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Debt and Debt Consolidation Articles
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- Internal Credit Control - Top Tips to Stay on Top of Your Invoices - by Submitted on Feb 21, 2011 from James MortimerDay one; get a new client. Day two; got a new client. Day three; perform work for the new client. Day four; invoice the new client. Day 100; not been paid by the new client.... Does the above sound familiar? Simply introducing a few strict measures into your own credit control procedures ...
Views: 1028 - Investing in Your Future is the Key to Getting Out Of Debt - by Submitted on Dec 17, 2008 from Pablo TerrerosSo you're in debt. It seemed like it was no big deal at the time. After all, that credit card payment will be almost nothing. Why wait until tomorrow to buy when you can buy now? Well, that one charged item turns into another and another and another. One day you wake up and realize that ...
Views: 751 - IRS Tax Settlements - by Submitted on May 08, 2012 from Kes CraigA tax settlement is a very broad phrase that refers to a tax payer and the IRS coming into arrangement where their tax liabilities are satisfied through one of the IRS programs. Several options are available for resolving IRS tax debts. The main consideration the IRS takes into account is the ...
Views: 1078 - Is a Tax Relief Attorney Right For You? When to Hire an Attorney - by Submitted on Jul 14, 2010 from Matt RobinsonWhen you are facing tax issues such as unfiled returns or tax debts you can not pay, the experience can be overwhelming. Your own inexperience at such legal matters can complicate the process and result in the loss of your case or subsequent appeals. If you are in a situation involving tax ...
Views: 1610 - Is an Ice-Free Arctic Ocean a Possibility? - by Submitted on Dec 08, 2011 from Kieran PollardAccording to a report from Reuters News Service the North Atlantic current, which delivers warm water to the Arctic Ocean, is recording high temperatures at levels not seen in the last 2000 years. The finding is another signpost of global warming as the temperature change is now likely to result ...
Views: 735 - Is An IVA A Better Option Than Bankrtupcy? - by Submitted on Aug 05, 2011 from Keith GarrowIf you have fallen into serious debt and are considering filing for bankruptcy there might be another option available for you if you happen to be a UK resident. People living in the UK can apply for an individual voluntary arrangement if they have a lot of debt and no means of paying it all ...
Views: 1082 - Is Credit Card Debt Settlement Dangerous For Your Credit History? - by Submitted on Mar 21, 2012 from Brigitte RichardsonBeing a lawbreaker in monthly payments is a common demand most US banks have towards a person who pretends to get a debt settlement. It’s not a secret that missing regular payments may negatively affect your credit score. Generally, the longer you miss the payments, the more damage it causes to ...
Views: 1175 - Is Cutting Back Going To Save You - by Submitted on Jan 17, 2010 from Francis HoseinAre you worried about covering your bills at the end of the month? Are you out of control in your spending, then it is time you take control of your life and have plans for cutting back on things that is not needed. What are your priority When you are conscious of your priorities for ...
Views: 921 - Is Debt Consolidation a Good Idea - by Submitted on Jan 12, 2011 from Joseph HernandezWith more Americans dealing with more debt, debt consolidation looks like a better way out. . So, is debt consolidation a good idea? ________________________________________ If you consider debt consolidation as a solution, there are things you should know about. First of all, ...
Views: 1007 - Is Debt Keeping You Trapped - by Submitted on Jan 17, 2010 from Francis HoseinDebt keeps you trapped for years if not for life when you do not have a plan of action to get out. Men feel a sense of shame with debt for not being able to provide for their family and women fears for the family in general. One of the major causes of break up in families is debts, money ...
Views: 897 - Is Debt Settlement the Right Choice For You? - by Submitted on Jul 13, 2007 from Marie MeggeIf you’re in way over your head financially, and you’re struggling just to get by each month, there’s a good chance that you’ve taken a long and serious look at your options to become debt-free. You’ve probably read more than you care to know about consumer credit ...
Views: 1251 - Is Equity Tied Up In Your House? - by Submitted on Mar 04, 2011 from Tim ReynoldsI have always been taught that becoming debt free is the thing to strive for. The American philosophy is, “If you can pay off your cars and your house, you can then live stress free.” Why wouldn’t you want to pay your mortgage off early? If you add up the interest you will be paying over the ...
