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Debt and Debt Consolidation Articles
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- When is a Good time to get Debt Advice? - by Submitted on Nov 02, 2011 from Joseph BellMany different people receive debt management advice at different points in their life. It is important to prepare yourself and manage your finances effectively so that you do not get yourself into financial difficulty. One of the largest causes of debt is the debilitating fear of tackling ...
Views: 748 - Credit Cards Can Actually End Credit Card Debt! - by Submitted on Nov 01, 2011 from Joshua RodriguezWhat a title huh? I know what most Americans who are reading this are probably thinking rite now, “This guy must be crazy! If I have charge card debt now, why do I need another credit card?”. Well, as much as a shocker as this may be, it is 100% possible for many people to get the financial ...
Views: 1113 - Balance Transfer Credit Cards Could be Your Debt Relief - by Submitted on Oct 24, 2011 from Joshua RodriguezUnfortunately, many people have found themselves in financial positions they never thought they would have to deal with thanks to the financial recession that we have been dealing with for the past few years. With credit card bills mounting, many Americans have found themselves looking into the ...
Views: 1037 - How to Avoid Bad Debt This Christmas - by Submitted on Aug 27, 2013 from Melanie MathisAs Christmas Eve approaches, many consumers will be rushing to finish their holiday shopping and preparations. And yet, a lot of people will be waking to a pile of credit card debt when the holidays are over. But this does not need to happen to you, especially not this year. Consider these ...
Views: 955 - Louisiana's Sitting on Millions in Unclaimed Property - by Submitted on Oct 22, 2011 from Nicole AndersonLouisiana is often one of the states holding large amounts of unclaimed property that goes unrecognized. The law related to unclaimed property in Louisiana was passed in the year 1972, which was revised again in the year 1981. As per this law, people who have lost their property in any part of ...
Views: 708 - Find Out How to Get Debt Relief on Your Own - by Submitted on Oct 21, 2011 from Joshua RodriguezThroughout the past several years, we have been facing a world wide economic recession. This economic recession has lead many consumers into financial hardships. With such tough financial times, many Americans find themselves looking at their charge card account bills and not knowing what to do ...
Views: 996 - Hurdle Of Scanning Your Forgettable Record Is Removed - by Submitted on Oct 21, 2011 from Philip QuinnThe planning of this particular credit scheme is based on various luscious arrangements. All these arrangement have been fitted according to the comfort and taste of common people. The flexibility in the marketing strategies has been the prime factor which encourages the various money lending ...
Views: 682 - Credit Consolidation-Understanding The 4 Ways To Achieve Your Financial Goals - by Submitted on Oct 17, 2011 from Michael LenzWith our economy continuing to be in a downtrend, Americans are more freely using credit consolidation as a way to deal with their debt issues. This market is continuing to add new places of business every week as things worsen for the average person. If your looking for a way to get out from ...
Views: 926 - Debt consolidation and the way they get help for debts solutions - by Submitted on Oct 17, 2011 from Alan PolyDebt Consolidation Loans merge numerous debts into a single, controllable loan . Shakespeare finance has tie-ups with a series of highly experienced, skilled lenders, who work towards given that aggressive rates on debt consolidation loans to both homeowners and tenants. Debt consolidation loans ...
Views: 719 - Debt Consolidation Loans: Way to live a tension free life - by Submitted on Oct 10, 2011 from Alan PolyNumber of people suffering from multiple debts is growing day by day in UK. This is mostly because people use a lot of credit cards without knowing the high interest rate that banks charge for using them. It becomes hard for them to control all the debts with high rate of interest rates. Debt ...
Views: 776 - Debt Consolidation Loans: Way to live a tension free life - by Submitted on Oct 10, 2011 from Alan PolyNumber of people suffering from multiple debts is growing day by day in UK. This is mostly because people use a lot of credit cards without knowing the high interest rate that banks charge for using them. It becomes hard for them to control all the debts with high rate of interest rates. Debt ...
Views: 1017 - Help On Divorce - Are You in Debt and Don't Even Know It? - by Submitted on Oct 10, 2011 from Carol FergusonAmericans Are $2.45 Trillion Dollars in Debt! (source: Federal Reserve's G.19 report on consumer credit, released July 2011). The average Canadian family is dealing with $100,000 in debt and owes far more than it earns, according to a new report (source: The Vanier Institute of the ...
