter 7 ...
Views: 1225 - When Is It Time for You to Declare Bankruptcy? - by Submitted on Apr 23, 2021 from Rachelle WilberGoing through financial hardships can be one of the most frustrating and frightening times in a person's life. One of the options that people have to save as much of their financial life as possible is to file for bankruptcy. However, bankruptcy comes with consequences, so just like anything ...
Views: 602 - When Is It Time for You to Declare Bankruptcy? - by Submitted on Apr 23, 2021 from Rachelle WilberGoing through financial hardships can be one of the most frustrating and frightening times in a person's life. One of the options that people have to save as much of their financial life as possible is to file for bankruptcy. However, bankruptcy comes with consequences, so just like anything ...
Views: 596 - When it Comes to Debt Relief, Proactivity Pays Off - by Submitted on May 24, 2011 from John CollingsworthAfter working like a dog at the office, the last thing you want to do is come home to a list of household chores; but you always do. The lawn needs cutting, dinner needs cooking, and the laundry needs washing. Your daily routine is so cram packed with responsibilities that you rarely get a ...
Views: 719 - When to consolidate debts? - by Submitted on Dec 23, 2010 from Lance PetersBefore borrowing money from a friend decide which you need most” is an ancient proverb. It is, in fact, true in most of our lives. Not, at all times, we have enough money, to meet our expenses. Debt consolidation is a process by which we close one loan by availing another loan. The funds offered ...
Views: 876 - Where can people look when you’re researching debt help? - by Submitted on Feb 19, 2011 from Phillip CongletonThe very idea of looming unsecured debt hovering over your head can certainly make the best of us unravel under the pressure. Lots of people have suffered in this tight economy with reduction of salary, increased expenditures in addition to other financial hardships. For many folks, it's meant ...
Views: 1055 - Where We Were, Where Are, and Where We Need to Be - by Submitted on Dec 08, 2011 from Kieran PollardQuantifying the global warming problem is as easy as understanding three numbers; 275, 388, and 350. 275 – During all of human history, up until about 200 years ago, our atmosphere contained 275 parts per million of carbon dioxide. Measuring in parts per million is a standard method of ...
Views: 584 - Which Is The Best Debt Solution For You? - by Submitted on May 19, 2008 from Jason HolmesIf you are in profound debt and struggling to find a way out, opt for debt solution. None of the debt solution measures can eliminate all your debts. But it can certainly reduce your debt burden. Debt consolidations, debt settlement, bankruptcy, are some of the effectual debt solution measures. ...
Views: 885 - Which Spouse Is Responsible For The Credit Card Debt In A Divorce? - by Submitted on Oct 15, 2012 from Adam TijerinaDivorce can be one of the most painful things to happen to a person. Some psychologists believe that divorces are as stressful and as painful as a death in the family. Divorce not only takes a toll on the two spouses, it can have a very negative effect on children. If they see mommy and daddy ...
Views: 1490 - Who is the Credit CARD Act Trying to Help? - by Submitted on Dec 29, 2011 from Treena AlmasiA new survey by the New York-based nonprofit research and advocacy group Demos shows that before the mortgage meltdown got into its full swing and the economy went deep into recession, Americans in low and middle income brackets were using their credit cards to cover basic living expenses, ...
Views: 700 - Why are STDs easier to talk about than money? - by Submitted on Dec 10, 2019 from Tom ChapmanTalk Money Week has just finished in the UK – an event which aims to get the country talking about its financial situation. There are a variety of reasons for this but one of them is that – according to research published on National Debt Service – around half of UK adults believe chatting about ...
Views: 809 - Why Choosing The Right Credit Card Debt Program Is Critical For Success - by Submitted on Apr 01, 2011 from Joseph HernandezCredit cards really are a natural part of the American lifestyle. Charge cards are a vital financial source for the majority of Americans, whether it's for buying a cup of coffee, purchasing groceries, or even making payments on your own dream home. However, with charge cards it comes down ...
Views: 613 - Why Credit Card Debt Elimination Is The Best Method to Erase Debt - by Submitted on Feb 13, 2011 from Joseph HernandezYou have a secret weapon that you can use as a part of your credit card debt elimination arsenal. Use it to your advantage to finally get rid of your financial burdens. Ladies and gentlemen, that weapon is debt settlement. It is what you really need to fight predatory lenders and win. It is ...
Views: 1129 - Why Debt Settlement Can Be Better Than Debt Consolidation - by Submitted on Jul 10, 2010 from Patrick ThonaIf you are considering taking out a debt consolidation loan instead of debt settlement, there are some things you should know. Debt consolidation loans are not everything they are cracked up to be and there are several reason why debt settlement can be a better choice than debt consolidation ...
Views: 999 - Why Debt Settlement Works Best For Certain Debtors - by Submitted on Apr 01, 2011 from Joseph HernandezBeing the president of a debt settlement company, I am often asked how debt settlement works. In order to fully understand and appreciate the process that takes place between debt settlement companies and credit collection agencies, consider the following: Creditors know that roughly 30% of ...
Views: 729 - Why Go for Student Loan Consolidation - by Submitted on Apr 06, 2009 from Menno SpijkstraTo better understand the concept of student loan consolidation, I’m going to give you a crappy example I’ve made up just awhile ago. It’s not that good (it’s crappy), but it should be able to make the topic a bit easier to understand. Here it is: you’ve been assigned by your mom to rake the ...
Views: 673 - Why Good Credit Score? - by Submitted on Jun 12, 2013 from Nelson ChenThis article show you the reasons Why Good Credit Score is important. How to have good credit score? You maybe curious Why Good Credit Score is important to you? Most of us need to have good credit score in now or in future. Maintain good credit score is important for you and good credit ...
Views: 975 - Why is it Vital to Choose the Right Personal Loan Tenor? - by Submitted on Dec 31, 2018 from Emma MarieAvailing a Personal Loan is a convenient solution to meet your financial requirements. Particularly with the presence of Non-Banking Financial Companies (NBFC), applying for a Personal Loan takes only a few minutes, with minimal formalities required for loan disbursal. These loans can be availed ...
Views: 1010 - Why It’s Important To Use A Collection Agency For Business Debts - by Submitted on Oct 18, 2012 from Patrick ThompsonThe prime directive of a company is to make money. This can be done in countless ways, and many of them aren’t some crude, heartless drive for cash. But when money is owed to you and it is not forthcoming, it goes directly against the company’s raison d’etre. The reason for why the money isn’t ...
Views: 862 - Why Non Profit Consolidation Works Only For A Small Percentage Of Debtors - by Submitted on Feb 13, 2011 from Joseph HernandezNon profit consolidation services are performed by companies that have obtained the nonprofit name from the IRS. The name does not imply that they extend free services. These companies assist you with debt consolidation programs. They negotiate with your creditors to lower your interest rates ...
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