Views: 2656 - Is it better to buy or lease a new car ? - by Submitted on Mar 18, 2019 from Peter MainUntil fairly recently, most major car manufacturers does not really encourage the leasing of vehicles to private customers, it was a part of the business that was more reserved for companies and fleets. That has changed significantly, and nowadays all major car companies actively promote the ...
Views: 968 - Is It Time For Debt Consolidation? - by Submitted on Mar 19, 2011 from Lance PetersBefore you consider debt consolidation, from a professional company, here are two methods you can try on your own first. But before you start, write down everything you owe. These would include your mortgage payments, your credit card debt, store card debt, hire purchase, car payments, and ...
Views: 775 - Is it Time to Settle Your Credit Card Debt? - by Submitted on May 28, 2009 from Krista ScruggsCredit card debt – unlike any other kind of consumer debt – is hard to eliminate, even with conscientious monthly payments. Over time, the compounding interest and minimum monthly payments shackle the consumer to an ever increasing debt. In these uncertain economic times, there is also the ...
Views: 823 - Is recession over? What does this mean for business finance? - by Submitted on Jan 28, 2010 from Barry CalvoAccording to the economists, the latest figures showing 0.1% growth over the last quarter means, officially, yes, recession is over. However, this is not as clear cut as it may seem. Whilst the numbers may indicate the first growth in 15 months, the actual percentage growth was predicted to be ...
Views: 730 - Is There a Minimum Amount of Debt Required to File Bankruptcy? - by Submitted on May 27, 2009 from Gordon LevinsonThis is a question I hear quite often as people contemplate filing for bankruptcy. The answer is no. The decision to file for bankruptcy relief is relative to the debtor’s financial situation. For example, it is not uncommon for someone who is living on social security or other fixed income to ...
Views: 3442 - Is your Credit Card the right fit for you? - by Submitted on May 14, 2012 from Kristina PlimerIf you've been reading my articles, you would know that recently I have been writing about some more general life skills topics such as how to overcome procrastination and instant gratification. As I am both a Life and Financial Coach, I also like to throw in a few tidbits about finance and ...
Views: 1123 - IVA advice: Live a Debt Free Life!! - by Submitted on May 26, 2011 from Aaren DervinMillions of people around the world are struggling with severe debt problems. These problems are very well known. Individual Voluntary Arrangement (IVA) has enlarged to a great extent. There are number of benefits of an IVA. An Individual Voluntary Arrangement (IVA) can have a number of major ...
Views: 748 - IVA Debt Solutions Can Help Prevent Bankruptcy - by Submitted on Sep 11, 2011 from Keith GarrowSometimes your debts can get the better of you and before you know it you have more debt than you can manage to pay off. Credit card interest rates make it impossible to get caught up once you fall behind on payments, because the amount you owe just continues to grow. The late fees that are ...
Views: 1129 - IVA Debts - How an IVA Specialist Could Write Off Debt - by Submitted on Aug 03, 2018 from Mark JohnIs it accurate to say that you are one of the large number of UK residents with IVA debt? Consistently a colossal number of individuals wind up genuinely paying off debtors and don't know where to turn. The debt are too enormous for an debt administration intend to work, in light of the fact ...
Views: 1347 - IVA Debts - Using An IVA To Get Debt Written Off - by Submitted on Jan 05, 2011 from Keith GarrowIf you have fallen into the world of debt because of credit cards and other similar forms of easy borrowing, do not feel too bad because you are far from alone. You are just one of many thousands of people who have fallen into debt in recent times. For a lucky few these circumstances will be ...
Views: 1119 - IVA Or Bankruptcy – The Pros And Cons Of Each Option - by Submitted on Sep 11, 2011 from Keith GarrowFor people in the UK filing for bankruptcy may not be your only option for getting out of serious debt. If you have steady employment and can afford to pay a modest amount each month to pay towards your debts you can get an IVA. This stands for an individual voluntary arrangement, which is an ...
Views: 1309 - Keep Your Business Solvent with Efficient Debt Collection - by Submitted on Jul 24, 2012 from Ben WallYou’ll efficiently recover dues owed to your business if you opt for debt collection by JMA Credit or similar agencies. Businesses have to remain solvent and profitable, especially for startups yet to break even on initial investments. It is better not to lend when your company is yet to meet ...