Views: 1098 - The Best Unclaimed Money Finder - by Submitted on Oct 10, 2011 from Nicole AndersonThe lack of unclaimed money searches have been a much bigger problem than unclaimed money itself. Most of us are still unaware of the best possible means by which we can locate lost money in a particular state. We should be aware of the certain common sources that lead to the accumulation of ...
Views: 693 - Texas unclaimed property increasing at alarming rate - by Submitted on Oct 10, 2011 from Nicole AndersonUnclaimed property has been a problem every state in the U.S. is facing. There are several modern world problems that our current economy is dealing with and one of the more severe problems is the case with lost money. Like other states in the United States, Texas is also facing similar problem ...
Views: 763 - Using Balance Transfer Credit Cards As A Debt Relief Option - by Submitted on Oct 09, 2011 from Joshua RodriguezIt's no secret, many people these days have been forced into a financial hardship situation due to the world wide financial recession that we have been facing for quite some time. Many consumers have already made the choice to move forward with hardship programs offered by banks, debt ...
Views: 1032 - Need some financial help? We may be the answer with a debt consolidation loan. - by Submitted on Oct 09, 2011 from Shelby LaraAre you one of millions of people that are struggling with their finances because of the global recession? If you are, we have the answer for you. debt consolidation loans. What we have to offer will help you with all of your debt management needs without sacrificing your home or other assets. ...
Views: 998 - Find the Right Bank for You with Bank Reviews and Ratings - by Submitted on Oct 06, 2011 from Shelby LaraIt is not hard to find a good bank; all it takes is a little bit of research into banking reviews and ratings. You can find sites that highlight the best banks by searching online for review sites. Once you have found the bank that is right for you, that has all of the programs that you need and ...
Views: 778 - Three Tips on Finding the Best Debt Settlement Companies - by Submitted on Oct 03, 2011 from Vic ChevalierIn an uncertain economy, debt settlement can be a sound prescription toward achieving financial wellness. The debt relief solution has triumphed as a bankruptcy deterrent for millions of Americans burdened by credit card debt. It's widely favored because it provides a more substantial debt ...
Views: 1310(1 vote) - The Difference Between a Debt Negotiation Agreement and Credit Card Debt Settlement Letter - by Submitted on Oct 03, 2011 from Vic ChevalierBeing delinquent on credit card debts is no laughing matter. The endless annoying collection calls, torturous threat of lawsuits, and fear of bankruptcy can create many sleepless nights. But, a debt negotiation agreement can take away a lot troubles. The following statistics explain why so many ...
Views: 1690(1 vote) - Will Chapter 7 Bankruptcy Debt Forgiveness End My Consumer Debt? - by Submitted on Oct 03, 2011 from Vic ChevalierHaving too much debt is an impetus for seeking debt forgiveness through chapter 7 bankruptcy. But, can this "fresh start" decimate all of your consumer debt? Depending on your financial situation, this get out of debt solution can keep you out in the cold. You may be better off exploring other ...
Views: 1437(1 vote) - Couple Uses Free Credit Counseling and Eliminates $92,000 in Credit Card Debt - by Submitted on Sep 30, 2011 from Ben JovenIt would seem like everybody is in credit card debt these days. From entire countries like the US, Italy and The country of Greece, to your average American individual on the block, everyone is overextended and looking for their “bail out”. Your average American is walking around with over $15, ...
Views: 1271 - The Dark Side of a Trust Deed - by Submitted on Oct 24, 2013 from Charlie MaineA Trust Deed can be a pragmatic and effective solution to spiralling debts but the way many less-than-trustworthy "advisors" are reeling debtors in is worrying and dangerous. The nature of a Trust Deed is that it may not be a stroll in the park, you are dealing with nasty amounts of debt. Here ...
Views: 1167 - Newspapers Listing Unclaimed Property Owners - by Submitted on Sep 30, 2011 from Nicole AndersonUnclaimed property owners are now found in most local newspapers. The government of the U.S. had been taking many steps, like public programs, memos, or awareness events, to reach out to the people for the growing amount of unclaimed money. However, these mediums haven’t provided them the ...
Views: 673 - Major Concerns toward Government Unclaimed Money - by Submitted on Sep 30, 2011 from Nicole AndersonUnclaimed money is a big burden on the shoulder of the U.S. government and becoming a major concern with the passing days. In spite of all the strategies and programs organized for spreading awareness regarding the growing issue of unclaimed money, the results or the claim rate has not been ...
Views: 600 - Debt Reduction, Debt Agreement And Debt Consolidation - by Submitted on Sep 30, 2011 from susan wallaceThe ongoing Global Financial Crisis unfolding might be a global problem but debt is a mighty personal thing. There is nothing reassuring about hundreds of thousands of other Australians being over extended on the Debt merry go round, currently running at about AUD$48 Billion. When your line ...
Views: 802 - 10 Effective Ways To Boost Your Credit Score In One Day - by Submitted on Sep 29, 2011 from Charmaine Loise MagalonaYour credit score determines your creditworthiness, and your goal is to keep it high. When you want to increase your score rapidly in just one day, then you will want to know these ten effective ways to do it: 1. You should know where to start. Ordering individual credit reports is the best ...
Views: 679 - How to negotiate with creditors - by Submitted on Sep 27, 2011 from karen brownNegotiation is a part of any debt settlement process. In fact, it is the most vital part that brings both debtor and creditor closer. Unless and until, you are able to reach your creditor and allow him to hear your concern, you cannot expect to get him into settlement. Negotiation requires skill ...
Views: 643 - Debt Consolidation Loan – Solution to Minimize High Interest Rates - by Submitted on Oct 17, 2013 from William BookerA borrower stuck with the number of payday or any other regular loans could come under immense financial pressure at some point of time because interest rates in these loans are so high that if not paid back timely can sum up to huge amounts which will seem like impossible to the borrower to ...
Views: 848 - 2 Common Yet Different IRS Collection Methods - by Submitted on Sep 26, 2011 from Kes CraigWhen one thinks about how the IRS attempts to collect back taxes, 2 usual methods spring to mind. An IRS levy and an IRS tax lein. Many have confused these as being the same, but, actually, they aren't. An IRS tax levy is a seizure of personal assets to pay a tax debt. However, a tax lien ...
Views: 753 - Criminal Restitution in bankruptcy - by Submitted on Sep 24, 2011 from Edward BaxterThe traditional non-dischargeable debts in bankruptcy are fairly known to most of us. But what about an obligation that arises out of criminal restitution and the debtor wants to get it discharged? Well, the issue of criminal restitution in bankruptcy is complicated and delicate as well. But ...
Views: 2047 - Can’t Afford My Credit Cards. Living on Food Stamps, Child Support and College. - by Submitted on Sep 23, 2011 from Steve Rhode– Stacy “Dear Steve, My situation is this. I am in credit card debt in the amount of over $10,000. I have recently moved to try to get a better education to get a better job. I am a single mother with three children and do get government assistance in the form of medicaid and foodstamps. ...
Views: 606 - Credit Card Relief - How to Get Rid of Credit Card Debt - by Submitted on Sep 23, 2011 from Richard GansunCredit card debt has been widely recognized as the primary reason why people are suffering from low credit scores in the country. The most likely reason why many people suffer from this vicious cycle of debt is that it is difficult to keep a track of all the points of expenditure through credit ...
Views: 692 - Paying Down The Debt - by Submitted on Jan 30, 2013 from Noreen RuthFar too often individuals think getting out of debt will be complicated. The fact is getting out of debt is quite simple in thought, spend less and increase the size of payments towards credit accounts. It’s that easy…in theory. While the idea is basic, the implementation of this plan can be ...
Views: 1326 - Choose the best car loan - by Submitted on Sep 21, 2011 from Statewide MoneyEvery person dreams of having their own car. However, with tight budget, it somehow becomes difficult for some people to buy a car for their own. Car loan is the utmost solution for this concern, which assists borrowers to obtain the funds they need to buy a car. This type of loan is simply a ...
Views: 689 - Choose the best car loan with bad credit - by Submitted on Sep 20, 2011 from Statewide MoneyEvery person dreams of having their own car. However, with tight budget, it somehow becomes difficult for some people to buy a car for their own. Car loan is the utmost solution for this concern, which assists borrowers to obtain the funds they need to buy a car. This type of loan is simply a ...
Views: 644 - Alternative debt solutions to an Individual Voluntary Arrangement - by Submitted on Sep 19, 2011 from Mona MalikIn suitable circumstances an IVA is a great debt solution. However as the Individual Voluntary Arrangement route has been marketed more, people are not so aware of other debt soution options. These options may fit their needs and circumstances more than an IVA. The various avenues available ...
Views: 804 - Debt collectors don’t want people to know what the FDCPA - by Submitted on Sep 19, 2011 from John KevinToday I read an article on the internet complaining about a potential new bill out of New Jersey that would require debt collectors to send a copy of the FDCPA to Consumers. I read the article on collectormentor.com which appears to be a site geared toward aiding and informing ...