Views: 2489 - Keep your goals in Mind - by Submitted on Oct 09, 2020 from Jacob TraceyEvery New Year’s resolutions are set. Many Americans promise they will start to get out of debt, but roughly 88 percent fail in that goal simply because of motivation. Now is the time to become motivated and keep working. Getting out of debt is not an easy solution. It takes hard work and a plan ...
Views: 2172 - Keeping the Car You Love Despite Owing Much More Than it’s Worth. How Can Bankruptcy Help? - by Submitted on May 27, 2009 from Gordon LevinsonIt is the exception rather than the rule that a person financing a vehicle owes less than or equal to the cars value. Unless you put at least 20% down, chances are you are upside down. Bankruptcy not only can eliminate unsecured debts like credit cards, it can also drastically reduce what you ...
Views: 1471 - Know about the title loan with the title not in my name - by Submitted on Aug 30, 2018 from Haris SaeedIf you think about various loans, then a common question may pop-up in your mind, ‘how I should get title loan with the title not in my name?’ This could be a tricky question most of the times but it is very important for you to know its answer for your own good. Reasons you might require ...
Views: 946 - Know Debt Consolidation To Become Debt Free - by Submitted on Mar 27, 2020 from Arwind SharmaToo many unpaid bills and credit dues pull your mind into multiple directions. This consumes a lot of your productive energy, making you feel and look haggard. It therefore, becomes easier when you opt for a good debt consolidation loan plan. Consolidation of all your smaller debts into one ...
Views: 1482 - Know The Significance Of your Free Credit rating - by Submitted on Aug 26, 2011 from Curt EliotSome are even searching at bankruptcy within their tough work to obtain rid of bank card financial debt. Bank card financial debt settlement could aid a borrower avoid that. 7 to ten Numerous years Bankruptcy includes a extremely extended phrase negative impact on the buyer who utilizes it ...
Views: 684 - Know Your Credit Settlement Options - by Submitted on Mar 10, 2012 from Vincent MuraAlso known as debt settlement or arbitration, it is usually the process in which both the debtor and the creditor make a deal to reduce the amount payable in exchange for either immediate payment or a much shorter timescale on the monthly payments. While it doesn’t look like this on the face ...
Views: 761 - Know Your Rights To Help You Repair Bad Credit - by Submitted on Mar 03, 2012 from Rachel SchwartzThere are many people that get into deep trouble when it comes to their debts. Most of these people get into bigger trouble because of not knowing their rights as consumers and there are actually lenders that take advantage of this ignorance. When it comes to debt and credit, ignorance is ...
Views: 1015 - Know Your Rights When It Comes To Your Debt Collectors - by Submitted on May 18, 2012 from Rachel SchwartzLiving in bad credit is like a nightmare that never ends. That is, unless you do something right away to repair your credit score. Many people that are buried in debt stay in debt mostly because they are not educated about their rights and how credit laws work. There are some debt collectors ...
Views: 845 - Knowing Chapter 9 Bankruptcy - by Submitted on Jan 10, 2011 from Joey MaxinSome individuals or businesses thought that in order to control their money, bankruptcy is the answer; it is a rather extreme step that assists debtors effectively escape from all existing owed amount. However, when debts become overwhelming, Bankruptcy may be the only option that a debtor can ...
Views: 784 - Knowing The Towable RV That Fits You - by Submitted on May 31, 2012 from Rachel SchwartzRecreational vehicles, more commonly called RVs help give us a combination of transportation, living accommodations for travel and recreation, and camping. There are many RV aficionados all over the country and this is why RVs cover a wide variety of tastes, interests, and budget ranges. ...
Views: 1197 - Lanistar: Fintech at its best - by Submitted on Mar 29, 2020 from Arifur RahmanIs Lanistar the fintech challenger bank of the future? This new one billion unicorn company in the world of finance is planning to become the most technology-driven financial partner in the industry. The new challenger bank from the UK is taking the next step in digitized banking, starting ...
Views: 769 - Learn How Debt Settlement Can Taint Your Credit Report - by Submitted on Mar 29, 2012 from joy maliEliminating debt from your credit report earns you an improvement on your credit score but keep in mind that the debt settlement process is not a trouble-free process. There are several consequences that accompany the settlement process. It is possible that certain negative remarks are removed ...