Views: 681 - I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda - by Submitted on Sep 18, 2011 from Steve RhodeDear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cards are at their limit,I didn't help any by going overboard at x-mas. Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and ...
Views: 2276 - Debt Management Company Help - by Submitted on May 26, 2012 from Keith GarrowPerhaps you have realised you are heavily in the red but you don't know how you can escape? You will find thousands of people in the exact same situation as you are. One particular method of obtaining assistance regarding your debts would be to make use of a debt management business. Debt ...
Views: 1166 - Free Debt Counseling: Does it really help? - by Submitted on Sep 13, 2011 from Ben JovenThere are so many people out there with credit card debt, the latest statistics show that the average American has around $15k in credit card debt and there is about $2.41 trillion in unsecured consumer debt out there in the US. Everybody has used a credit card at a certain point in their ...
Views: 1179 - Selling or Buying Credit Repair Services? Read This Before You’re Busted. - by Submitted on Sep 11, 2011 from Steve RhodeThe latest unbelievable resurgence in the debt relief world is advanced fee credit repair. That ship sailed a decade ago, at least. Companies are telling marketers that they can sell credit repair services and basically “charge whatever” they want to. But there is this little thing called ...
Views: 1964 - Campus Life: Students Managing Money - by Submitted on Jan 30, 2013 from Noreen RuthThe tips in the following article will go beyond the previous article. We will move past the larger, more immediate issues of a student money management, into long run tactics that may make a huge difference. These tips may not create an immediate impact, but may be the difference maker in ...
Views: 1331 - Get Debt Help Through The IVA Debt Solution - by Submitted on Sep 11, 2011 from Keith GarrowDo you know what an IVA is? It is a way to get help with serious debts in the UK. This could be the answer if you are in a bind with credit cards and other unsecured loans. Many people end up in trouble because of credit cards. Once they get behind on the payments things just get worse. It ...
Views: 1100 - Debt Help Tips And Advice - by Submitted on Sep 11, 2011 from Keith GarrowDebt gets the better of many people. No matter how they try they still seem to get further behind. There is debt help available to people who are behind in their bills, especially if it is credit card debt and unsecured loans. You do have options and knowing those options means getting back in ...
Views: 1107 - Obtaining Help With Debt problems - by Submitted on Sep 11, 2011 from Keith GarrowThere are thousands of people who end up struggling with debt problems every year. Many of these are forced into bankruptcy. No one wants this to happen to them but because of credit cards and other unsecured loans it happens daily. If you have found the debt is too much for you and you need ...
Views: 1029 - IVA Or Bankruptcy – The Pros And Cons Of Each Option - by Submitted on Sep 11, 2011 from Keith GarrowFor people in the UK filing for bankruptcy may not be your only option for getting out of serious debt. If you have steady employment and can afford to pay a modest amount each month to pay towards your debts you can get an IVA. This stands for an individual voluntary arrangement, which is an ...
Views: 1277 - IVA Debt Solutions Can Help Prevent Bankruptcy - by Submitted on Sep 11, 2011 from Keith GarrowSometimes your debts can get the better of you and before you know it you have more debt than you can manage to pay off. Credit card interest rates make it impossible to get caught up once you fall behind on payments, because the amount you owe just continues to grow. The late fees that are ...
Views: 1092 - Debt Wake Up Calls - by Submitted on Sep 11, 2011 from Beth DargisThis week in the Money Class we have been talking about Debt Reduction. It’s easy to slip into too much debt. But, there are some signs you are too far in debt and need to fix things fast before you get into the debt hole you can climb out of. * Using Cash Advances on your credit card. ...
Views: 982 - Credit Consolidation-The Top 5 Characteristics Of A Good Partner - by Submitted on Sep 09, 2011 from Michael LenzGiven the state of our economy, there may not be a better time in this countries history to use credit consolidation as a way to get your finances back in order and headed in the right direction. Being that there are literally hundreds of programs and services currently available, everyone ...
Views: 707 - How important is your choice of trust deed provider? - by Submitted on Oct 24, 2013 from Charlie MaineLots of debtors consider protected trust deeds as a possible debt resolution avenue after noticing promotion in the media. Most of these adverts are paid for by sizeable providers with extensive marketing budgets. These providers are sometimes referred to as "trust deed factories" due to the ...
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