Views: 1092 - Learn How To Write A Credit Dispute Letter That Gets the Job Done - by Submitted on Apr 16, 2010 from Chuck MachadoAre you wondering how exactly to write a dispute letter. What terminology do you use and what is worth disputing on your credit report. Do you file a collection dispute letter if the mark against your credit report is obviously correct? How many times can you dispute items on your credit report? ...
Views: 1206 - Learning About Credit History Report Information - by Submitted on Jul 28, 2012 from Tracy NarvaezIt is important for consumers to be knowledgeable and understand many different things as a way of protecting themselves from fraud. One way to accomplish this is to obtain a copy of your credit report every year. By accessing this information, you can help ensure that there is not any ...
Views: 1463 - Learning about Debt Consolidation - by Submitted on Aug 01, 2011 from Rachel SchwartzCredit cards are a part of almost every citizen’s lifestyle since these provide convenience in shopping and paying bills. The Canadian individual has an average of five credit cards in his wallet. People are so used to swiping their credit cards here and there and tend to lose track how much ...
Views: 824 - Legal Methods of Eliminating Credit Card Debt - by Submitted on Jun 08, 2012 from Stephen CrossettA substantial part of debt of an average American is credit card debt. Its elimination is important for improving the credit score of a consumer that again plays a vital role in shaping the consumer’s financial life. That is why credit card debt is one of the biggest and most immediate worries ...
Views: 1403 - Legal rights under the Rosenthal Fair Debt Collection Practices Act - by Submitted on Mar 09, 2011 from John KevinUnder the Rosenthal Fair Debt Collection Practices Act (RFDCPA), you have legal rights to protect from debt collectors. The RFDCPA was established to protect the consumers’ rights against unlawful debt collections by debt collectors in California. While the RFDCPA is similar to the federal FDCPA ...
Views: 738 - Life After Bankruptcy - by Submitted on Nov 17, 2011 from John B. HasheyHere are two logical ways to get off on the right foot to your fresh start after filing bankruptcy. 1) Pay Your Bills on Time It makes sense to show your creditors you are credit worthy and there is no better way than by paying your bills on time. If you have retained possession of your ...
Views: 806 - Lifestyle Inflation? Yeah, I'm Guilty. - by Submitted on Dec 25, 2012 from Anthony MazzocchiSome how, some way, I got roped into the whole pursuit of stuff, status, and happiness thing. That is really embarrassing to say, but hey...I said it. As is the case with our entire culture, at some point in my life (it was around 26 years of age) my focus went from trying to get better stuff ...
Views: 1432 - Limitations of the Fair Credit Reporting Act Most Consumers Do Not Know About - by Submitted on Jun 14, 2009 from Krista ScruggsThe Fair Credit Reporting Act stipulates that consumers have the right to dispute any item listed in their credit profiles. To accomplish this, consumers are urged to request a copy of their credit profile at least once a year. This is usually free of charge. When a consumer is denied credit, ...
Views: 1025 - Louisiana's Sitting on Millions in Unclaimed Property - by Submitted on Oct 22, 2011 from Nicole AndersonLouisiana is often one of the states holding large amounts of unclaimed property that goes unrecognized. The law related to unclaimed property in Louisiana was passed in the year 1972, which was revised again in the year 1981. As per this law, people who have lost their property in any part of ...
Views: 731 - Lying Credit Repair Companies - by Submitted on May 02, 2007 from dale mazurekIn this article I hope to get you seeing that everything isn’t always as it claims. There are hundreds and thousands of companies who claim to be able to repair your credit so that nothing negative shows on it. Well let’s just have a look. These companies advertise as “Credit Advisors”, ...
Views: 1297 - Major Concerns toward Government Unclaimed Money - by Submitted on Sep 30, 2011 from Nicole AndersonUnclaimed money is a big burden on the shoulder of the U.S. government and becoming a major concern with the passing days. In spite of all the strategies and programs organized for spreading awareness regarding the growing issue of unclaimed money, the results or the claim rate has not been ...
Views: 616 - Make Sure Debt Consolidation Will Work: It’s All Up To You! - by Submitted on Dec 13, 2012 from Samantha SeiffertDebt consolidation is a proven effective debt solution for some consumers. The program itself is effective - but only if you learn your lesson. When you opt for a debt consolidation program or loan, your debts will be combined into one through a single payment program. That can mean you have ...
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